HSBC Platinum Mastercard® with Rewards review

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Advertiser Disclosure

Interest Rate: Purchases
14.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Balance Transfer
14.74% ‐ 24.74% (Variable) (0% for the first 12 months)
Rewards
1 point
Signup Bonus
-


6.9/10
Informr score
The HSBC Platinum Mastercard® with Rewards currently has an Informr score of 6.9 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


HSBC Platinum Mastercard® with Rewards is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

With an anemic rewards rate and a middling APR, the HSBC Mastercard ranks near the bottom of our list of travel cards.

- Kelly Dilworth, CreditCards.com
Finder

The HSBC Platinum Mastercard with Rewards charges no annual fee, which is a big plus. You can earn rewards at your own pace and redeem points whenever you’re ready.

- Finder
Get.com

HSBC Platinum MasterCard® with Rewards credit card is a straightforward rewards credit card that lets you earn 1 rewards point per every dollar spent on new, net card purchases. It has a $0 foreign transaction fee, solid travel insurance coverage and shopping benefits.

- Emma Fox, Get.com

Details


Interest Rates
Regular APR Interest Rate 14.74% ‐ 24.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.74% ‐ 24.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus

Earn an Introductory 3X Points on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits

- MasterAssist

- Roadside Assistance

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Offers an uncommonly low rewards rate

from CreditCards.com

With an anemic rewards rate and a middling APR, the HSBC Mastercard ranks near the bottom of our list of travel cards.

Read full review

With an anemic rewards rate and a middling APR, the HSBC Mastercard ranks near the bottom of our list of travel cards.

Read full review

Less

Finder

A passable travel card that’s outclassed by competitors

The HSBC Platinum Mastercard with Rewards charges no annual fee, which is a big plus. You can earn rewards at your own pace and redeem points whenever you’re ready.

Read full review

The HSBC Platinum Mastercard with Rewards charges no annual fee, which is a big plus. You can earn rewards at your own pace and redeem points whenever you’re ready.

Read full review

Less

Get.com

Straightforward and flexible rewards card

from Get.com

HSBC Platinum MasterCard® with Rewards credit card is a straightforward rewards credit card that lets you earn 1 rewards point per every dollar spent on new, net card purchases. It has a $0 foreign transaction fee, solid travel insurance coverage and shopping benefits.

Read full review

HSBC Platinum MasterCard® with Rewards credit card is a straightforward rewards credit card that lets you earn 1 rewards point per every dollar spent on new, net card purchases. It has a $0 foreign transaction fee, solid travel insurance coverage and shopping benefits.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.