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Advertiser Disclosure

Interest Rate: Purchases
14.99% ‐ 22.99% (Variable)
Balance Transfer
14.99% ‐ 22.99% (Variable)
Signup Bonus

Informr score
The® Rewards Visa® Credit Card currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?® Rewards Visa® Credit Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you often travel and use, you can earn free nights at a hotel. If you don’t stay in hotels often, though, it could take a long time to earn any rewards. Even though there’s no annual fee, the point of rewards credit cards is to earn rewards. If you aren’t a frequent traveler, you may w...

- Kim Pinnelli, SimpleMoneyLyfe

A way to earn credit for booking rooms on Its rewards value for spending on the card is decent and would be a good addition for those already immersed in the loyalty program. But for most people, a co-branded card with a name like Marriott, Hilton or Hyatt might serve them bet...

- Gregory Karp, NerdWallet

The® Rewards Visa® Credit Card offers considerable value if you're only an occasional traveler and aren't loyal to a specific hotel brand since you can book stays almost anywhere. The card earns rewards that you can redeem for free hotel nights at a wide selection of hotel chains and inde...

- Kevin Payne, ValuePenguin
The Points Guy

While it doesn’t make sense for frequent travelers who book directly through a hotel’s website, the credit card does fill a niche for a certain demographic. That niche includes people newer to the world of travel rewards or those that are completely brand agnostic towards a specific hotel...

- Chris Dong, The Points Guy


Interest Rates
Regular APR Interest Rate 14.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%
  • Minimum of $5
  • Intro fee is 3%, minimum of $5 for balance transfers made in the first 12 months.
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00

Late Payment Fee $37.00


Sign up bonus

Get 2 reward nights worth $125 each when you spend $1,000 on purchases in the first 3 months.

All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Collect 1 stamp worth $110 each time you spend $500 on purchases with your Rewards Visa Credit Card.
  • Collect 1 stamp for each night’s stay at any eligible property booked on Each stamp is valued at the room rate.
  • Collect 10 stamps, get 1 reward night.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cell phone protection
  • Trip Cancellation and Interruption Protection
  • Silver Tier membership
  • Emergency Cash Disbursement and Card Replacement
  • Travel and Emergency Assistance Services
  • Roadside Dispatch
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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