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Holland America Line Rewards Visa® Card

Holland America Line Rewards Visa® Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.24% ‐ 29.24% (Variable)
Interest Rate: Purchases
19.24% ‐ 29.24% (Variable)
Balance Transfer
19.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Balance Transfer
19.24% ‐ 29.24% (Variable) (0% for the first 15 months)
Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
-
Signup Bonus
-


6.8/10
Informr score
The Holland America Line Rewards Visa® Card currently has an Informr score of 6.8 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Holland America Line Rewards Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money Crashers
Money Crashers

Designed for individuals and families who regularly cruise on Holland America Line. For the majority of users, its subpar baseline rewards rate renders it inappropriate for everyday spending. However, the lack of an annual fee limits the downside of keeping your account open until you’re ready to pu...

- Brian Martucci, Money Crashers
Finder
Finder

Whether this is a good card for you comes down to how much you spend with Holland America Line. If you’re a regular cruiser, you’ll quickly accumulate points you can use for future trips — and not just for Holland America Line cruises.

- Kliment Dukovski, Finder
RewardExpert
RewardExpert

If you’re an avid cruiser on Holland America and desire the ability to earn a discounted or free trips, the Holland American Line Rewards Visa card is a good option. You can also reap the benefits of developing a long credit history with the card as you’ll never have to pay an annual fee to keep it.

- Christine Krzyszton, RewardExpert
HighYa
HighYa

The Holland America Line Rewards Visa is a travel rewards credit card that provides several different bonuses that have the most value when redeemed for cruises that cost more than $2,000.

- J.R. Duren, HighYa

Details


Interest Rates
Regular APR Interest Rate 19.24% ‐ 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.24% ‐ 29.24% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 29.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus

Earn 5,000 points after your first purchase.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On all Holland America purchases including onboard purchases.

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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