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Holland America Line Rewards Visa® Card

Holland America Line Rewards Visa® Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
14.24% ‐ 24.24% (Variable)
Interest Rate: Purchases
14.24% ‐ 24.24% (Variable)
Balance Transfer
14.24% ‐ 24.24% (Variable) (0% for the first 15 months)
Balance Transfer
14.24% ‐ 24.24% (Variable) (0% for the first 15 months)
Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
-
Signup Bonus
-


6.1/10
Informr score
The Holland America Line Rewards Visa® Card currently has an Informr score of 6.1 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Holland America Line Rewards Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


RewardExpert
RewardExpert

If you’re an avid cruiser on Holland America and desire the ability to earn a discounted or free trips, the Holland American Line Rewards Visa card is a good option. You can also reap the benefits of developing a long credit history with the card as you’ll never have to pay an annual fee to keep it.

- Christine Krzyszton, RewardExpert
Finder
Finder

You’ll get far more value out of this card if you’re a big Holland America Line spender. If you’re not, consider a no-annual-fee card like the BankAmericard Travel Rewards.

- Finder
HighYa
HighYa

The Holland America Line Rewards Visa is a travel rewards credit card that provides several different bonuses that have the most value when redeemed for cruises that cost more than $2,000.

- J.R. Duren, HighYa

Details


Interest Rates
Regular APR Interest Rate 14.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.24% ‐ 24.24% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus

Earn 5,000 points after your first purchase.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On all Holland America purchases including onboard purchases.

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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