Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Brian Martucci, Money CrashersDesigned for individuals and families who regularly cruise on Holland America Line. For the majority of users, its subpar baseline rewards rate renders it inappropriate for everyday spending. However, the lack of an annual fee limits the downside of keeping your account open until you’re ready to pu...
- Kliment Dukovski, FinderWhether this is a good card for you comes down to how much you spend with Holland America Line. If you’re a regular cruiser, you’ll quickly accumulate points you can use for future trips — and not just for Holland America Line cruises.
- Christine Krzyszton, RewardExpertIf you’re an avid cruiser on Holland America and desire the ability to earn a discounted or free trips, the Holland American Line Rewards Visa card is a good option. You can also reap the benefits of developing a long credit history with the card as you’ll never have to pay an annual fee to keep it.
- J.R. Duren, HighYaThe Holland America Line Rewards Visa is a travel rewards credit card that provides several different bonuses that have the most value when redeemed for cruises that cost more than $2,000.
Interest Rates | |
---|---|
Regular APR Interest Rate |
20.24% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
|
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
5% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
Earn 5,000 points after your first purchase. |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel |
2 points per $1 spent On all Holland America purchases including onboard purchases. |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Google Pay |
Virtual Cards | No |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Help inform others by sharing your experience with Holland America Line Rewards Visa® Card