Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Dan Miller, MyBankTrackerThe Hilton Honors Aspire Card is best for frequent travelers, especially those who often stay in Hilton hotels. Although it comes with a $450 annual fee, savvy travelers can more than offset that cost through the benefits.
- Ben Schlappig, One Mile at a TimeThe Hilton Aspire Card is one of the most rewarding hotel credit cards out there. While the card has a $450 annual fee, it offers some truly incredible perks, including top tier Hilton Honors Diamond status, a free night reward annually, and up to $500 in credits annually ($250 for airline fees, and...
- Kevin Payne, FinanceBuzzThe Hilton Honors American Express Aspire Card is for frequent travelers who want luxury level benefits. If you’re already a fan of Hilton hotels and resorts or planning to make them your “go-to” hotel chain, having the Aspire card makes sense. If you are a member of the Hilton Honors loyalty progra...
- Brett Holzhauer, CNBCThe Hilton Honors American Express Aspire Card is an excellent hotel credit card for someone who visits Hilton hotels regularly, or is simply looking to earn more Hilton Honors points. Between the airport lounge access, complimentary Hilton Honors Diamond status, airline fee credits, hotel credits a...
- Dia Adams, ForbesThe Hilton Honors Aspire Card from American Express* offers solid value for frequent Hilton travelers. The $450 annual fee can provide ongoing value through resort and airline credits, provided you use them. Hilton Diamond status, the annual free weekend night and Priority Pass membership add icing...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.49% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $450.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
150000 points after spending $4,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 3 points per $1 spent |
| Restaurants | 7 points per $1 spent |
| Gas | No |
| Groceries | No |
| Hotels |
14 points per $1 spent On eligible purchases at participating hotel or resort within the Hilton Portfolio. |
| Travel |
7 points per $1 spent On flights booked directly with airlines or amextravel.com and car rentals booked directly from select car rental companies. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Enjoy one weekend night reward plus an additional night after you spend $60,000 on purchases on your Card in a calendar year. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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