Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Doss, CardRatings.comIf you aren’t much of a traveler, or you are but rarely stay at Hilton properties, then this is likely not your credit card. On the other hand, if you travel often and prefer Hilton hotels, then all you need to think about is whether the annual fee is worth it to you. And it probably will be thanks...
- Paige Balcom, The Points GuyThe Hilton Honors American Express Aspire Card provides incredible value to even a semi-frequent Hilton customer. This is a great premium product if you don't have another similarly positioned card. While its $550 annual fee might seem steep, it comes with a valuable welcome offer, annual free night...
- Ben Schlappig, One Mile at a TimeThe Hilton Aspire Card is one of the most rewarding hotel credit cards out there. While the card has a $550 annual fee, it offers some valuable incredible perks, including top tier Hilton Honors Diamond status, a free night reward annually, up to $400 in Hilton resort credits, up to $200 in flight c...
- Robin Ratcliff, CreditCards.comThe Hilton Honors Aspire card — though laden with great hotel perks — is probably too pricey for the average rewards cardholder.
- Dia Adams, Harlan Vaughn, ForbesThe Hilton Honors Aspire Card from American Express* looks like a tasty treat for frequent Hilton travelers. The $550 annual fee is steep but can provide ongoing value through resort and airline credits. Hilton Diamond elite status, the annual free night award and CLEAR® Plus membership add icing to...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $550.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
150000 points after spending $6,000 On purchases within the first 6 months. |
| Rewards | |
| All Purchases | 3 points per $1 spent |
| Restaurants |
7 points per $1 spent At U.S. restaurants, including takeout and delivery |
| Gas | No |
| Groceries | No |
| Hotels |
14 points per $1 spent For eligible purchases at hotels and resorts in the Hilton portfolio |
| Travel |
7 points per $1 spent Including flights booked directly with airlines or AmexTravel.com and car rentals booked directly with select car rental companies |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn an additional Free Night Reward from Hilton after making $30,000 in purchases and another after making $60,000 in purchases on your Card in a calendar year |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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