Hilton Honors Ascend Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 26.99%
Balance Transfer
17.99% ‐ 26.99%
Rewards
3 - 12 points
Signup Bonus
150000 points (after spending $3,000)


9/10
Informr score
The Hilton Honors Ascend Card from American Express currently has an Informr score of 9 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors Ascend Card from American Express is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

A good value for Hilton hotel fans, the Honors Ascend card makes it easy to quickly earn free night’s stays by offering a substantial introductory bonus and an ample point bonus on gas, restaurant, airfare and hotel purchases.

- Emily Sherman, CreditCards.com
Travel Update

The Hilton Ascend Card is a great mid-tier card for Hilton visitors. It can also be a great downgrading option for Hilton Aspire card-members. Gold Status and the fifth night free are the highlights of this $95 annual fee card. For Hilton loyalists, the Ascend Card is a nice earner within the bonus...

- Play Your Cards Right, Travel Update
Finder

If you’re willing to pay a $95 annual fee, you’ll find the Hilton Honors Ascend Card offers solid rewards not offered by the Hilton Honors Card. It’s a good choice whether you’re a Hilton regular or simply want to save for a few reward nights a year.

- Finder
CardRatings.com

Clearly, the Hilton Honors Ascend Card from American Express is a strong consideration for the wallet of any traveler who often, if not always, stays at Hilton properties when on the road. If you are a frequent traveler, whether it be for business or pleasure, you are also well-suited for this card....

- Brooklyn Lowery, CardRatings.com
Get.com

Hilton Honors Ascend Card from American Express, in my opinion, is one of the top hotel rewards card in the US since it lets you earn tons of points on all purchases made on your card, which you can accumulate to later redeem for hotel stays.

- Nick Fisher, Get.com

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 26.99%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 26.99%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 150000 points after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 3 points per $1 spent
Restaurants 6 points per $1 spent
Gas 6 points per $1 spent
Groceries 6 points per $1 spent
Hotels 12 points per $1 spent

On eligible purchases at participating hotel or resort within the Hilton Portfolio.

Travel No
Pharmacy No
Bills No
Additional Details

Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits

- Enjoy complimentary Hilton Honors Gold status with your Hilton Honors Ascend Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.

- Get 10 free lounge visits every year once enrolled.

- Return Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Excellent earning scheme, large network of hotels

from CreditCards.com

A good value for Hilton hotel fans, the Honors Ascend card makes it easy to quickly earn free night’s stays by offering a substantial introductory bonus and an ample point bonus on gas, restaurant, airfare and hotel purchases.

Read full review

A good value for Hilton hotel fans, the Honors Ascend card makes it easy to quickly earn free night’s stays by offering a substantial introductory bonus and an ample point bonus on gas, restaurant, airfare and hotel purchases.

Read full review

Less

Travel Update

An affordable way to earn Hilton Honors points

from Travel Update

The Hilton Ascend Card is a great mid-tier card for Hilton visitors. It can also be a great downgrading option for Hilton Aspire card-members. Gold Status and the fifth night free are the highlights of this $95 annual fee card. For Hilton loyalists, the Ascend Card is a nice earner within the bo...More

The Hilton Ascend Card is a great mid-tier card for Hilton visitors. It can also be a great downgrading option for Hilton Aspire card-members. Gold Status and the fifth night free are the highlights of this $95 annual fee card. For Hilton loyalists, the Ascend Card is a nice earner within the bonus categories and can possibly be a keeper card. Its possible to earn enough points to cover the modest annual fee without taking perks into account.

Read full review

Less

Finder

Solid perks and rewards

If you’re willing to pay a $95 annual fee, you’ll find the Hilton Honors Ascend Card offers solid rewards not offered by the Hilton Honors Card. It’s a good choice whether you’re a Hilton regular or simply want to save for a few reward nights a year.

Read full review

If you’re willing to pay a $95 annual fee, you’ll find the Hilton Honors Ascend Card offers solid rewards not offered by the Hilton Honors Card. It’s a good choice whether you’re a Hilton regular or simply want to save for a few reward nights a year.

Read full review

Less

CardRatings.com

For frequent travelers who often stay at Hilton properties

from CardRatings.com

Clearly, the Hilton Honors Ascend Card from American Express is a strong consideration for the wallet of any traveler who often, if not always, stays at Hilton properties when on the road. If you are a frequent traveler, whether it be for business or pleasure, you are also well-suited for this ca...More

Clearly, the Hilton Honors Ascend Card from American Express is a strong consideration for the wallet of any traveler who often, if not always, stays at Hilton properties when on the road. If you are a frequent traveler, whether it be for business or pleasure, you are also well-suited for this card. It won't take long to achieve the thresholds needed for some very attractive perks.

Read full review

Less

Get.com

One of the top hotel cards on the market

from Get.com

Hilton Honors Ascend Card from American Express, in my opinion, is one of the top hotel rewards card in the US since it lets you earn tons of points on all purchases made on your card, which you can accumulate to later redeem for hotel stays.

Read full review

Hilton Honors Ascend Card from American Express, in my opinion, is one of the top hotel rewards card in the US since it lets you earn tons of points on all purchases made on your card, which you can accumulate to later redeem for hotel stays.

Read full review

Less

Money Crashers

A great card for frequent Hilton guests

from Money Crashers

The Hilton Honors Ascend Card from American Express is ideal for loyal Hilton guests who frequently stay at Hilton portfolio properties and spend heavily at U.S. gas stations, restaurants, or supermarkets. It’s not as useful for folks who aren’t loyal to Hilton, those who seek good value for...More

The Hilton Honors Ascend Card from American Express is ideal for loyal Hilton guests who frequently stay at Hilton portfolio properties and spend heavily at U.S. gas stations, restaurants, or supermarkets. It’s not as useful for folks who aren’t loyal to Hilton, those who seek good value for non-award night redemptions (including frequent flyer transfers), and people who don’t spend enough to offset the $95 annual fee.

Read full review

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Credit Card Insider

Extra benefits are pretty good

from Credit Card Insider

The Hilton Honors Ascend Card from American Express is a good card option for anyone who spends at least $1,000 or so at Hilton properties every year. If you find yourself in their hotels more often than not, a card like this could probably go a long way for you.

Read full review

The Hilton Honors Ascend Card from American Express is a good card option for anyone who spends at least $1,000 or so at Hilton properties every year. If you find yourself in their hotels more often than not, a card like this could probably go a long way for you.

Read full review

Less

Credit Cards Explained

Anyone that loves to stay at Hilton Hotels should have this card

from Credit Cards Explained

If you are a frequent Hilton Hotels visitor then the Hilton Honors Ascend Card from American Express is nearly a no brainer. The massive 100,000-point signup bonus can be used a lot of different ways.

Read full review

If you are a frequent Hilton Hotels visitor then the Hilton Honors Ascend Card from American Express is nearly a no brainer. The massive 100,000-point signup bonus can be used a lot of different ways.

Read full review

Less

NextAdvisor

Great card for travelers who stay at Hilton hotels

Overall, this is a good card, particularly for domestic travel, and it features the highest point earning potential we've seen among Hilton-branded cards on the market.

Read full review

Overall, this is a good card, particularly for domestic travel, and it features the highest point earning potential we've seen among Hilton-branded cards on the market.

Read full review

Less

AwardWallet

Mid-tier rewards card

from AwardWallet

The Hilton Ascend is a quality co-brand hotel rewards card that’s sure to be a hit with Hilton fans. Featuring new and improved perks the Hilton Ascend is a significant improvement on the older Hilton Surpass.

Read full review

The Hilton Ascend is a quality co-brand hotel rewards card that’s sure to be a hit with Hilton fans. Featuring new and improved perks the Hilton Ascend is a significant improvement on the older Hilton Surpass.

Read full review

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User Reviews


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