Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Claire Tsosie, NerdWalletThis card doesn't come with a free anniversary night, like other hotel cards at cheaper price points do. But its credits and perks can still make it a good deal for Hilton loyalists.
- Ben Schlappig, One Mile at a TimeThe Hilton Honors Surpass Card is an excellent mid-range card that offers a stellar bonus for new members. On top of that, the Hilton Surpass offers valuable ongoing perks. The card can be worth having for the Gold status alone, and the annual fee is easy to justify thanks to the up to $200 in state...
- Katie Genter, Danyal Ahmed, The Points GuyWhile the Surpass doesn't offer the flexibility of a card like the Amex EveryDay Preferred card or the elite perks of the Amex Hilton Aspire card, it could still be just what you need to make your next stay with the Hilton Honors program even more rewarding. You'll get the benefits of Gold status an...
- Nouri Zarrugh, BankrateBuilt with Hilton loyalists and everyday spenders in mind, this Hilton card lets you earn your keep on purchases at Hilton properties and on everyday expenses like restaurants, U.S. supermarkets and gas stations. While the welcome offer is lucrative and the rewards program is generous, the inflated...
- Emily Sherman, CreditCards.comA good value for Hilton hotel fans, the Honors Surpass card makes it easy to quickly earn free nights with an ample point bonus on U.S. gas station, U.S restaurant, U.S. supermarket and Hilton hotel purchases and it also comes with a substantial welcome bonus.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$150.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
155000 points after spending $3,000 On purchases within the first 6 months. |
| Rewards | |
| All Purchases | 3 points per $1 spent |
| Restaurants |
6 points per $1 spent At U.S. restaurants, including takeout and delivery |
| Gas |
6 points per $1 spent At U.S. gas stations |
| Groceries |
6 points per $1 spent At U.S. supermarkets |
| Hotels |
12 points per $1 spent For eligible purchases made directly with hotels and resorts within the Hilton portfolio |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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