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Hilton Honors Business Card review

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Advertiser Disclosure

Annual Fee
$195.00
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
5 - 12 points
Rewards
5 - 12 points
Signup Bonus
175000 points (after spending $8,000)
Signup Bonus
175000 points (after spending $8,000)


8.5/10
Informr score
The Hilton Honors Business Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 25 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors Business Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Hilton Business Card is the only co-brand business card offered by Amex and Hilton, and it offers some valuable perks. On the most basic level, if you stay at Hiltons with any frequency, you could earn up to $240 in Hilton credits per year. On top of that, the card offers Hilton Honors Gold stat...

- Ben Schlappig, One Mile at a Time
The Points Guy
The Points Guy

The Hilton Business Card is best for those who spend a lot at Hilton properties and can take advantage of the complimentary Gold status. However, this card does not offer valuable earning rates on everyday spending and lacks free night certificates that come with other hotel cards. If you're looking...

- Ryan Smith, Danyal Ahmed, The Points Guy
Fit Small Business
Fit Small Business

Hilton Honors American Express Business Card is best for business owners who travel for business and prefer to stay at Hilton hotels and resorts. It offers premium travel rewards for eligible purchases in other categories and charges a low annual fee of $195. New cardholders can earn 130,000 Hilton...

- Tricia Jones, Fit Small Business
MoneyGeek
MoneyGeek

The Hilton Honors American Express Business Card is a powerful tool for businesses, particularly those with frequent travel or dining needs. Its standout benefits are the generous welcome offer and robust hotel perks, which include status upgrades and free nights. Its diverse earning categories make...

- Grace Pilling, MoneyGeek
CardRatings.com
CardRatings.com

The Hilton Honors American Express Business Card is a solid choice for anyone who likes to lay their head on a Hilton pillow when they travel for business and appreciate being rewarded for buying things as simple as gas for your business driving. Plus, those opportunities for free reward nights will...

- Brooklyn Lowery, CardRatings.com

Details


Interest Rates
Regular APR Interest Rate 20.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $195.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 175000 points after spending $8,000

On purchases within the first 6 months.

Rewards
All Purchases 5 points per $1 spent (on first $100000 spent)

3 points per $1 spent thereafter

Restaurants No
Gas No
Groceries No
Hotels 12 points per $1 spent

For purchases made directly with hotels and resorts in the Hilton portfolio

Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Complimentary Hilton Honors™ Gold Status
  • Complimentary National Car Rental® Emerald Club Executive® Status
  • $240 Hilton Credit
  • Baggage Insurance
  • Global Assist® Hotline
  • Dispute Resolution
  • Amex Offers
  • Account Alerts
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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