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Hilton Honors American Express Business Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
19.49% ‐ 28.49% (Variable)
Interest Rate: Purchases
19.49% ‐ 28.49% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
3 - 12 points
Rewards
3 - 12 points
Signup Bonus
130000 points (after spending $3,000)
Signup Bonus
130000 points (after spending $3,000)


8.8/10
Informr score
The Hilton Honors American Express Business Card currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 25 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors American Express Business Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate
Bankrate

The American Express Hilton Honors Business card is a strong choice for business owners and Hilton loyalists seeking elite status benefits and boosted rewards on travel. Strategic spenders can take advantage of bonus rewards and a generous sign-up bonus to earn a lot of free nights at Hilton propert...

- Stephanie Zito, Bankrate
One Mile at a Time
One Mile at a Time

The Hilton Business Card is the only co-brand business card offered by Amex and Hilton, and it offers some fantastic perks. Just for having the card you get Gold status, which should more than justify the annual fee after just a couple of stays. On top of that, the card can be worth spending money o...

- Ben Schlappig, One Mile at a Time
FinanceBuzz
FinanceBuzz

The Hilton Honors American Express Business Card is a great option for business owners who find value in staying at the various Hilton properties. When spending with this card, you can earn 12X Hilton Honors Bonus Points on direct purchases with Hilton; 6X at U.S. gas stations, select cell phone ser...

- Matt Miczulski, FinanceBuzz
Fit Small Business
Fit Small Business

The Hilton Honors American Express Business Card is best for business owners who travel for business and prefer to stay at Hilton hotels and resorts. This travel credit card also offers premium travel rewards for eligible purchases in other categories.

- Tricia Tetreault, Fit Small Business
Business Insider
Business Insider

It is worth considering if you're a Hilton loyalist and are eligible for a small-business credit card. It comes with an unprecedented welcome bonus, great earning categories, and valuable benefits, with a very manageable annual fee.

- Jasmin Baron, Business Insider

Details


Interest Rates
Regular APR Interest Rate 19.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 130000 points after spending $3,000
  • On purchases within the first 3 months.
  • Plus, you can earn a Free Night Reward to use at any of the Hilton family of hotels after you spend $10,000 in purchases on the Card in the first 6 months of Card Membership.
Rewards
All Purchases 3 points per $1 spent
Restaurants 6 points per $1 spent
Gas 6 points per $1 spent
Groceries No
Hotels 12 points per $1 spent

On eligible purchases at participating hotel or resort within the Hilton Portfolio.

Travel 6 points per $1 spent

On flights booked directly with airlines or with AmexTravel.com and on car rentals booked directly from select car rental companies

Pharmacy No
Bills No
Additional Details
  • Earn 6 points per $1 on wireless telephone services purchases directly from U.S. service providers and on U.S. purchases for shipping.
  • Earn a weekend Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card account in a calendar year.
  • Earn a second Weekend Night Reward from Hilton Honors after you spend $60,000 on eligible purchases on your Card in a calendar year.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Complimentary Hilton Honors Gold Status
  • Upgrade to Diamond Status after you spend $40,000 on eligible purchases on your Card in a calendar year
  • 10 Free Priority Pass Visits
  • Baggage Insurance Plan
  • Expense Management Tools
  • Dispute Resolution
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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