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Hilton Honors Card from American Express review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.49% ‐ 25.49% (Variable)
Interest Rate: Purchases
16.49% ‐ 25.49% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
3 - 7 points
Rewards
3 - 7 points
Signup Bonus
100000 points (after spending $1,000)
Signup Bonus
100000 points (after spending $1,000)


8.3/10
Informr score
The Hilton Honors Card from American Express currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 31 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Hilton Honors Card from American Express is a great no annual fee card. The card has a huge limited-time welcome offer, offers 3-7x points per dollar spent with no foreign transaction fees, gets you Hilton Honors Silver status, and gives you access to Amex Offers. For someone looking for a no an...

- Ben Schlappig, One Mile at a Time
MyBankTracker
MyBankTracker

This is suited toward travelers who want to earn points on hotel stays, prefer Hilton to other brands and don't want to pay an annual fee. It's also good for everyday spenders who want to earn hotel points on dining, gas, groceries and shopping. If you don't always book Hilton, then you may be bette...

- Rebecca Lake, MyBankTracker
Bankrate
Bankrate

Although Hilton Honors Points may not be as valuable as other hotel cards’ rewards and the Hilton Honors American Express Card may not carry as many travel benefits as rival cards, few hotel-oriented cards with no annual fee offer such well-rounded bonus categories on day-to-day expenses as this Hil...

- Garrett Yarbrough, Nouri Zarrugh, Aja M, Bankrate
Upgraded Points
Upgraded Points

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel. Whether your visits are for work or pleasure, the Hilton brand has you covered with over 4,60...

- Alex Miller, Upgraded Points
CardRatings.com
CardRatings.com

Thanks to its great welcome offer, points earning ease and no annual fee, the Hilton Honors American Express Card is a good card for those who enjoy Hilton properties and plan to stay there often, or even people just looking to offset the cost of an annual vacation with points earned through everyda...

- Brooklyn Lowery, CardRatings.com

Details


Interest Rates
Regular APR Interest Rate 16.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00


Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 100000 points after spending $1,000
  • On purchases within the first 3 months.
  • Plus, you can earn up to $100 in Statement Credits on eligible purchases made on the Card at any of the Hilton family hotels in the first 12 months of Card Membership.
Rewards
All Purchases 3 points per $1 spent
Restaurants 5 points per $1 spent

On purchases made at U.S. restaurants, including takeout and delivery.

Gas 5 points per $1 spent
Groceries 5 points per $1 spent
Hotels 7 points per $1 spent

For eligible purchases at hotels and resorts in the Hilton portfolio.

Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Complimentary Hilton Honors Silver status. Plus, spend $20,000 on eligible purchases in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • American Express Experiences
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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