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Hilton Honors Card from American Express review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.49% ‐ 28.49% (Variable)
Interest Rate: Purchases
19.49% ‐ 28.49% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
3 - 7 points
Rewards
3 - 7 points
Signup Bonus
80000 points (after spending $1,000)
Signup Bonus
80000 points (after spending $1,000)


8.5/10
Informr score
The Hilton Honors Card from American Express currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 32 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


GOBankingRates
GOBankingRates

For a card with no annual fee, the Hilton Honors American Express card allows card members to earn a lot of rewards. With the possibility to earn between 3x and 7x Hilton Honors points on every dollar spent, card members can quickly rack up points for free travel stays or other perks.

- Andrea Norris, GOBankingRates
The Points Guy
The Points Guy

The Hilton Honors American Express Card is a good starter card for those looking to maximize the loyalty program’s benefits without paying an annual fee — especially with the current increased welcome bonus.

- Madison Blancaflor, The Points Guy
One Mile at a Time
One Mile at a Time

The Hilton Honors Card from American Express is a great no annual fee card. The card has a fantastic welcome offer, offers 3-7x points per dollar spent with no foreign transaction fees, gets you Hilton Honors Silver status, and gives you access to Amex Offers. For someone looking for a no annual fee...

- Ben Schlappig, One Mile at a Time
FinanceBuzz
FinanceBuzz

The Hilton Honors American Express Card is worth considering if you’re loyal to Hilton and don’t want the pressure of an annual fee. The card offers potentially valuable rewards on purchases made with the hotel brand and select everyday spending categories. If you’re looking for more value, however,...

- Ben Luthi, FinanceBuzz
Cnet
Cnet

The Hilton Honors American Express Card offers an inexpensive and easy way to earn rewards to fund stays at Hilton properties. However, Hilton points aren't worth very much and can't be used for statement credits, so this hotel credit card is not a great option for earning cash back.

- Evan Zimmer, Cnet

Details


Interest Rates
Regular APR Interest Rate 19.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00


Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 80000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 3 points per $1 spent
Restaurants 5 points per $1 spent

On purchases made at U.S. restaurants, including takeout and delivery.

Gas 5 points per $1 spent
Groceries 5 points per $1 spent
Hotels 7 points per $1 spent

For eligible purchases at hotels and resorts in the Hilton portfolio.

Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Complimentary Hilton Honors Silver status. Plus, spend $20,000 on eligible purchases in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • American Express Experiences
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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