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Hilton Honors Card from American Express review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
3 - 7 points
Rewards
3 - 7 points
Signup Bonus
80000 points (after spending $2,000)
Signup Bonus
80000 points (after spending $2,000)


8.3/10
Informr score
The Hilton Honors Card from American Express currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 36 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate
Bankrate

Although Hilton Honors Points may not be as valuable as other hotel cards’ rewards and the Hilton Honors American Express Card may not carry as many travel benefits as rival cards, few hotel-oriented cards with no annual fee offer such well-rounded bonus categories on day-to-day expenses as this Hil...

- Aja McClanahan, Bankrate
Time
Time

We give the Hilton Honors American Express Card a solid 3.8 out of 5 stars. When it comes to no-annual-fee credit cards, the card is above average due to its incredible welcome bonus and ability to unlock Hilton’s “fifth-night free” perk when redeeming points to book five or more consecutive nights....

- Sarah Hostetler, Time
The Points Guy
The Points Guy

The Hilton Honors American Express Card is a good starter card for those looking to maximize the benefits of Hilton’s loyalty program without paying an annual fee — especially with the increased welcome bonus. It may not be the right card for everyone, though it may be the right card for you if that...

- Paige Balcom, The Points Guy
One Mile at a Time
One Mile at a Time

The Hilton Honors American Express Card is a great no annual fee card. The card has an excellent welcome offer, offers 3-7x points per dollar spent with no foreign transaction fees, gets you Hilton Honors Silver status, and gives you access to Amex Offers. For someone looking for a no annual fee car...

- Ben Schlappig, One Mile at a Time
Cnet
Cnet

The Hilton Honors American Express Card offers an inexpensive and easy way to earn rewards to fund stays at Hilton properties. However, Hilton points aren't worth very much and can't be used for statement credits, so this hotel credit card is not a great option for earning cash back.

- Evan Zimmer, Cnet

Details


Interest Rates
Regular APR Interest Rate 20.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00


Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 80000 points after spending $2,000

On purchases within the first 6 months

Rewards
All Purchases 3 points per $1 spent
Restaurants 5 points per $1 spent

At U.S. restaurants, including takeout and delivery

Gas 5 points per $1 spent

At U.S. gas stations

Groceries 5 points per $1 spent

At U.S. supermarkets

Hotels 7 points per $1 spent

For eligible purchases at hotels and resorts in the Hilton portfolio

Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Hilton Honors Silver Status
  • American Express Experiences
  • Global Assist® Hotline
  • Get free 2-day shipping
  • Complimentary ShopRunner membership
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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