Hilton Honors Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 24.74% (Variable)
Balance Transfer
-
Rewards
3 - 7 points
Signup Bonus
75000 points (after spending $1,000)


8.2/10
Informr score
The Hilton Honors Card from American Express currently has an Informr score of 8.2 out of 10. This score is based on our evaluation of 22 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Card Insider

The Hilton Honors American Express Card isn’t a bad option for a no annual fee hotel credit card. But for more frequent travelers, you could likely do better.

- Evan Zimmer, Credit Card Insider
One Mile at a Time

The Hilton Honors Card from American Express is a good no annual fee card. The card has a solid welcome bonus, offers 3-7x points per dollar spent, gets you Honors Silver status, and gives you access to Amex Offers. For someone looking for a no annual fee card, this is a great option.

- Ben, One Mile at a Time
MyBankTracker

This is suited toward travelers who want to earn points on hotel stays, prefer Hilton to other brands and don't want to pay an annual fee. It's also good for everyday spenders who want to earn hotel points on dining, gas, groceries and shopping. If you don't always book Hilton, then you may be bette...

- Rebecca Lake, MyBankTracker
The Simple Dollar

The Hilton Honors Card from American Express doesn’t offer the richest Hilton benefits when compared to some of their other hotel reward cards, but it’s an excellent option for travelers who want to experience Hilton reward perks without having to commit to an annual fee.

- Jessica Walrack, The Simple Dollar
FinanceBuzz

The Hilton Honors American Express Card is worth considering if you’re loyal to Hilton and don’t want the pressure of an annual fee. The card offers potentially valuable rewards on purchases made with the hotel brand and select everyday spending categories. If you’re looking for more value, however,...

- Ben Luthi, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 15.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00


Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 75000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 3 points per $1 spent
Restaurants 5 points per $1 spent
Gas 5 points per $1 spent
Groceries 5 points per $1 spent
Hotels 7 points per $1 spent

On purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.

Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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