Hilton Honors Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 26.99%
Balance Transfer
17.99% ‐ 26.99%
Rewards
3 - 7 points
Signup Bonus
100000 points (after spending $1,000)


8.6/10
Informr score
The Hilton Honors Card from American Express currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 13 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Hilton Honors Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.

- Emily Sherman, CreditCards.com
Travel Update

The Hilton Honors card is a fantastic no annual fee card for infrequent Hilton visitors. It can also be a great downgrading option for Hilton Ascend or Hilton Aspire card-members. While this card lacks in benefits, Silver Status and the fifth night free are awesome for a no annual fee card.

- Play Your Cards Right, Travel Update
AwardWallet

Just like its predecessor, the Hilton Honors Card from American Express is a top card for occasional travelers and those that can’t justify paying an annual fee for Hilton’s premium Amex offerings. The card currently offers a huge limited-time welcome bonus, no foreign transaction fees, no annual fe...

- Jess Farley, AwardWallet
Credit Karma

The Hilton Honors American Express Card offers solid rewards with no annual fee, making it a decent option for the occasional traveler. But if you travel frequently, you’ll likely get more bang for your buck with a different card.

- Jennifer Brozic, Credit Karma
ValuePenguin

As a no annual fee credit card, the Hilton Honors™ Card from American Express is probably best suited as a supplemental credit card. Use the card to earn the welcome bonus and keep it around for those times when you'll be staying at a Hilton resort, or can leverage any of the other bonus spending ca...

- Robert Harrow, ValuePenguin

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 26.99%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 26.99%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 2.7%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 100000 points after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 3 points per $1 spent
Restaurants 5 points per $1 spent
Gas 5 points per $1 spent
Groceries 5 points per $1 spent
Hotels 7 points per $1 spent

On purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.

Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Exceptional point bonus, inflated rewards rate

from CreditCards.com

The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.

Read full review

The Hilton Honors card offers a generous number of bonus points on hotel and everyday purchases; but because Hilton’s Honors aren’t worth as much as the average credit card rewards point, cardholders need a larger number of points to purchase rewards-funded travel.

Read full review

Less

Travel Update

A decent earner for every day spend

from Travel Update

The Hilton Honors card is a fantastic no annual fee card for infrequent Hilton visitors. It can also be a great downgrading option for Hilton Ascend or Hilton Aspire card-members. While this card lacks in benefits, Silver Status and the fifth night free are awesome for a no annual fee card.

Read full review

The Hilton Honors card is a fantastic no annual fee card for infrequent Hilton visitors. It can also be a great downgrading option for Hilton Ascend or Hilton Aspire card-members. While this card lacks in benefits, Silver Status and the fifth night free are awesome for a no annual fee card.

Read full review

Less

AwardWallet

One of the best points-to-annual fee ratios

from AwardWallet

Just like its predecessor, the Hilton Honors Card from American Express is a top card for occasional travelers and those that can’t justify paying an annual fee for Hilton’s premium Amex offerings. The card currently offers a huge limited-time welcome bonus, no foreign transaction fees, no an...More

Just like its predecessor, the Hilton Honors Card from American Express is a top card for occasional travelers and those that can’t justify paying an annual fee for Hilton’s premium Amex offerings. The card currently offers a huge limited-time welcome bonus, no foreign transaction fees, no annual fee, and complimentary Silver status (with the opportunity to punch for Gold with an achievable spend).

Read full review

Less

Credit Karma

Hotel rewards with no annual fee

from Credit Karma

The Hilton Honors American Express Card offers solid rewards with no annual fee, making it a decent option for the occasional traveler. But if you travel frequently, you’ll likely get more bang for your buck with a different card.

Read full review

The Hilton Honors American Express Card offers solid rewards with no annual fee, making it a decent option for the occasional traveler. But if you travel frequently, you’ll likely get more bang for your buck with a different card.

Read full review

Less

ValuePenguin

An excellent no annual fee hotel rewards credit card

from ValuePenguin

As a no annual fee credit card, the Hilton Honors™ Card from American Express is probably best suited as a supplemental credit card. Use the card to earn the welcome bonus and keep it around for those times when you'll be staying at a Hilton resort, or can leverage any of the other bonus spending categories. 

Read full review

As a no annual fee credit card, the Hilton Honors™ Card from American Express is probably best suited as a supplemental credit card. Use the card to earn the welcome bonus and keep it around for those times when you'll be staying at a Hilton resort, or can leverage any of the other bonus spending categories. 

Read full review

Less

Finder

A great hotel card for Hilton regulars and casual travelers alike

With no annual fee, the Honors card is an enticing choice for the Hilton regular. It’s also worth picking up for the occasional traveler, especially because it offers strong point earnings beyond Hilton spending.

Read full review

With no annual fee, the Honors card is an enticing choice for the Hilton regular. It’s also worth picking up for the occasional traveler, especially because it offers strong point earnings beyond Hilton spending.

Read full review

Less

SmartAsset

A solid loyalty card for no annual fee

from SmartAsset

All in all, the Hilton Honors Card from American Express offers a pretty good deal for those loyal to Hilton. The card offers high amounts of bonus points to add onto your Hilton expenses, especially for no annual fee.

Read full review

All in all, the Hilton Honors Card from American Express offers a pretty good deal for those loyal to Hilton. The card offers high amounts of bonus points to add onto your Hilton expenses, especially for no annual fee.

Read full review

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Wise Bread

More rewarding hotel stays

from Wise Bread

This card is best for Hilton property fans who will frequently use the card for not only Hilton stays, but for restaurants, gas stations, and supermarkets, in order to rack up the points necessary for free nights.

Read full review

This card is best for Hilton property fans who will frequently use the card for not only Hilton stays, but for restaurants, gas stations, and supermarkets, in order to rack up the points necessary for free nights.

Read full review

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Credible

A great way to earn more Hilton Honors rewards

from Credible

A solid and low-cost (well, actually free!) hotel rewards card, the Amex Hilton Honors Card is a great way to maximize rewards for frequent guests of Hilton properties.

Read full review

A solid and low-cost (well, actually free!) hotel rewards card, the Amex Hilton Honors Card is a great way to maximize rewards for frequent guests of Hilton properties.

Read full review

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Credit Cards Explained

Good for business travelers and leisure travelers alike

from Credit Cards Explained

The Hilton Honors Card from American Express is an excellent card to have in your wallet if you’re a frequent traveler, or spend a good portion of your budget at U.S. gas stations, supermarkets and restaurants. There’s no annual to pay and as an Amex cardmember you’ll have access to all the benefits of the Hilton Honors program rewards.

Read full review

The Hilton Honors Card from American Express is an excellent card to have in your wallet if you’re a frequent traveler, or spend a good portion of your budget at U.S. gas stations, supermarkets and restaurants. There’s no annual to pay and as an Amex cardmember you’ll have access to all the benefits of the Hilton Honors program rewards.

Read full review

Less

User Reviews


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