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Hancock and Whitney Bank Platinum Rewards Credit Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
18.24% ‐ 23.24% (Variable) (0% for the first 7 months)
Interest Rate: Purchases
18.24% ‐ 23.24% (Variable) (0% for the first 7 months)
Balance Transfer
18.24% ‐ 23.24% (Variable) (0% for the first 7 months)
Balance Transfer
18.24% ‐ 23.24% (Variable) (0% for the first 7 months)
Rewards
1 point
Rewards
1 point
Signup Bonus
-
Signup Bonus
-


Am I eligible?


Hancock and Whitney Bank Platinum Rewards Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 23.24% (Variable) (0% for the first 7 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 23.24% (Variable) (0% for the first 7 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%


Cash Advance Fee 5%
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $25.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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