Delta SkyMiles® Gold Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 24.74% (Variable)
Balance Transfer
15.74% ‐ 24.74% (Variable)
Rewards
1 - 2 Miles
Signup Bonus
50000 miles (after spending $1,000)


8.1/10
Informr score
The Delta SkyMiles® Gold Card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 22 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Delta SkyMiles® Gold Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Investopedia

For those who travel often with Delta, the Delta SkyMiles Gold American Express delivers benefits that can easily justify its annual fee. Cardholders earn 2 miles per dollar spent on Delta purchases, restaurants, and U.S. supermarkets, along with 1 mile per dollar on everything else. It has a genero...

- Mitchell Strohm, Investopedia
CreditCards.com

This card’s miles are worth more than those of the average credit card, making this airline card’s rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.

- Emily Sherman, CreditCards.com
SmartAsset

This card should be popular with Delta devotees who are looking to maximize their miles and perks. There’s no limit on the mileage you can earn, so the sky’s the limit with this card.

- SmartAsset
The Points Guy

Although it might not have the most compelling earning rates, the Delta SkyMiles Gold American Express Card credit card can still be worth picking up for its welcome bonus and money-saving perks. As long as you check a bag with Delta at least four times each year, you’re going to come out ahead with...

- Katie Genter, The Points Guy
FinanceBuzz

The Delta SkyMiles Gold Credit Card is best for consumers who prefer to fly with Delta Air Lines and travel often. You’ll earn two miles for every dollar spent directly with Delta and one mile per dollar for other eligible purchases. Frequent Delta flyers can easily earn miles with this card. For th...

- Robin Kavanagh, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 15.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 50000 miles after spending $1,000

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas No
Groceries 2 miles for $1 spent

On purchases made at U.S. supermarkets

Hotels No
Travel 2 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details

Spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • First checked bag free
  • $100 Delta flight credit
  • 20% back on in-flight purchases
  • Priority boarding
  • Global Assist Hotline
  • Entertainment Access
  • Complimentary ShopRunner Membership
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments Other Names (AKA): Gold Delta SkyMiles® Credit Card

Terms & Conditions Official Terms & Conditions
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