Gold Delta SkyMiles Credit Card from American Express review

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Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 26.99%
Balance Transfer
17.99% ‐ 26.99%
Rewards
1 - 2 Miles
Signup Bonus
30000 miles (after spending $1,000)


7.7/10
Informr score
The Gold Delta SkyMiles Credit Card from American Express currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Gold Delta SkyMiles Credit Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

Gold Delta Skymiles points are worth more than the average credit card rewards point, making this airline card’s rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.

- Emily Sherman, CreditCards.com
LendEDU

The Gold Delta SkyMiles credit card is a worthy choice if you’re a regular Delta customer and don’t want to pay the higher annual fee for its Platinum counterpart. But if Delta isn’t your airline of choice, you might want to consider an airline credit card that provides more flexibility in how you e...

- Christy Rakoczy, LendEDU
Money Crashers

Ideal for frequent Delta flyers who earn rewards quickly enough to offset the $95 annual fee and enjoy practical travel benefits, such as priority boarding, free checked bags, and airport lounge access. Due to poor non-Delta rewards and limited earning power outside the Delta universe, it’s not grea...

- Brian Martucci, Money Crashers
The Points Guy

Although it might not have the most compelling earning rates, the Gold Delta Amex can still be worth picking up for its large welcome bonus and money-saving perks. As long as you check a bag for two round-trips a year, you’re going to come out ahead with this card.

- Benji Stawski, The Points Guy
NerdWallet

The Gold Delta SkyMiles Credit Card from American Express won’t help you save on any domestic airline you choose, but it will help you earn awards flights with Delta and other international SkyTeam partners. On top of an attractive sign-up bonus, the card also offers a good long-term value. If you c...

- Claire Tsosie, NerdWallet

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 26.99%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.99% ‐ 26.99%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus 30000 miles after spending $1,000

- On purchases within the first 3 months.

- Plus a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On purchases made directly with Delta

Pharmacy No
Bills No
Additional Details


Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Priority Boarding

- First Checked Bag Free

- 20% In-Flight Savings

- Return Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

For frequent Delta Airlines flyer

from CreditCards.com

Gold Delta Skymiles points are worth more than the average credit card rewards point, making this airline card’s rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.

Read full review

Gold Delta Skymiles points are worth more than the average credit card rewards point, making this airline card’s rewards program an attractive choice for cardholders who want to quickly earn a free flight on a major carrier.

Read full review

Less

LendEDU

A great travel card with no limits

from LendEDU

The Gold Delta SkyMiles credit card is a worthy choice if you’re a regular Delta customer and don’t want to pay the higher annual fee for its Platinum counterpart. But if Delta isn’t your airline of choice, you might want to consider an airline credit card that provides more flexibility in how you earn and redeem rewards.

Read full review

The Gold Delta SkyMiles credit card is a worthy choice if you’re a regular Delta customer and don’t want to pay the higher annual fee for its Platinum counterpart. But if Delta isn’t your airline of choice, you might want to consider an airline credit card that provides more flexibility in how you earn and redeem rewards.

Read full review

Less

Money Crashers

Very good for regular Delta fliers

from Money Crashers

Ideal for frequent Delta flyers who earn rewards quickly enough to offset the $95 annual fee and enjoy practical travel benefits, such as priority boarding, free checked bags, and airport lounge access. Due to poor non-Delta rewards and limited earning power outside the Delta universe, it’s no...More

Ideal for frequent Delta flyers who earn rewards quickly enough to offset the $95 annual fee and enjoy practical travel benefits, such as priority boarding, free checked bags, and airport lounge access. Due to poor non-Delta rewards and limited earning power outside the Delta universe, it’s not great for infrequent Delta flyers and those looking for a general-spending credit card.

Read full review

Less

The Points Guy

Ideal for those whose airline of choice is Delta but don’t fly enough

from The Points Guy

Although it might not have the most compelling earning rates, the Gold Delta Amex can still be worth picking up for its large welcome bonus and money-saving perks. As long as you check a bag for two round-trips a year, you’re going to come out ahead with this card.

Read full review

Although it might not have the most compelling earning rates, the Gold Delta Amex can still be worth picking up for its large welcome bonus and money-saving perks. As long as you check a bag for two round-trips a year, you’re going to come out ahead with this card.

Read full review

Less

NerdWallet

Loyalty gets rewarded

from NerdWallet

The Gold Delta SkyMiles Credit Card from American Express won’t help you save on any domestic airline you choose, but it will help you earn awards flights with Delta and other international SkyTeam partners. On top of an attractive sign-up bonus, the card also offers a good long-term value. If...More

The Gold Delta SkyMiles Credit Card from American Express won’t help you save on any domestic airline you choose, but it will help you earn awards flights with Delta and other international SkyTeam partners. On top of an attractive sign-up bonus, the card also offers a good long-term value. If you can’t imagine flying on any other airline, consider applying.

Read full review

Less

Wise Bread

Priority treatment

from Wise Bread

Best for travelers who fly often enough with Delta to take advantage of the perks and rewards that cover the annual fee. This can mean either earning enough rewards to redeem for award flights, or being able to take advantage of the flight benefits such as the airport lounge discount or in-flight savings.

Read full review

Best for travelers who fly often enough with Delta to take advantage of the perks and rewards that cover the annual fee. This can mean either earning enough rewards to redeem for award flights, or being able to take advantage of the flight benefits such as the airport lounge discount or in-flight savings.

Read full review

Less

Dough Roller

Nice intro bonus

from Dough Roller

The Gold Delta SkyMiles Credit Card from American Express is a must-have for any loyal traveler of Delta Airlines. Sure, there is a $95 annual fee (waived the first year). But that’s peanuts compared to the amount that can be saved on baggage fees and rewards.

Read full review

The Gold Delta SkyMiles Credit Card from American Express is a must-have for any loyal traveler of Delta Airlines. Sure, there is a $95 annual fee (waived the first year). But that’s peanuts compared to the amount that can be saved on baggage fees and rewards.

Read full review

Less

SmartAsset

Offers the bulk of attractive benefits to frequent fliers

This card should be popular with Delta devotees who are looking to maximize their miles and perks. There’s no limit on the mileage you can earn, so the sky’s the limit with this card.

Read full review

This card should be popular with Delta devotees who are looking to maximize their miles and perks. There’s no limit on the mileage you can earn, so the sky’s the limit with this card.

Read full review

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Credit Cards Explained

Generous signup bonus, plus plenty of perks

from Credit Cards Explained

If you travel frequently using Delta, the Gold Delta SkyMiles Credit Card from American Express can be a good way to boost your rewards and earn free travel and upgrades. As long as you are able to use your card for flights on Delta often enough to use your perks and rewards, it’s possible to pay the annual fee and still come out ahead.

Read full review

If you travel frequently using Delta, the Gold Delta SkyMiles Credit Card from American Express can be a good way to boost your rewards and earn free travel and upgrades. As long as you are able to use your card for flights on Delta often enough to use your perks and rewards, it’s possible to pay the annual fee and still come out ahead.

Read full review

Less

Credible

For frequent travelers looking for extra perks

from Credible

A great travel rewards option for those who don’t mind an annual fee or airline restrictions, the Gold Delta SkyMiles Credit Card offers a generous welcome offer value, unlimited opportunities to earn points and a slew of extra travel and shopping-related benefits.

Read full review

A great travel rewards option for those who don’t mind an annual fee or airline restrictions, the Gold Delta SkyMiles Credit Card offers a generous welcome offer value, unlimited opportunities to earn points and a slew of extra travel and shopping-related benefits.

Read full review

Less

User Reviews


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