Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Madison Blancaflor, The Points GuyThis card is the most straightforward and inexpensive choice for Delta flyers looking for a simple business credit card to make their time in the air more comfortable.
- Holly Johnson, CreditCards.comThe Delta SkyMiles Gold Business American Express Card offers a solid welcome offer, priority boarding, a free checked bag and unique perks for business owners.
- Kristen Grau, ValuePenguinWith its easy to earn welcome offer, $100 flight voucher and free first checked bag benefit, the Delta SkyMiles® Gold Business American Express Card is a decent card that can help you save on flights.
- Alene Laney, MoneyGeekThe Delta SkyMiles® Gold Business American Express Card is an ideal basic travel card for businesses, especially those who travel with Delta and frequently make shipping and advertising purchases. It is also a great tool for those who often dine out with clients. These activities help you earn miles...
- Brooklyn Lowery, CardRatings.comIf you already fly with Delta, why not be rewarded for your loyalty? Any business professional who travels frequently with the airline can earn free flights and save a ton of money alone on checked baggage fees – at least $25 per trip. Delta flies to over 900 locations worldwide, so the Delta SkyMil...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Not available |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$150.00 Waived on the first year. |
| Balance Transfer Fee | |
| Cash Advance Fee |
3% Minimum of $5 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
55000 miles after spending $4,000 On purchases within the first 6 months |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 miles for $1 spent On eligible purchases made directly with Delta. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
|
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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