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Delta SkyMiles® Gold Business American Express Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.49% ‐ 29.49% (Variable)
Interest Rate: Purchases
20.49% ‐ 29.49% (Variable)
Balance Transfer
Balance Transfer
1 - 2 Miles
1 - 2 Miles
Signup Bonus
50000 miles (after spending $2,000)
Signup Bonus
50000 miles (after spending $2,000)

Informr score
The Delta SkyMiles® Gold Business American Express Card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Delta SkyMiles® Gold Business American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Points Guy
The Points Guy

You’ll want to choose the Delta SkyMiles Gold Business Amex if your business needs a credit card that comes with basic Delta perks like a free checked bag and priority boarding to help make travel easier, and you don’t want to spend a huge amount in annual fees. However, if you’re hoping to use your...

- Madison Blancaflor, The Points Guy

The Delta SkyMiles Gold Business American Express Card offers a solid welcome offer, priority boarding, a free checked bag and unique perks for business owners.

- Holly Johnson,

The Delta SkyMiles® Gold Business American Express Card is an ideal basic travel card for businesses, especially those who travel with Delta and frequently make shipping and advertising purchases. It is also a great tool for those who often dine out with clients. These activities help you earn miles...

- Alene Laney, MoneyGeek

If you already fly with Delta, why not be rewarded for your loyalty? Any business professional who travels frequently with the airline can earn free flights and save a ton of money alone on checked baggage fees – at least $25 per trip. Delta flies to over 900 locations worldwide, so the Delta SkyMil...

- Brooklyn Lowery,

Small business owners who are frequent flyers on Delta could find value in the Delta SkyMiles Gold Business American Express Card. Travel perks include priority boarding, free checked bags, in-flight savings, and travel insurance options when using this card. Delta purchases earn bonus miles with th...

- Kevin Payne, FinanceBuzz


Interest Rates
Regular APR Interest Rate 20.49% ‐ 29.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 50000 miles after spending $2,000

On purchases within the first 3 months.

All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details
  • 2 miles for $1 spent on U.S. purchases for Advertising in select media.
  • 2 miles for $1 spent on eligible U.S. Shipping purchases.
Features & Benefits
Additional Card Holders

 The maximum number of Additional Cards issued on each Account is 99.

Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • First Checked Bag Free
  • Main Cabin 1 Priority Boarding
  • $100 Delta Flight Voucher
  • 20% In-Flight Savings
  • Baggage Insurance Plan
  • Global Assist® Hotline
  • Relationship Care® Service
  • Account Alerts
  • Dispute Resolution
  • Amex Offers
  • Save 15% when using miles to book Award Travel on Delta flights through and the Fly Delta app
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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