Gold Delta SkyMiles® Business Credit Card from American Express review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
17.24% ‐ 26.24% (Variable)
Balance Transfer
-
Rewards
1 Mile
Signup Bonus
30000 miles (after spending $1,000)


8.3/10
Informr score
The Gold Delta SkyMiles® Business Credit Card from American Express currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Gold Delta SkyMiles® Business Credit Card from American Express is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Cards Explained

With the bonus of 30,000 miles and no annual fee for the first year, the Gold Delta SkyMiles Business Credit Card from American Express offers cardholders great rewards on business travel. However, it is a bit outshined when it comes to other travel-rewards cards with bonus categories or less restri...

- Carrie Smith, Credit Cards Explained
The Points Guy

You’ll want to choose the Gold Delta SkyMiles Business Amex if your business needs a credit card that comes with basic Delta perks like a free checked bag and priority boarding that help make travel easier, and you don’t want to spend a huge amount in annual fees.

- Madison Blancaflor, The Points Guy
CreditCards.com

The Gold Delta SkyMiles Business card from American Express offers a generous introductory bonus, priority boarding, a free checked bag and unique perks for business owners.

- Holly Johnson, CreditCards.com
Money Crashers

A solid business travel rewards credit card that’s ideal for frequent Delta travelers who enjoy airport lounge access and relatively fast progress toward free flights. It’s not as good a deal for business owners who enjoy more varied and versatile rewards programs, nor those who value frequent flyer...

- Brian Martucci, Money Crashers
Finder

The Gold Delta SkyMiles Business Credit Card offers useful perks to loyal Delta Air Lines customers. Among them, your first checked bag is free, you’re eligible for Zone 1 priority boarding and every purchase you make earns miles you can redeem for flights, seat upgrades, gift cards and more.

- Finder

Details


Interest Rates
Regular APR Interest Rate 17.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00

Waived on the first year.

Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 30000 miles after spending $1,000

- On purchases within the first 3 months.

- Receive $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details


Features & Benefits
Additional Card Holders Yes

 The maximum number of Additional Cards issued on each Account is 99.

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Priority Boarding
  • 20% In-Flight Savings
  • First Checked Bag Free
  • Baggage Insurance Plan
  • Roadside Assistance 
  • Expense Management Tools
  • Dispute Resolution
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Gold Delta SkyMiles® Business Credit Card from American Express

Rate It:

Critic Reviews


Credit Cards Explained

Offers a good amount of versatility for frequent Delta flyers

from Credit Cards Explained

With the bonus of 30,000 miles and no annual fee for the first year, the Gold Delta SkyMiles Business Credit Card from American Express offers cardholders great rewards on business travel. However, it is a bit outshined when it comes to other travel-rewards cards with bonus categories or less restrictive cashback rewards.

Read full review

With the bonus of 30,000 miles and no annual fee for the first year, the Gold Delta SkyMiles Business Credit Card from American Express offers cardholders great rewards on business travel. However, it is a bit outshined when it comes to other travel-rewards cards with bonus categories or less restrictive cashback rewards.

Read full review

Less

The Points Guy

Solid perks, low annual fee

from The Points Guy

You’ll want to choose the Gold Delta SkyMiles Business Amex if your business needs a credit card that comes with basic Delta perks like a free checked bag and priority boarding that help make travel easier, and you don’t want to spend a huge amount in annual fees.

Read full review

You’ll want to choose the Gold Delta SkyMiles Business Amex if your business needs a credit card that comes with basic Delta perks like a free checked bag and priority boarding that help make travel easier, and you don’t want to spend a huge amount in annual fees.

Read full review

Less

CreditCards.com

Best for frequent Delta Airlines flier

from CreditCards.com

The Gold Delta SkyMiles Business card from American Express offers a generous introductory bonus, priority boarding, a free checked bag and unique perks for business owners.

Read full review

The Gold Delta SkyMiles Business card from American Express offers a generous introductory bonus, priority boarding, a free checked bag and unique perks for business owners.

Read full review

Less

Money Crashers

A good business card for frequent Delta flyers, and so-so for everyone else

from Money Crashers

A solid business travel rewards credit card that’s ideal for frequent Delta travelers who enjoy airport lounge access and relatively fast progress toward free flights. It’s not as good a deal for business owners who enjoy more varied and versatile rewards programs, nor those who value frequent flyer or traveler status above other perks.

Read full review

A solid business travel rewards credit card that’s ideal for frequent Delta travelers who enjoy airport lounge access and relatively fast progress toward free flights. It’s not as good a deal for business owners who enjoy more varied and versatile rewards programs, nor those who value frequent flyer or traveler status above other perks.

Read full review

Less

Finder

Rewards on Delta flights for the small business owner

The Gold Delta SkyMiles Business Credit Card offers useful perks to loyal Delta Air Lines customers. Among them, your first checked bag is free, you’re eligible for Zone 1 priority boarding and every purchase you make earns miles you can redeem for flights, seat upgrades, gift cards and more.

Read full review

The Gold Delta SkyMiles Business Credit Card offers useful perks to loyal Delta Air Lines customers. Among them, your first checked bag is free, you’re eligible for Zone 1 priority boarding and every purchase you make earns miles you can redeem for flights, seat upgrades, gift cards and more.

Read full review

Less

RewardExpert

With this card, you get free checked bags and priority boarding

from RewardExpert

The Gold Delta SkyMiles Business card from American Express is a great option for the occasional business traveler who doesn’t fly enough to earn status. That’s because it comes with free checked bags and priority boarding for the cardholder and their traveling companions.

Read full review

The Gold Delta SkyMiles Business card from American Express is a great option for the occasional business traveler who doesn’t fly enough to earn status. That’s because it comes with free checked bags and priority boarding for the cardholder and their traveling companions.

Read full review

Less

ValuePenguin

A great option if you fly Delta throughout the year

from ValuePenguin

A decent option for business travelers who fly exclusively with Delta, though it isn't the best travel card.

Read full review

A decent option for business travelers who fly exclusively with Delta, though it isn't the best travel card.

Read full review

Less

Hustler MoneyBlog

Make business travel more rewarding

from Hustler MoneyBlog

Those who are business owners and travel frequently on Delta, I fully recommend to apply for the Gold Delta SkyMiles Business Credit Card from American Express today and start earning miles for flying on Delta, as well as for your other business expenses, and want the cardholder privileges of American Express.

Read full review

Those who are business owners and travel frequently on Delta, I fully recommend to apply for the Gold Delta SkyMiles Business Credit Card from American Express today and start earning miles for flying on Delta, as well as for your other business expenses, and want the cardholder privileges of American Express.

Read full review

Less

Bankrate

You'll earn a good sign-up bonus, but modest ongoing rewards

from Bankrate

The Gold Delta SkyMiles Business Credit Card from American Express is the entry level card in the SkyMiles lineup. At $95 per year – with the first year’s fee waived, it’s quite a bit cheaper than its luxury-oriented counterparts, the Platinum Delta and the Delta Reserve.

Read full review

The Gold Delta SkyMiles Business Credit Card from American Express is the entry level card in the SkyMiles lineup. At $95 per year – with the first year’s fee waived, it’s quite a bit cheaper than its luxury-oriented counterparts, the Platinum Delta and the Delta Reserve.

Read full review

Less

AwardWallet

The entry-level business card from Delta

from AwardWallet

The Gold Delta SkyMiles Business Credit Card is a solid low-cost airline miles card with a 30,000-mile sign-up bonus and some great benefits for everyday Delta flyers.

Read full review

The Gold Delta SkyMiles Business Credit Card is a solid low-cost airline miles card with a 30,000-mile sign-up bonus and some great benefits for everyday Delta flyers.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.