Delta SkyMiles® Gold Business American Express Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 24.74% (Variable)
Balance Transfer
1 - 2 Miles
Signup Bonus
40000 miles (after spending $2,000)

Informr score
The Delta SkyMiles® Gold Business American Express Card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Delta SkyMiles® Gold Business American Express Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Gold Delta SkyMiles Business card from American Express is the least expensive Delta-branded credit card. It offers a business which has occasional travelers on the airline an opportunity to earn both decent rewards and enjoy some basic extras on their trips. A respectable one-time offer that co...

- Mitchell Strohm, Investopedia

The could be a good choice for business travelers who fly with Delta frequently. This card's annual fee doesn't break the bank and it comes with enough benefits to offset the cost if you're using it regularly. On the other hand, you may prefer another card if you're looking for a higher rewards rate...

- Rebecca Lake, MyBankTracker
Credit Card Insider

The Delta SkyMiles Gold Business credit card offers rewards on direct Delta purchases, plus several business essentials, as well as a handful of helpful benefits. It’s a great pick for frequent business travelers who prefer to fly Delta.

- Sean Messier, Credit Card Insider

The Delta SkyMiles® Gold Business American Express Card offers useful perks to loyal Delta Air Lines customers. Among them, your first checked bag is free, you’re eligible for Main Cabin 1 priority boarding and every purchase you make earns miles you can redeem for flights, seat upgrades, gift cards...

- Kliment Dukovski, Finder

The Delta SkyMiles® Gold Business American Express Card is a solid low-cost airline miles card with a up to 70,000-mile welcome bonus and some great benefits for everyday Delta flyers.

- Jess Farley, AwardWallet


Interest Rates
Regular APR Interest Rate 15.74% ‐ 24.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Not available

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus 40000 miles after spending $2,000

On purchases within the first 3 months.

All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible purchases made directly with Delta.

Pharmacy No
Bills No
Additional Details
  • 2 miles for $1 spent on U.S. purchases for Advertising in select media.
  • 2 miles for $1 spent on eligible U.S. Shipping purchases.
Features & Benefits
Additional Card Holders Yes

 The maximum number of Additional Cards issued on each Account is 99.

Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • First Checked Bag Free
  • Main Cabin 1 Priority Boarding
  • $100 Delta Flight Voucher
  • 20% In-Flight Savings
  • Baggage Insurance Plan
  • Global Assist® Hotline
  • Relationship Care® Service
  • Account Alerts
  • Dispute Resolution
  • Amex Offers
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments Other Names (AKA): Gold Delta SkyMiles® Business Credit Card from American Express

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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