Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ryan Wilcox, The Points GuyBusiness owners can take advantage of this card's earnings rates and put them toward a vehicle purchase while also enjoying a few standard perks with no annual fee. But again, unless you're regularly spending a lot on GM vehicles, you'll be better off with a general business card that earns either c...
- Sarah Hostetler, MoneyUnder30At first glance, the GM Business Card™ sounds very appealing. It’s got a large sign-up bonus and high-octane return rates. However, the card pigeonholes you into using your rewards in a very specific way, sharply devaluing it for most of us. The bottom line is that if you regularly spend a lot with...
- BestCardsSince this card is solely focused on helping pay for the acquisition of a new vehicle, this card should only be used by companies the purchase new vehicles with any sort of regularity. Otherwise, cardholders could find their earnings stuck in a credit card program with no opportunities to cash them...
- Tricia Tetreault, Fit Small BusinessThe GM Business Card™ is best for companies doing business with General Motors frequently, planning to buy or lease a car, traveling frequently, or planning to make large purchases. Its interest-free financing option of 0% APR for the first 12 months after opening an account, various cash back rewar...
- Jason Steele, Money.comIf you have your sights on a new GM vehicle, this card is a great way to earn rewards towards it. Every time you visit a GM dealership or make other charges to your card, you'll be closer to purchasing the new car or truck you want. If this sounds better than earning cash back or travel rewards, the...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.24% ‐ 29.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | $0.00 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$750 after spending $5,000 On purchases within the first 5 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | 3% cash back |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Mastercard Easy Savings® |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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