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GM Business Card™ review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
16.24% ‐ 26.24% (Variable) (0% for the first 12 months)
Balance Transfer
16.24% ‐ 26.24% (Variable)
Balance Transfer
16.24% ‐ 26.24% (Variable)
Rewards
1 - 3% cashback
Rewards
1 - 3% cashback
Signup Bonus
$500 after spending $4,000
Signup Bonus
$500 after spending $4,000


Am I eligible?


GM Business Card™ is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


MoneyUnder30
MoneyUnder30

At first glance, the GM Business Card™ sounds very appealing. It’s got a large sign-up bonus and high-octane return rates. However, the card pigeonholes you into using your rewards in a very specific way, sharply devaluing it for most of us. The bottom line is that if you regularly spend a lot with...

- Sarah Hostetler, MoneyUnder30
BestCards
BestCards

Since this card is solely focused on helping pay for the acquisition of a new vehicle, this card should only be used by companies the purchase new vehicles with any sort of regularity. Otherwise, cardholders could find their earnings stuck in a credit card program with no opportunities to cash them...

- BestCards
Fit Small Business
Fit Small Business

The GM Business Card™ is best for companies doing business with General Motors frequently, planning to buy or lease a car, traveling frequently, or planning to make large purchases. Its interest-free financing option of 0% APR for the first 12 months after opening an account, various cash back rewar...

- Tricia Tetreault, Fit Small Business
Money.com
Money.com

If you have your sights on a new GM vehicle, this card is a great way to earn rewards towards it. Every time you visit a GM dealership or make other charges to your card, you'll be closer to purchasing the new car or truck you want. If this sounds better than earning cash back or travel rewards, the...

- Jason Steele, Money.com

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 26.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee $0.00
Cash Advance Fee $0.00
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $500 after spending $4,000

On purchases within the first 3 months

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas 3% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 3% cash back on purhcases made on office supply stores
  • 5% cash back on GM Genuine and ACDelco Parts, eligible accessories and paid Certified Service at authorized GM Dealers
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

Mastercard Easy Savings®

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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