Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Free Spirit® Travel More World Elite Mastercard® review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.24% ‐ 24.24% (Variable)
Interest Rate: Purchases
16.24% ‐ 24.24% (Variable)
Balance Transfer
16.24% ‐ 24.24% (Variable)
Balance Transfer
16.24% ‐ 24.24% (Variable)
1 - 3 points
1 - 3 points
Signup Bonus
40000 points (after spending $500)
Signup Bonus
40000 points (after spending $500)

Informr score
The Free Spirit® Travel More World Elite Mastercard® currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Free Spirit® Travel More World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Upgraded Points
Upgraded Points

Being that Spirit is a low-cost carrier, it might feel easy to overlook the Free Spirit® Travel More World Elite Mastercard®, especially since it charges an annual fee. But if you’re someone who flies with Spirit Airlines often, then this is a card that can definitely make a lot of sense to add to y...

- Jarrod West, Upgraded Points

The Free Spirit® Travel More World Elite Mastercard®* offers valuable perks to both occasional and frequent Spirit travelers. For these travelers, the annual fee can be justified to avoid Spirit’s award redemption fees, unlock points pooling and get perks like early boarding. With that said, this ca...

- JT Genter, Dia Adams, Forbes

The Travel More card could be a great value for Spirit Airlines loyalists thanks to its practical rewards categories and easy-to-score annual companion travel voucher. But if you’re looking for flexible reward redemption, it’s definitely not the card for you.

- Nouri Zarrugh,

The Free Spirit® Travel More World Elite Mastercard® is designed to help you quickly rack up reward points and save you money on some Spirit Airlines purchases. But it costs $79 annually after the first year of card membership.

- Kliment Dukovski, Finder
The Balance
The Balance

The Free Spirit Travel More World Elite Mastercard from Bank of America is a decent option for fans of this budget airline looking for extra ways to earn miles and more quickly reach Gold or Silver status with the Free Spirit frequent flyer program, which is when the real airline perks kick in.

- Lindsay Vansomeren, The Balance


Interest Rates
Regular APR Interest Rate 16.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 19.24% ‐ 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $79.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 40000 points after spending $500
  • On purchases within the first 3 months
  • Plus a $100 Companion Flight Voucher
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas No
Groceries 2 points per $1 spent
Hotels No
Travel 3 points per $1 spent

On eligible Spirit purchases

Pharmacy No
Bills No
Additional Details

Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior year

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Zone 2 shortcut boarding on all flights
  • Get a 25% rebate on all inflight food and beverage purchases when you pay with your card
  • Overdraft Protection
  • Account Alerts
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Free Spirit® Travel More World Elite Mastercard®

Rate It: