Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jarrod West, Upgraded PointsBeing that Spirit is a low-cost carrier, it might feel easy to overlook the Free Spirit® Travel More World Elite Mastercard®, especially since it charges an annual fee. But if you’re someone who flies with Spirit Airlines often, then this is a card that can definitely make a lot of sense to add to y...
- JT Genter, Dia Adams, ForbesThe Free Spirit® Travel More World Elite Mastercard®* offers valuable perks to both occasional and frequent Spirit travelers. For these travelers, the annual fee can be justified to avoid Spirit’s award redemption fees, unlock points pooling and get perks like early boarding. With that said, this ca...
- Nouri Zarrugh, CreditCards.comThe Travel More card could be a great value for Spirit Airlines loyalists thanks to its practical rewards categories and easy-to-score annual companion travel voucher. But if you’re looking for flexible reward redemption, it’s definitely not the card for you.
- Kliment Dukovski, FinderThe Free Spirit® Travel More World Elite Mastercard® is designed to help you quickly rack up reward points and save you money on some Spirit Airlines purchases. But it costs $79 annually after the first year of card membership.
- Lindsay Vansomeren, The BalanceThe Free Spirit Travel More World Elite Mastercard from Bank of America is a decent option for fans of this budget airline looking for extra ways to earn miles and more quickly reach Gold or Silver status with the Free Spirit frequent flyer program, which is when the real airline perks kick in.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
19.24% ‐ 27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$79.00 Waived on the first year. |
| Balance Transfer Fee |
3% Minimum of $10 |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
40000 points after spending $500
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | No |
| Groceries | 2 points per $1 spent |
| Hotels | No |
| Travel |
3 points per $1 spent On eligible Spirit purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior year |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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