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Free Spirit® Travel More World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
18.99% ‐ 26.99% (Variable)
Interest Rate: Purchases
18.99% ‐ 26.99% (Variable)
Balance Transfer
18.99% ‐ 26.99% (Variable)
Balance Transfer
18.99% ‐ 26.99% (Variable)
1 - 3 points
1 - 3 points
Signup Bonus
60000 points (after spending $1,000)
Signup Bonus
60000 points (after spending $1,000)

Informr score
The Free Spirit® Travel More World Elite Mastercard® currently has an Informr score of 6.9 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Free Spirit® Travel More World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

One Mile at a Time
One Mile at a Time

The Spirit Airlines Mastercard is a surprisingly lucrative card for an ultra low cost carrier. The card has a huge welcome bonus, an annual fee that’s waived for the first year, and perks that justify the ongoing annual fee, assuming you fly the airline with any frequency.

- Ben Schlappig, One Mile at a Time
Upgraded Points
Upgraded Points

If you’re someone who flies with Spirit at least a few times each year and is interested in getting perks for Spirit flights like priority boarding, an inflight food and beverage discount, and earning more points, then the Free Spirit World Elite card would certainly be a good option for you.

- Jarrod West, Upgraded Points

The Travel More card could be a great value for Spirit Airlines loyalists thanks to its practical rewards categories and easy-to-score annual companion travel voucher. But if you’re looking for flexible reward redemption, it’s definitely not the card for you.

- Nouri Zarrugh,

The Free Spirit® Travel More World Elite Mastercard® offers valuable perks to both occasional and frequent Spirit travelers. For these travelers, the annual fee can be justified to avoid Spirit’s award redemption fees, unlock points pooling and get perks like early boarding. With that said, this car...

- JT Genter, Dia Adams, Forbes

The Free Spirit Travel More World Elite Mastercard offers at least 1 mile per dollar on all purchases. It also lets you book off-peak awards, which is key to maximizing your Free Spirit miles and is only available to cardholders with either this card or the Spirit Promerica Mastercard. Add on the 60...

- Lance Cothern, Investopedia


Interest Rates
Regular APR Interest Rate 18.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.99% ‐ 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 21.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $79.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 60000 points after spending $1,000
  • On purchases within the first 3 months
  • Plus a $100 Companion Flight Voucher
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas No
Groceries 2 points per $1 spent
Hotels No
Travel 3 points per $1 spent

On eligible Spirit purchases

Pharmacy No
Bills No
Additional Details

Receive a $100 Companion Flight Voucher each anniversary after making at least $5,000 in purchases within the prior year

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Zone 2 shortcut boarding on all flights
  • Get a 25% rebate on all inflight food and beverage purchases when you pay with your card
  • Overdraft Protection
  • Account Alerts
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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