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Free Spirit® Travel Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
16.24% ‐ 24.24% (Variable)
Interest Rate: Purchases
16.24% ‐ 24.24% (Variable)
Balance Transfer
16.24% ‐ 24.24% (Variable)
Balance Transfer
16.24% ‐ 24.24% (Variable)
Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
10000 points (after spending $500)
Signup Bonus
10000 points (after spending $500)


7/10
Informr score
The Free Spirit® Travel Mastercard® currently has an Informr score of 7 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Free Spirit® Travel Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Upgraded Points
Upgraded Points

Fortunately, having the Free Spirit® Travel Mastercard® can help elevate your Spirit flight experience thanks to the numerous benefits that the card offers.

- Jarrod West, Upgraded Points
Forbes
Forbes

The Free Spirit® Travel World Mastercard®* offers infrequent Spirit travelers a no annual fee card with some useful Spirit perks. Cardholders avoid point expiration, get early boarding and can even pool points with other members. However, the low return on spending and lack of spending incentives me...

- JT Genter, Caroline Lupini, Forbes

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 19.24% ‐ 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 10000 points after spending $500

On purchases within the first 3 months

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On eligible Spirit purchases

Pharmacy No
Bills No
Additional Details

Receive 5,000 points each anniversary after making at least $10,000 in purchases within the prior year

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Zone 2 shortcut boarding on all flights
  • Get a 25% rebate on all inflight food and beverage purchases when you pay with your card
  • Overdraft Protection
  • Account Alerts
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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