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First National Bank of Omaha FordPass Rewards™ Visa® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
23.24% ‐ 30.24% (Variable)
Interest Rate: Purchases
23.24% ‐ 30.24% (Variable)
Balance Transfer
23.24% ‐ 30.24% (Variable)
Balance Transfer
23.24% ‐ 30.24% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
$100 after spending $3,000
Signup Bonus
$100 after spending $3,000


2.8/10
Informr score
The First National Bank of Omaha FordPass Rewards™ Visa® currently has an Informr score of 2.8 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?


First National Bank of Omaha FordPass Rewards™ Visa® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


BestCards
BestCards

Auto rewards cards offer significant value for a select subset of users – namely those who like to save money on maintenance and new vehicle purchases. In this regard, the FordPass Rewards Visa is a good option to consider. Gas, auto insurance, tolls, and parking are the types of purchases many comm...

- BestCards
Finder
Finder

Ford fans looking to add a little extra earning potential to Ford purchases might find the FordPass™ Rewards Visa® a decent supplement to their existing card lineup. But reward restrictions and a weak point value hamper the overall strength of this card. If you’re looking for a more robust rewards o...

- Steven Dashiell, Finder

Details


Interest Rates
Regular APR Interest Rate 23.24% ‐ 30.24% (Variable)
  • 0% introductory APR for six months on Ford Dealership purchases over $499
  • This APR will vary with the market based on the Prime Rate.


Balance Transfer Interest Rate 23.24% ‐ 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 30.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $10

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $100 after spending $3,000
  • On purchases within the first 3 months.
  • Receive bonus in form of statement credits
Rewards
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent
Gas 3 points per $1 spent
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 3 points per $1 spent on auto insurance, tolls, and parking
  • 5 points per $1 spent on Ford Dealership Purchases
  • 10 points per $1 spent on Ford services
  • $200 statement credit every year when you spend $6000 in 12 consecutive billing cycles after account opening
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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