First Option Bank Visa Platinum Credit Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
10.92
Balance Transfer
10.92 (0% for the first 6 months)
Rewards
1.5% cashback
Signup Bonus
-


8/10
Informr score
The First Option Bank Visa Platinum Credit Card currently has an Informr score of 8 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


First Option Bank Visa Platinum Credit Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Compare Cards

The rewards accumulate slower than with many rewards programs. But thanks to the low APR so do the interest charges. That makes this a competitive card for anyone who wants to carry a balance on their plastic.

- Compare Cards Team, Compare Cards

Details


Interest Rates
Regular APR Interest Rate 10.92%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 10.92% (0% for the first 6 months)
  • Intro. rate also available for 5.9% for 12 months (depending on option chosen by cardholder)
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 22.9%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

If the cardholder selects 0% intro APR, otherwise no fee.

Cash Advance Fee 2%

Minimum of $5

Foreign Transaction Fee 2%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $25.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Use this card?

Help inform others by sharing your experience with First Option Bank Visa Platinum Credit Card

Rate It:

Critic Reviews


Compare Cards

One of the lowest interest rates

from Compare Cards

The rewards accumulate slower than with many rewards programs. But thanks to the low APR so do the interest charges. That makes this a competitive card for anyone who wants to carry a balance on their plastic.

Read full review

The rewards accumulate slower than with many rewards programs. But thanks to the low APR so do the interest charges. That makes this a competitive card for anyone who wants to carry a balance on their plastic.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit-cards. Be the first to write a review.