Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Mitchell Strohm, InvestopediaFor those who need to consolidate debt and often carry a balance, the First National Bank of Omaha Platinum Edition Visa offers a competitive 0% introductory period and a low ongoing APR. As a bonus, it provides a $25 statement credit for making any type of purchase on the card in the first three bi...
- Andy Shuman, CreditCards.comIn a world where a double-digit interest rate is the norm rather than the exception, the Platinum Edition Visa Card’s 10.99 percent rate is a welcome deviation from business as usual. There are better low interest rate cards, but in combination with the other features on the card, the rate is a pret...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
12.24% ‐ 20.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
12.24% ‐ 20.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% - Minimum of $10 - After that, either $10 or 5% of the amount of each transfer, whichever is greater. |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
Earn $25 statement credit when you make a purchase within the first 3 billing cycles. |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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