First National Bank of Omaha Platinum Edition Visa Card review

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Advertiser Disclosure

Interest Rate: Purchases
12.24 ‐ 20.24%
Balance Transfer
12.24 ‐ 20.24% (0% for the first 15 months)
Rewards
-
Signup Bonus
-


4/10
Informr score
The First National Bank of Omaha Platinum Edition Visa Card currently has an Informr score of 4 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


First National Bank of Omaha Platinum Edition Visa Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

In a world where a double-digit interest rate is the norm rather than the exception, the Platinum Edition Visa Card’s 10.99 percent rate is a welcome deviation from business as usual. There are better low interest rate cards, but in combination with the other features on the card, the rate is a pret...

- Andy Shuman, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 12.24% ‐ 20.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 12.24% ‐ 20.24% (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $10

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus

Earn $25 statement credit when you make a purchase within the first 3 billing cycles.

Rewards
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

Very good compared to the average credit card

from CreditCards.com

In a world where a double-digit interest rate is the norm rather than the exception, the Platinum Edition Visa Card’s 10.99 percent rate is a welcome deviation from business as usual. There are better low interest rate cards, but in combination with the other features on the card, the rate is a pretty good deal.

Read full review

In a world where a double-digit interest rate is the norm rather than the exception, the Platinum Edition Visa Card’s 10.99 percent rate is a welcome deviation from business as usual. There are better low interest rate cards, but in combination with the other features on the card, the rate is a pretty good deal.

Read full review

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User Reviews


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