Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Chauncey Crail, ForbesThe FNBO Edition Secured Visa card isn’t likely to be a fit for most. There are better options if you’re seeking access to a credit line to build your business, like a small business loan or personal loan. It may also be a better idea to focus on improving credit through a personal credit card aimed...
- Tricia Tetreault, Fit Small BusinessThe First National Bank of Omaha Business Edition® Secured® Visa Card is a great card for businesses whose primary goal is to restore or establish their credit scores. It offers security from fraudulent charges, thanks to Visa® Zero Liability. It also offers discounts from qualified merchants throug...
Interest Rates | |
---|---|
Regular APR Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $39.00 |
Balance Transfer Fee |
5% Minimum of $10 |
Cash Advance Fee |
5% Minimum of $15 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $39.00 |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases | No |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | No |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | No |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $2,000 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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