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Fifth Third Preferred Cash/Back Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable)
Balance Transfer
19.99% ‐ 29.99% (Variable) (0% for the first 12 months)
Balance Transfer
19.99% ‐ 29.99% (Variable) (0% for the first 12 months)
2% cashback
2% cashback
Signup Bonus
Signup Bonus

Informr score
The Fifth Third Preferred Cash/Back Card currently has an Informr score of 7.6 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Fifth Third Preferred Cash/Back Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Money Crashers
Money Crashers

If you’re happy with your current cash-back credit card, particularly if it’s a flat-rate 2% (or better) card, I wouldn’t advise running out to replace it with the Fifth Third Preferred Cash/Back Card. The Preferred Cash/Back Card simply isn’t worth the trouble. That said, it’s a great card for what...

- Brian Martucci, Money Crashers
Hustler MoneyBlog
Hustler MoneyBlog

All in all, the Fifth Third Preferred Cash Back Card is good choice for those who are looking to get rewarded on all their purchases. They offer several perks and benefits that might suit your needs.

- Anthony Nguyen, Hustler MoneyBlog

This is a serious contender for those of you in the market for an everyday cash back credit card. It’s not going to wow you with welcome offers, but the unlimited 2% cash back on all purchases matches the rate of the top cards on the market. All in all, this card appears to be a strong option based...

- Nick Cole, Clark


Interest Rates
Regular APR Interest Rate 19.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.99% ‐ 29.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus No
All Purchases 2% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Cell Phone Protection
  • Mastercard ID Theft Protection
  • Mastercard Travel & Lifestyle
  • Mastercard Global Servic
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments

Card is offered exclusively for Preferred Banking clients

Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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