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Fidelity® Rewards Visa Signature® Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.24% (Variable)
Interest Rate: Purchases
19.24% (Variable)
Balance Transfer
19.24% (Variable)
Balance Transfer
19.24% (Variable)
Rewards
2% cashback
Rewards
2% cashback
Signup Bonus
-
Signup Bonus
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8.5/10
Informr score
The Fidelity® Rewards Visa Signature® Card currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 19 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Fidelity® Rewards Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Time
Time

The excellent Fidelity Rewards Visa Signature Card is designed to help cardholders build long-term wealth. It’s somewhat unusual in how it treats rewards. While most cards tend to focus on everyday discounts that can be used right away at a grocery store or for online shopping, Fidelity cardholders...

- Catherine Hiles, Time
Elite Personal Finance
Elite Personal Finance

With flexibility and ease of use, the Fidelity Rewards card is a great choice. Everyone can save with this card. If you expect to travel frequently or are devoted to leveraging spending categories to maximize rewards, choose a different card. Credit cards defy true comparison because each consumer i...

- Elite Personal Finance
FinanceBuzz
FinanceBuzz

Existing Fidelity customers looking to add a cashback card to their wallet should take a hard look at the Fidelity Rewards Visa Signature Card. You can earn 2% cash back per dollar spent on eligible purchases. If you deposit those rewards into a linked Fidelity account, you’ll get a 2% cashback rede...

- Kevin Payne, FinanceBuzz
MyBankTracker
MyBankTracker

This card is good for someone who would like to use the card as a way to save for retirement or a child’s education. Or, if you want consistent 2% cash back on all purchases, you can simply signup for the cash management account. You can then withdraw the funds and use the money however you please.

- Lia Sestric Hobel, MyBankTracker
NerdWallet
NerdWallet

This can be a terrific everyday card, as long as you already do business with Fidelity and don't mind socking away your rewards in a qualifying investment account.

- Kimberly Palmer, NerdWallet

Details


Interest Rates
Regular APR Interest Rate 19.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 2% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Signature privileges, including travel, dining, sporting, entertainment and shopping offers and savings
  • Emergency cash and card replacement
  • Travel and emergency assistance services
  • Lost luggage reimbursement
  • Roadside dispatch
  • EMV Chip technology
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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