Fidelity® Rewards Visa Signature® Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% (Variable)
Balance Transfer
15.49% (Variable)
Rewards
2% cashback
Signup Bonus
-


8.6/10
Informr score
The Fidelity® Rewards Visa Signature® Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 12 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Fidelity® Rewards Visa Signature® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.

- Kelly Dilworth, CreditCards.com
LendEDU

If you aren’t looking to transfer a balance or pay for large purchases interest-free over time, the Fidelity Rewards Visa Signature card is a decent option, especially if you have an existing Fidelity investments account. Cardholders searching for flexibility in redeeming their rewards, however, may...

- Christy Rakoczy, LendEDU
Finder

If you already own a Fidelity account, the Fidelity Rewards Visa Signature Card could be a great addition to your wallet. You’ll earn unlimited cash back on all purchases and you can redeem your rewards as a cash deposit to your Fidelity accounts.

- Finder
The Simple Dollar

The Fidelity® Rewards Visa Signature® Card offers an amazing 2% back on every purchase you make, plus no annual fee. When you compare it to other similar cards, you can see this option is extremely hard to beat.

- Holly Johnson, The Simple Dollar
Credit Karma

The Fidelity® Rewards Visa Signature® Card makes sense if you already have a qualifying Fidelity® account to deposit your 2 percent cash back into. If you don’t have a qualifying Fidelity® account, it would be much easier to use a card like the Citi® Double Cash Card, which essentially offers the sa...

- Lance Cothern, Credit Karma

Details


Interest Rates
Regular APR Interest Rate 15.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $5

Foreign Transaction Fee 1%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 2% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


CreditCards.com

A solid cash back rate on every purchase

from CreditCards.com

The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.

Read full review

The Fidelity Rewards card offers cash back at a high 2 percent rate, but — if you’re not inclined to open a Fidelity bank account to get the card — you may be better off searching for a cash back card with fewer restrictions or even a travel card with flexible points.

Read full review

Less

LendEDU

A great card for investors

from LendEDU

If you aren’t looking to transfer a balance or pay for large purchases interest-free over time, the Fidelity Rewards Visa Signature card is a decent option, especially if you have an existing Fidelity investments account. Cardholders searching for flexibility in redeeming their rewards, however, may be better served elsewhere.

Read full review

If you aren’t looking to transfer a balance or pay for large purchases interest-free over time, the Fidelity Rewards Visa Signature card is a decent option, especially if you have an existing Fidelity investments account. Cardholders searching for flexibility in redeeming their rewards, however, may be better served elsewhere.

Read full review

Less

Finder

Can be a solid choice if you’re an existing Fidelity customer

If you already own a Fidelity account, the Fidelity Rewards Visa Signature Card could be a great addition to your wallet. You’ll earn unlimited cash back on all purchases and you can redeem your rewards as a cash deposit to your Fidelity accounts.

Read full review

If you already own a Fidelity account, the Fidelity Rewards Visa Signature Card could be a great addition to your wallet. You’ll earn unlimited cash back on all purchases and you can redeem your rewards as a cash deposit to your Fidelity accounts.

Read full review

Less

The Simple Dollar

Excellent credit card for cash back enthusiasts

from The Simple Dollar

The Fidelity® Rewards Visa Signature® Card offers an amazing 2% back on every purchase you make, plus no annual fee. When you compare it to other similar cards, you can see this option is extremely hard to beat.

Read full review

The Fidelity® Rewards Visa Signature® Card offers an amazing 2% back on every purchase you make, plus no annual fee. When you compare it to other similar cards, you can see this option is extremely hard to beat.

Read full review

Less

Credit Karma

Earn 2 percent cash back with a catch

from Credit Karma

The Fidelity® Rewards Visa Signature® Card makes sense if you already have a qualifying Fidelity® account to deposit your 2 percent cash back into. If you don’t have a qualifying Fidelity® account, it would be much easier to use a card like the Citi® Double Cash Card, which essentially off...More

The Fidelity® Rewards Visa Signature® Card makes sense if you already have a qualifying Fidelity® account to deposit your 2 percent cash back into. If you don’t have a qualifying Fidelity® account, it would be much easier to use a card like the Citi® Double Cash Card, which essentially offers the same cash back rate with none of the hassle of opening a qualifying Fidelity® account.

Read full review

Less

Bank Deal Guy

Unlimited 2% cash back credit card with no annual fee

from Bank Deal Guy

Overall, this can be a good addition to your wallet. There’s no rotating categories and you’re ensured to consistently earn 2% on all your purchases with no cap. Additionally, when you sign up and open an account, you’ll be able to earn bonus points too.

Read full review

Overall, this can be a good addition to your wallet. There’s no rotating categories and you’re ensured to consistently earn 2% on all your purchases with no cap. Additionally, when you sign up and open an account, you’ll be able to earn bonus points too.

Read full review

Less

Dough Roller

A good everyday-use, domestic card

from Dough Roller

If you’ve already got a Fidelity account that would qualify for this credit card, consider using it as your everyday use credit card. Earning 2% cash back even on utilities payments, car payments, and other everyday bills could really save you some extra money in your retirement or 529 account by the end of the year!

Read full review

If you’ve already got a Fidelity account that would qualify for this credit card, consider using it as your everyday use credit card. Earning 2% cash back even on utilities payments, car payments, and other everyday bills could really save you some extra money in your retirement or 529 account by the end of the year!

Read full review

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HighYa

Offers an industry-leading cash back rate

from HighYa

We think the Fidelity Rewards is a great fit for a Fidelity customer who wants a way to passively earn cash they can deposit into their investment accounts. Since automatic transfers only take place when you have at least $50 in rewards, we suggest this card to someone who will spend at least $2,500 a month on their card.

Read full review

We think the Fidelity Rewards is a great fit for a Fidelity customer who wants a way to passively earn cash they can deposit into their investment accounts. Since automatic transfers only take place when you have at least $50 in rewards, we suggest this card to someone who will spend at least $2,500 a month on their card.

Read full review

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Wise Bread

A strong cash back rewards credit card

from Wise Bread

This card is best for Fidelity account holders who want an easy way to contribute to their investment accounts. It provides an attractive cash back rate and the rewards structure is simple and straightforward.

Read full review

This card is best for Fidelity account holders who want an easy way to contribute to their investment accounts. It provides an attractive cash back rate and the rewards structure is simple and straightforward.

Read full review

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ValuePenguin

A great 2% cash back credit card

from ValuePenguin

The Fidelity Rewards Visa Signature remains a great credit card, and doesn't suffer from parting ways with FIA Card Services or American Express. Customers who will be receiving this card in the mail as a replacement for their old Fidelity Amex card have nothing to worry about. The value of this card holds up.

Read full review

The Fidelity Rewards Visa Signature remains a great credit card, and doesn't suffer from parting ways with FIA Card Services or American Express. Customers who will be receiving this card in the mail as a replacement for their old Fidelity Amex card have nothing to worry about. The value of this card holds up.

Read full review

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User Reviews


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