Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jarrod West, Upgraded PointsYou might be wondering how an airline credit card alone could be worth such a high annual fee, especially one that is not a major U.S. airline. But for those who actually do fly with Emirates often, the Emirates Skywards Premium World Elite Mastercard® can be the perfect option thanks to all of the...
- Dia Adams, ForbesMakes the most sense for someone who flies Emirates frequently and specifically wants Emirates lounge perks. Its steep annual fee of $499 does offer some valuable benefits but other premium cards at that price point offer greater perks and access to other lounges, including ones at the Dubai airport...
- Ben Schlappig, One Mile at a TimeSolid welcome bonuses, which can earn you 50,000-60,000 Skywards miles upon completing minimum spending. On top of that there’s a new spending bonus on the cards, though there aren’t many situations where that’s worthwhile.
- Kliment Dukovski, FinderIt is a high-end option with a whopping $499 annual fee. For that price, you get to earn a solid signup bonus worth around $480 in redemption value, a Priority Pass lounge access and Global Entry or TSA PreCheck application fee once every five years.
- NerdWalletEarn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days and 10,000 anniversary bonus Skywards Miles after spending $30,000 on purchases each cardmembership year
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $499.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 miles after spending $3,000 On purchases within the first 90 days |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | 2 miles for $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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