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Emirates Skywards Premium World Elite Mastercard®

Emirates Skywards Premium World Elite Mastercard® review

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Advertiser Disclosure

Annual Fee
$499.00
Interest Rate: Purchases
16.24% ‐ 25.24% (Variable)
Interest Rate: Purchases
16.24% ‐ 25.24% (Variable)
Balance Transfer
16.24% ‐ 25.24% (Variable)
Balance Transfer
16.24% ‐ 25.24% (Variable)
Rewards
1 - 2 Miles
Rewards
1 - 2 Miles
Signup Bonus
60000 miles (after spending $3,000)
Signup Bonus
60000 miles (after spending $3,000)


8/10
Informr score
The Emirates Skywards Premium World Elite Mastercard® currently has an Informr score of 8 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Emirates Skywards Premium World Elite Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Upgraded Points
Upgraded Points

You might be wondering how an airline credit card alone could be worth such a high annual fee, especially one that is not a major U.S. airline. But for those who actually do fly with Emirates often, the Emirates Skywards Premium World Elite Mastercard® can be the perfect option thanks to all of the...

- Jarrod West, Upgraded Points
Forbes
Forbes

Makes the most sense for someone who flies Emirates frequently and specifically wants Emirates lounge perks. Its steep annual fee of $499 does offer some valuable benefits but other premium cards at that price point offer greater perks and access to other lounges, including ones at the Dubai airport...

- Dia Adams, Forbes
One Mile at a Time
One Mile at a Time

Solid welcome bonuses, which can earn you 50,000-60,000 Skywards miles upon completing minimum spending. On top of that there’s a new spending bonus on the cards, though there aren’t many situations where that’s worthwhile.

- Ben Schlappig, One Mile at a Time
Finder
Finder

It is a high-end option with a whopping $499 annual fee. For that price, you get to earn a solid signup bonus worth around $480 in redemption value, a Priority Pass lounge access and Global Entry or TSA PreCheck application fee once every five years.

- Kliment Dukovski, Finder
NerdWallet
NerdWallet

Earn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days and 10,000 anniversary bonus Skywards Miles after spending $30,000 on purchases each cardmembership year

- NerdWallet

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $499.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 60000 miles after spending $3,000

On purchases within the first 90 days

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent
Pharmacy No
Bills No
Additional Details
  • 2 miles per $1 spent on emirates.com or at the Emirates Sales office
  • Earn 10,000 anniversary bonus miles after spending $30,000 on purchases each cardmembership year.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits
  • Enjoy Emirates Gold tier membership during your first year, and retain your tier status by spending $40,000 each cardmembership year.
  • Receive a 25% savings when you Buy Skywards Miles for yourself or Gift Miles.
  • Priority Pass™ Select lounge access
  • Receive an automatic statement credit for the cost of one Global Entry or TSA PreCheck application fee every five years – up to $100.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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