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RCI® Elite Rewards® Mastercard®

RCI® Elite Rewards® Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
20.99% ‐ 29.99% (Variable)
Balance Transfer
20.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
20.99% ‐ 29.99% (Variable) (0% for the first 15 months)
Rewards
1 - 2 points
Rewards
1 - 2 points
Signup Bonus
-
Signup Bonus
-


3.7/10
Informr score
The RCI® Elite Rewards® Mastercard® currently has an Informr score of 3.7 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


RCI® Elite Rewards® Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder
Finder

If you often stay at RCI vacation properties, the RCI Elite Rewards® Mastercard® is worth a serious look. You’ll regularly earn rewards on your spending, and you can scoop up cheap Member Rewards.

- Kliment Dukovski, Finder
RewardExpert
RewardExpert

If you’re a timeshare owner and member of RCI, rent vacation space through RCI or even stay as a guest at an RCI property, you could find value in having the RCI Elite Rewards MasterCard.

- Christine Krzyszton, RewardExpert
HighYa
HighYa

Based on the rewards structure of this card, we believe the person who could best use this card is someone who is an RCI member, travels frequently and uses the RCI website to book all their travel.

- J.R. Duren, HighYa

Details


Interest Rates
Regular APR Interest Rate 20.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.99% ‐ 29.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00


Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus

Earn 2,500 bonus rewards after your first purchase.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent
Pharmacy No
Bills No
Additional Details

- 5 point per $1 spent on eligible RCI purchases

- Get 5% Rewards back every time you redeem, as a bonus to use toward your next redemption

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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