Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kliment Dukovski, FinderIf you often stay at RCI vacation properties, the RCI Elite Rewards® Mastercard® is worth a serious look. You’ll regularly earn rewards on your spending, and you can scoop up cheap Member Rewards.
- Christine Krzyszton, RewardExpertIf you’re a timeshare owner and member of RCI, rent vacation space through RCI or even stay as a guest at an RCI property, you could find value in having the RCI Elite Rewards MasterCard.
- J.R. Duren, HighYaBased on the rewards structure of this card, we believe the person who could best use this card is someone who is an RCI member, travels frequently and uses the RCI website to book all their travel.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.24% ‐ 29.49% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
29.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
$0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
Earn 2,500 bonus rewards after your first purchase. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | 2 points per $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
- 5 point per $1 spent on eligible RCI purchases - Get 5% Rewards back every time you redeem, as a bonus to use toward your next redemption |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with RCI® Elite Rewards® Mastercard®