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Disney® Visa® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.24% ‐ 28.24% (Variable)
Interest Rate: Purchases
19.24% ‐ 28.24% (Variable)
Balance Transfer
19.24% ‐ 28.24% (Variable)
Balance Transfer
19.24% ‐ 28.24% (Variable)
1% cashback
1% cashback
Signup Bonus
$150 after spending $500
Signup Bonus
$150 after spending $500

Informr score
The Disney® Visa® Card currently has an Informr score of 5.3 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Disney® Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

While this card offers enticing Disney perks, its rewards program falls a bit flat. If you are planning a Disney vacation, it might be worth looking into a different rewards card that could really maximize your spending.

- Reena Thomas,
The Points Guy
The Points Guy

The Disney Visa is caught in a no man's land, offering limited value to the average cardholder while being outclassed by the $49 Disney Premier for those who can actually take advantage of that card's perks. Still, it could be a fit for you if you're set on not paying an annual fee and are loyal to...

- Ryan Wilcox, The Points Guy

If you’re a diehard Disney fan with plans to visit one of the parks soon, the Disney Visa Card has some value. Cardmembers get exclusive vacation financing, discounts, and cardmember character events, which enhance an already magical experience. Keep in mind that this card does fall under Chase’s 5/...

- Kevin Payne, FinanceBuzz
The Ascent
The Ascent

This credit card is right for you if you absolutely love Disney, and will take full advantage of the perks the Disney credit cards offer. Both Disney credit cards offer unique experiences and events that you can't get other ways. Earning cash-back rewards when spending money at Disney anyway is just...

- Brittney Myers, The Ascent

Overall, if you're a Disney devotee and would enjoy some exclusive perks, this card is worth considering. But if you only plan to visit Disney once, you'll be better served by using a different rewards card for your vacation.

- Mitchell Strohm, Investopedia


Interest Rates
Regular APR Interest Rate 19.24% ‐ 28.24% (Variable)
  • 0% Promo APR for the first six billing cycles following the purchase date on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club Resort, provided your account is not past due on the purchase date.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 19.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $150 after spending $500
  • On purchases within the first 3 months
  • You will receive the $150 back in the form of a statement credit
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Save 10% on select merchandise purchases of $50 or more at Disney Store and
  • Receive 10% off select merchandise purchases of $50 or more at select locations at Walt Disney World Resort and the Disneyland Resort.
  • 15% off the non-discounted price of select guided tours at Disneyland and Walt Disney World Resorts.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Free year of DoorDash DashPass
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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