Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brittney Myers, The AscentIf you absolutely love Disney, and will take full advantage of the perks the Disney credit cards offer it is the best choice. The same thing that makes the Disney credit cards ideal for Disney fans -- their focus on Disney-related benefits -- also contributes to the cards' downsides, in that the car...
- Holly D. Johnson, Elisabeth Christophers, The BalanceIf you’re in love with your favorite characters, you’ll be happy to know you can choose who’s on your card. Options include Darth Vader, Minnie and Mickey, Tinkerbell, and more. It is the more basic of two credit cards that pay rewards toward future Disney purchases. The rewards rate is mediocre, bu...
- Kevin Payne, FinanceBuzzIf you’re a diehard Disney fan with plans to visit one of the parks soon, the Disney Visa Card has some value. Cardmembers get exclusive vacation financing, discounts, and cardmember character events, which enhance an already magical experience. Keep in mind that this card does fall under Chase’s 5/...
- Mitchell Strohm, InvestopediaOverall, if you're a Disney devotee and would enjoy some exclusive perks, this card is worth considering. But if you only plan to visit Disney once, you'll be better served by using a different rewards card for your vacation.
- Brian Martucci, Money CrashersThe Disney credit card is a fantastic spending aid for diehard Disney enthusiasts who really value Disney merchandise, vacations, and experiences. Since Disney reward dollars earned with this card can’t be redeemed for anything outside the Disney universe, the Disney Rewards Visa Card is not suitabl...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.74% ‐ 23.74% (Variable)
|
| Balance Transfer Interest Rate |
14.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$150 after spending $500
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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