Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Reena Thomas, CreditCards.comWhile this card offers enticing Disney perks, its rewards program falls a bit flat. If you are planning a Disney vacation, it might be worth looking into a different rewards card that could really maximize your spending.
- Sarah Hostetler, TimeThanks to the Disney® Visa® Card’s low earning rate, you must make heavy use of the 10% Disney discounts to make it more profitable than a standard no-annual-fee cash back credit card, as many competitors have a superior return for spending. In short, the Disney® Visa® Card serves as little more tha...
- Ryan Wilcox, The Points GuyThe Disney Visa is caught in a no man's land, offering limited value to the average cardholder while being outclassed by the $49 Disney Premier for those who can actually take advantage of that card's perks. Still, it could be a fit for you if you're set on not paying an annual fee and are loyal to...
- Kevin Payne, FinanceBuzzIf you’re a diehard Disney fan with plans to visit one of the parks soon, the Disney Visa Card has some value. Cardmembers get exclusive vacation financing, discounts, and cardmember character events, which enhance an already magical experience. Keep in mind that this card does fall under Chase’s 5/...
- Brittney Myers, The AscentThis credit card is right for you if you absolutely love Disney, and will take full advantage of the perks the Disney credit cards offer. Both Disney credit cards offer unique experiences and events that you can't get other ways. Earning cash-back rewards when spending money at Disney anyway is just...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.24% ‐ 28.24% (Variable)
|
| Balance Transfer Interest Rate |
19.24% ‐ 28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$250 after spending $500
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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