Disney® Visa® Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% (Variable)
Balance Transfer
15.99% (Variable)
1% cashback
Signup Bonus

Informr score
The Disney® Visa® Card currently has an Informr score of 5.9 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Disney® Visa® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you’re a diehard Disney fan with plans to visit one of the parks soon, the Disney Visa Card has some value. Cardmembers get exclusive vacation financing, discounts, and cardmember character events, which enhance an already magical experience. Keep in mind that this card does fall under Chase’s 5/...

- Kevin Payne, FinanceBuzz

Overall, if you're a Disney devotee and would enjoy some exclusive perks, this card is worth considering. But if you only plan to visit Disney once, you'll be better served by using a different rewards card for your vacation.

- Mitchell Strohm, Investopedia
Money Crashers

The Disney credit card is a fantastic spending aid for diehard Disney enthusiasts who really value Disney merchandise, vacations, and experiences. Since Disney reward dollars earned with this card can’t be redeemed for anything outside the Disney universe, the Disney Rewards Visa Card is not suitabl...

- Brian Martucci, Money Crashers
The Simple Dollar

If you go to Disney resorts every year and spend over $50 regularly at the Disney Store, then there’s plenty to appreciate. However, the rewards program, as it currently exists, limits how you spend your rewards and that might be a deal breaker. It’s a good companion card, but it shouldn’t be your o...

- Brian Robson, The Simple Dollar

This is an okay option if you love Disney. Yes, you receive special financing when you book cruises and vacations, earn Disney rewards points, and receive discounts at Disney theme parks and online stores. However, we believe that the Disney Premier Visa Card is a better option.

- Kevin, CreditShout


Interest Rates
Regular APR Interest Rate 15.99% (Variable)
  • 0% Promo APR for the first six billing cycles following the purchase date on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club Resort, provided your account is not past due on the purchase date.
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 15.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00


Sign up bonus

Earn $50 Disney Gift Card after first purchase with the credit card.

All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Save 10% on select merchandise purchases of $50 or more at Disney Store and DisneyStore.com.
  • Receive 10% off select merchandise purchases of $50 or more at select locations at Walt Disney World Resort and the Disneyland Resort.
  • 15% off the non-discounted price of select guided tours at Disneyland and Walt Disney World Resorts.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

Baggage Delay Insurance

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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