Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Chauncey Crail, Caroline Lupini, ForbesAs far as student cards go, the Discover it® Student Cash Back remains a solid offering in 2021. With healthy, but capped cash back rewards and an introductory APR on purchases, the card can help those without storied credit histories build credit while experiencing a taste of bigger card benefits l...
- Christy Rakoczy, FinanceBuzzThe Discover it Student Cash Back card is the perfect card for students who don't mind doing a little bit of work to maximize their credit card rewards. That's because this card's rewards program provides 5% back on rotating categories each quarter, on up to $1,500 in purchases. To get the most from...
- Taryn Estrada, CreditShoutDiscover it for Students is good if you are a student and looking to build your credit. I was pretty impressed with the rewards program. The cash back options available are a great incentive. Although this card doesn’t have the lowest APR around for a student card, it is still very good (its APR is...
- TJ Porter, CardcruncherIf you can take advantage of its rotating bonus categories and unique cash back match, the Discover Student Credit Card makes a ton of sense. If you worry about maxing out the bonus categories or don’t see yourself spending enough to rack up significant cash back in your first year, a card with a fr...
- Compare CardsThis card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment. Your APR will not increase due to a late payment and cardholders will also enjoy an intro purchase APR of 0% for 6 months an...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
12.99% ‐ 21.99% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
12.99% ‐ 21.99% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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