Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateThis card is one of the top student-focused credit cards on the market, due to its $0 annual fee, competitive cash back rewards rate, first-year cash back match and user-friendly terms. This card’s rotating cash back categories offer students on a budget a great variety and opportunity to recoup val...
- Jennifer Doss, CardRatings.comDiscover it® Student Cash Back is a great fit for the wallet of any financially responsible college student. The combination of ongoing cash-back rewards and an end-of-the-first-year cash back matching bonus can put several hundred dollars into your pocket. This is also a strong card for a young per...
- John S Kiernan, WalletHubDiscover it® Student Cash Back is a good option for students who want a $0 annual fee credit card with bonus cash back rewards. The Discover it® Student Cash Back offers 1 - 5% cash back on purchases, depending on the category, and Discover will double rewards earnings from the first year.
- Rebecca Lake, MyBankTrackerIf you’re in school and you’re hoping to earn some cash rewards while working your way towards a better credit rating, the Discover it for Students card can certainly help you achieve those goals. This card is really best for someone who doesn’t mind the rotating bonus categories. Also, you should n...
- Bob Haegele, GOBankingRatesThe Discover it Student Cash Back is a student credit card that offers a variety of benefits for students. Some of the perks this credit card offers include quarterly 5% cash-back categories, unlimited cash-back matching, and no fee on your first late payment. While it may have a few drawbacks, this...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.49% ‐ 26.49% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.49% ‐ 26.49% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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