Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Christy Rakoczy, FinanceBuzzThe Discover it Student Cash Back card is the perfect card for students who don't mind doing a little bit of work to maximize their credit card rewards. That's because this card's rewards program provides 5% back on rotating categories each quarter, on up to $1,500 in purchases. To get the most from...
- LaToya Irby, Matthew Klammer, The BalanceThis credit card is perfect for students who excel academically because it offers a bonus to those who make good grades. It’s also best for those who won’t mind doing a little work to maximize their rewards. The highest-earning rewards categories rotate each quarter and require activation, so studen...
- Rebecca Lake, MyBankTrackerIf you’re in school and you’re hoping to earn some cash rewards while working your way towards a better credit rating, the Discover it for Students card can certainly help you achieve those goals. This card is really best for someone who doesn’t mind the rotating bonus categories. Also, you should n...
- Jennifer Doss, CardRatings.comDiscover it® Student Cash Back is a great fit for the wallet of any financially responsible college student. The combination of ongoing cash-back rewards and an end-of-the-first-year cash back matching bonus can put several hundred dollars into your pocket. This is also a strong card for a young per...
- Melissa Lambarena, NerdWalletThis is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.49% ‐ 23.49% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.49% ‐ 23.49% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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