Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Doss, CardRatings.comDiscover it® Student Cash Back is a great fit for the wallet of any financially responsible college student. The combination of ongoing cash-back rewards and an end-of-the-first-year cash back matching bonus can put several hundred dollars into your pocket. This is also a strong card for a young per...
- Melissa Lambarena, NerdWalletThis is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.
- Garrett Yarbrough, Aja McClanahan, BankrateIf you’re a student in the market for a starter credit card, the Discover it® Student Cash Back card offers perhaps the highest rewards rate you’re likely to find on a card for applicants with no credit history. Having the cash back power of the full-fledged Discover it® Cash Back card plus Discover...
- Julie Sherrier, LendingTreeStudents willing to keep track of bonus categories can maximize their cash back with the Discover it® Student Cash Back, while also building credit through responsible credit practices. But if remembering to opt into the categories quarterly is too much of a hassle, the Discover it® Student chrome m...
- Brian Latchford, SimpleMoneyLyfeIf you are a student with little to no credit establishment, then the Discover it® Student Cash Back card is a great card for you. You will receive nice rewards, with flexible redemption options, while building your credit as Discover it® Student Cash Back card reports to all three credit bureaus on...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
12.99% ‐ 21.99% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
12.99% ‐ 21.99% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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