Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jaclyn DeJohn, Evan Zimmer, CnetThe Discover it® Student Cash Back* has the coveted one-two combo of simplicity and value. It’s as rewarding as some standard, non-student credit cards and provides one of the best welcome offers on the market. Best of all? You don’t need a lofty credit score to qualify. And so long as you manage it...
- Stephanie Colestock, TimeThe Discover it® Student Cash Back is a great choice for eligible college students looking to establish credit history, avoid annual fees, and earn some rewards along the way. With an introductory 0% APR offer, 5% bonus spending categories, and a cash back match for the first year, the Discover it®...
- Melissa Lambarena, NerdWalletThis is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.
- Reena Thomas, BankrateOne of the top student credit cards on the market, this card’s rotating cash back categories offer students on a budget a great variety. Its $0 annual fee, competitive cash back rewards rate and cash back match at the end of the first year give students a lot of value on everyday expenses.
- Evan Coleman, ForbesWith competitive cash-back rates, the few drawbacks of the Discover it® Student Cash Back card don’t drag it down too much. The card, however, may not be a fit for students who study abroad or those who don’t want to put the effort into its somewhat complex cash-back rewards system. Otherwise, the D...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 27.24% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 27.24% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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