Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelly Dilworth, CreditCards.comOne of the most lucrative student cards on the market, the Discover it Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits.
- CardcruncherStudents can earn 5% cash back on up to $1,500 spent on quarterly rotating categories, and 1% back on all other purchases. What's more, Discover will match all the cash back you earn during your first year, allowing you to earn up to 10% cash back during that time.
- SmartAssetIf you are looking for a student credit card that offers competitive cash-back rewards with extra perks, take a look at the Discover it for Students. Before you decide whether to take the plunge, take a look at the recent bonus categories and ask yourself whether you’d make good use of those categor...
- Eric Volkman, The AscentWe've simply not found a better student credit card. Our fee-wary stance is even more solid for student credit cards, and this offer still includes premium rewards with no annual fee.
- Brian Martucci, Money CrashersA card for students who wish to build their credit, get financial recognition for their academic achievements, and earn cash back rewards on every single purchase they make.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.24% ‐ 24.24% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.24% ‐ 24.24% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Additional Benefits |
Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
A safer card for learning to use credit
One of the most lucrative student cards on the market, the Discover it Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits.
One of the most lucrative student cards on the market, the Discover it Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits.
Offers one of the highest rewards rate available to students
Students can earn 5% cash back on up to $1,500 spent on quarterly rotating categories, and 1% back on all other purchases. What's more, Discover will match all the cash back you earn during your first year, allowing you to earn up to 10% cash back during that time.
Students can earn 5% cash back on up to $1,500 spent on quarterly rotating categories, and 1% back on all other purchases. What's more, Discover will match all the cash back you earn during your first year, allowing you to earn up to 10% cash back during that time.
A starter card with some student-friendly features
If you are looking for a student credit card that offers competitive cash-back rewards with extra perks, take a look at the Discover it for Students. Before you decide whether to take the plunge, take a look at the recent bonus categories and ask yourself whether you’d make good use of those categories.
If you are looking for a student credit card that offers competitive cash-back rewards with extra perks, take a look at the Discover it for Students. Before you decide whether to take the plunge, take a look at the recent bonus categories and ask yourself whether you’d make good use of those categories.
Potentially a high cash-back-earning card
We've simply not found a better student credit card. Our fee-wary stance is even more solid for student credit cards, and this offer still includes premium rewards with no annual fee.
We've simply not found a better student credit card. Our fee-wary stance is even more solid for student credit cards, and this offer still includes premium rewards with no annual fee.
A strong card for lots of different types of students
A card for students who wish to build their credit, get financial recognition for their academic achievements, and earn cash back rewards on every single purchase they make.
A card for students who wish to build their credit, get financial recognition for their academic achievements, and earn cash back rewards on every single purchase they make.
A rewarding introduction to credit
The Discover it Student Cash Back is a rare beast among student cards. It offers cash-back rewards, a statement credit for good grades and tools for managing credit. It does all of this with low fees. That’s why it’s one of our best credit cards for college students.
Read full reviewThe Discover it Student Cash Back is a rare beast among student cards. It offers cash-back rewards, a statement credit for good grades and tools for managing credit. It does all of this with low fees. That’s why it’s one of our best credit cards for college students.
Read full review
One of the best student credit cards for cash-back rewards
This card is best for students who want to earn cash back without paying an annual fee and are looking for a low introductory APR on purchases.
Read full reviewThis card is best for students who want to earn cash back without paying an annual fee and are looking for a low introductory APR on purchases.
Read full review
Rewards for smart spending
A great card for students who already have some personal finance skills and are able to manage their own credit card responsibly. Those who have struggled with debt in the past may wish to find an even more simple card that has no rewards or financing offer, or perhaps even another form of payment altogether.
A great card for students who already have some personal finance skills and are able to manage their own credit card responsibly. Those who have struggled with debt in the past may wish to find an even more simple card that has no rewards or financing offer, or perhaps even another form of payment altogether.
A front-runner when it comes to student credit cards
The Discover it Card for College Students is a great option for college students looking to earn cash back on their purchases and build their credit at the same time, but the amount of rewards you earn will depend on your spending habits.
The Discover it Card for College Students is a great option for college students looking to earn cash back on their purchases and build their credit at the same time, but the amount of rewards you earn will depend on your spending habits.
The most student-friendly card on the market with absolutely no annual fee
Discover It® For Students, is by far the top Cashback college credit card which offers 5% Cashback Bonus in rotational categories, 1% Cashback bonus on all purchases, and $20 Cashback Bonus for an outstanding GPA.
Discover It® For Students, is by far the top Cashback college credit card which offers 5% Cashback Bonus in rotational categories, 1% Cashback bonus on all purchases, and $20 Cashback Bonus for an outstanding GPA.