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Discover it® Miles review

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Advertiser Disclosure

Interest Rate: Purchases
11.99% ‐ 22.99% (Variable) (0% for the first 14 months)
Balance Transfer
11.99% ‐ 22.99% (Variable) (10.99% for the first 14 months)
Rewards
1.5 Miles
Signup Bonus
-


8.8/10
Informr score
The Discover it® Miles currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 29 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Miles is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CardRatings.com

Discover it® Miles is an excellent card for the non-brand-loyal credit card user who values simplicity along with travel flexibility. Do keep in mind, however, that Discover isn’t quite as widely accepted overseas as Visa and MasterCard, so plan for that accordingly. And If you do take Discover it®...

- Jennifer Doss, CardRatings.com
SimpleMoneyLyfe

The Discover it® Miles credit card hits the sweet spot for many consumers who are interested in learning how travel rewards work without paying annual fees for luxury perks. Since cardholders can redeem their miles as cash back or for travel, they can quickly get a feel for how they prefer to use th...

- Justin Estes, SimpleMoneyLyfe
NerdWallet

Frequent travelers or bigger spenders would probably get more value from a card with a higher rewards rate and more perks (and an annual fee), but this is a solid choice for budget-minded occasional travelers.

- Claire Tsosie, Sara Rathner, NerdWallet
NextAdvisor

If you value low maintenance rewards and redemption flexibility, you might consider the Discover it Miles card. While 1.5x miles isn’t the best rewards rate out there, it can bring some added value to every purchase you make. And it has no annual fee — which can be a great benefit if you’re not inte...

- Holly Johnson, NextAdvisor
Bankrate

The Discover it® Miles credit card stands apart from every other Discover card as the only travel card in the issuer’s portfolio. Yet, it still works remarkably similar to its cash back siblings. Rather than using your miles to book travel, you can redeem them for statement credits that cover a wide...

- Garrett Yarbrough, Emily Sherman, Bankrate

Details


Interest Rates
Regular APR Interest Rate 11.99% ‐ 22.99% (Variable) (0% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.99% ‐ 22.99% (Variable) (10.99% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus

Discover will match ALL the Miles you've earned at the end of your first year, automatically.

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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