Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Christy Rakoczy, FinanceBuzzThe Discover it Miles Credit Card is a good choice for frequent travelers if you travel often enough that a miles credit card is worth it — but not frequently enough to offset the cost of a high annual fee.
- Debbie Dragon, MyBankTrackerIt is ideal for people who want simple travel rewards and savings. The most noteworthy feature of the Discover it Card is the ability to earn 1.5 miles per dollar spent on all purchases. Most other travel credit cards, especially those branded by airlines, will offer a base 1 mile per dollar spent o...
- Kelly Dilworth, Khara Scheppmann, The BalanceOffers solid value for a travel card with no annual fee. It’s a good pick for those who want to earn free travel, but who don’t want to break a sweat figuring out how to collect and redeem miles.
- Jennifer Doss, CardRatings.comDiscover it® Miles is an excellent card for the non-brand-loyal credit card user who values simplicity along with travel flexibility. Do keep in mind, however, that Discover isn’t quite as widely accepted overseas as Visa and MasterCard, so plan for that accordingly. And If you do take Discover it®...
- Justin Estes, SimpleMoneyLyfeThe Discover it® Miles credit card hits the sweet spot for many consumers who are interested in learning how travel rewards work without paying annual fees for luxury perks. Since cardholders can redeem their miles as cash back or for travel, they can quickly get a feel for how they prefer to use th...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.49% ‐ 24.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.49% ‐ 24.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus |
Discover will match ALL the Miles you've earned at the end of your first year, automatically. |
| Rewards | |
| All Purchases | 1.5 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Online Privacy Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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