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Discover it® Miles review

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Advertiser Disclosure

Interest Rate: Purchases
11.99% ‐ 22.99% (Variable) (0% for the first 14 months)
Balance Transfer
11.99% ‐ 22.99% (Variable) (10.99% for the first 14 months)
Rewards
1.5 Miles
Signup Bonus
-


8.8/10
Informr score
The Discover it® Miles currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 25 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Miles is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CNBC

The Discover it® Miles is an excellent option for consumers looking for a simple-to-use travel card. However, it is even more valuable for people who plan on spending a significant amount of money in the first year of card membership because of the uncapped welcome bonus. And because Discover miles...

- Brett Holzhauer, CNBC
FinanceBuzz

The Discover it Miles Credit Card is a good choice for frequent travelers if you travel often enough that a miles credit card is worth it — but not frequently enough to offset the cost of a high annual fee.

- Christy Rakoczy, FinanceBuzz
CreditShout

There are a number of appealing benefits of the Discover It Miles card, which the original Discover it card doesn’t provide. Discover It Miles is ideal for people that travel regularly, but want the flexibility to take advantage of the generous cash back program.​

- David, CreditShout
The Wirecutter

Though it lacks true bells and whistles, Miles cardholders can embrace a no annual fee card with solid reward earnings that doesn’t require a degree in calculus to understand, as well as excellent customer service.

- Louis DeNicola, The Wirecutter
Credit Card Insider

The Discover it Miles provides 1.5X miles per dollar on all your purchases. While not the most rewarding option, it is fairly simple, and Discover will double what you earn in your first year to make it a bit more lucrative.

- Brendan Harkness, Credit Card Insider

Details


Interest Rates
Regular APR Interest Rate 11.99% ‐ 22.99% (Variable) (0% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.99% ‐ 22.99% (Variable) (10.99% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus

Discover will match ALL the Miles you've earned at the end of your first year, automatically.

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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