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Discover it® Miles review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
17.24% ‐ 28.24% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
17.24% ‐ 28.24% (Variable) (0% for the first 15 months)
Balance Transfer
17.24% ‐ 28.24% (Variable) (0% for the first 15 months)
Balance Transfer
17.24% ‐ 28.24% (Variable) (0% for the first 15 months)
Rewards
1.5 Miles
Rewards
1.5 Miles
Signup Bonus
-
Signup Bonus
-


8.8/10
Informr score
The Discover it® Miles currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 34 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Miles is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate
Bankrate

The Discover it® Miles card is a flexible no-annual-fee travel card that offers a number of benefits that can help make traveling less expensive. However, frequent travelers seeking premium perks may not receive a ton of long term value.

- Garrett Yarbrough, Bankrate
The Ascent
The Ascent

A straightforward, no annual fee travel rewards card built for occasional travelers. The unlimited Miles and welcome offer are standout perks.

- Lyle Daly, The Ascent
CardRatings.com
CardRatings.com

Discover it® Miles is an excellent card for the non-brand-loyal credit card user who values simplicity along with travel flexibility. Do keep in mind, however, that Discover isn’t quite as widely accepted overseas as Visa and MasterCard, so plan for that accordingly. And If you do take Discover it®...

- Jennifer Doss, CardRatings.com
MoneyGeek
MoneyGeek

We recommend the Discover it® Miles to budget travelers or minimalist card users who want to earn travel rewards without the hassle of tracking spending categories or figuring out redemption methods. Its 0% introductory APR and enticing welcome bonus also make it a good choice for those who plan to...

- Brett Holzhauer, MoneyGeek
WalletHub
WalletHub

Discover it Miles is a good way to save money via rewards and financing promotions if you don’t spend enough per year to justify applying for a credit card with an annual fee.

- John S Kiernan, WalletHub

Details


Interest Rates
Regular APR Interest Rate 17.24% ‐ 28.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.24% ‐ 28.24% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus

Discover will match ALL the Miles you've earned at the end of your first year, automatically.

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits

Online Privacy Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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