Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Discover it® Miles review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
13.49% ‐ 24.49% (Variable) (0% for the first 15 months)
Interest Rate: Purchases
13.49% ‐ 24.49% (Variable) (0% for the first 15 months)
Balance Transfer
13.49% ‐ 24.49% (Variable) (0% for the first 15 months)
Balance Transfer
13.49% ‐ 24.49% (Variable) (0% for the first 15 months)
Rewards
1.5 Miles
Rewards
1.5 Miles
Signup Bonus
-
Signup Bonus
-


8.8/10
Informr score
The Discover it® Miles currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 31 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Miles is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

The Discover it Miles Credit Card is a good choice for frequent travelers if you travel often enough that a miles credit card is worth it — but not frequently enough to offset the cost of a high annual fee.

- Christy Rakoczy, FinanceBuzz
MyBankTracker
MyBankTracker

It is ideal for people who want simple travel rewards and savings. The most noteworthy feature of the Discover it Card is the ability to earn 1.5 miles per dollar spent on all purchases. Most other travel credit cards, especially those branded by airlines, will offer a base 1 mile per dollar spent o...

- Debbie Dragon, MyBankTracker
The Balance
The Balance

Offers solid value for a travel card with no annual fee. It’s a good pick for those who want to earn free travel, but who don’t want to break a sweat figuring out how to collect and redeem miles.

- Kelly Dilworth, Khara Scheppmann, The Balance
CardRatings.com
CardRatings.com

Discover it® Miles is an excellent card for the non-brand-loyal credit card user who values simplicity along with travel flexibility. Do keep in mind, however, that Discover isn’t quite as widely accepted overseas as Visa and MasterCard, so plan for that accordingly. And If you do take Discover it®...

- Jennifer Doss, CardRatings.com
SimpleMoneyLyfe
SimpleMoneyLyfe

The Discover it® Miles credit card hits the sweet spot for many consumers who are interested in learning how travel rewards work without paying annual fees for luxury perks. Since cardholders can redeem their miles as cash back or for travel, they can quickly get a feel for how they prefer to use th...

- Justin Estes, SimpleMoneyLyfe

Details


Interest Rates
Regular APR Interest Rate 13.49% ‐ 24.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.49% ‐ 24.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus

Discover will match ALL the Miles you've earned at the end of your first year, automatically.

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits

Online Privacy Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Discover it® Miles

Rate It: