Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brett Holzhauer, CNBCThe Discover it® Miles is an excellent option for consumers looking for a simple-to-use travel card. However, it is even more valuable for people who plan on spending a significant amount of money in the first year of card membership because of the uncapped welcome bonus. And because Discover miles...
- Christy Rakoczy, FinanceBuzzThe Discover it Miles Credit Card is a good choice for frequent travelers if you travel often enough that a miles credit card is worth it — but not frequently enough to offset the cost of a high annual fee.
- David, CreditShoutThere are a number of appealing benefits of the Discover It Miles card, which the original Discover it card doesn’t provide. Discover It Miles is ideal for people that travel regularly, but want the flexibility to take advantage of the generous cash back program.
- Louis DeNicola, The WirecutterThough it lacks true bells and whistles, Miles cardholders can embrace a no annual fee card with solid reward earnings that doesn’t require a degree in calculus to understand, as well as excellent customer service.
- Brendan Harkness, Credit Card InsiderThe Discover it Miles provides 1.5X miles per dollar on all your purchases. While not the most rewarding option, it is fairly simple, and Discover will double what you earn in your first year to make it a bit more lucrative.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.99% ‐ 22.99% (Variable) (0% for the first 14 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.99% ‐ 22.99% (Variable) (10.99% for the first 14 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00
|
| Promotions | |
| Sign up bonus |
Discover will match ALL the Miles you've earned at the end of your first year, automatically. |
| Rewards | |
| All Purchases | 1.5 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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