Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Garrett Yarbrough, BankrateThe Discover it Miles card is a flexible no-annual-fee travel card that offers a number of benefits that can help make traveling less expensive. However, frequent travelers seeking premium perks may not receive a ton of long term value.
- Jennifer Doss, CardRatings.comDiscover it® Miles is an excellent card for the non-brand-loyal credit card user who values simplicity along with travel flexibility. Do keep in mind, however, that Discover isn’t quite as widely accepted overseas as Visa and MasterCard, so plan for that accordingly. And If you do take Discover it®...
- Brett Holzhauer, MoneyGeekWe recommend the Discover it® Miles to budget travelers or minimalist card users who want to earn travel rewards without the hassle of tracking spending categories or figuring out redemption methods. Its 0% introductory APR and enticing welcome bonus also make it a good choice for those who plan to...
- John S Kiernan, WalletHubDiscover it Miles is a good way to save money via rewards and financing promotions if you don’t spend enough per year to justify applying for a credit card with an annual fee.
- Holly Johnson, NextAdvisorIf you value low maintenance rewards and redemption flexibility, you might consider the Discover it Miles card. While 1.5x miles isn’t the best rewards rate out there, it can bring some added value to every purchase you make. And it has no annual fee — which can be a great benefit if you’re not inte...
Interest Rates | |
---|---|
Regular APR Interest Rate |
16.49% ‐ 27.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
16.49% ‐ 27.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
5% 3% intro fee |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$41.00
|
Promotions | |
Sign up bonus |
Discover will match ALL the Miles you've earned at the end of your first year, automatically. |
Rewards | |
All Purchases | 1.5 miles for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | No |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
Online Privacy Protection |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Help inform others by sharing your experience with Discover it® Miles