Discover it® Miles review

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Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 24.99% (Variable) (0% for the first 14 months)
Balance Transfer
13.99% ‐ 24.99% (Variable) (10.99% for the first 14 months)
Rewards
1.5 Miles
Signup Bonus
-


8.6/10
Informr score
The Discover it® Miles currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 19 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Miles is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Travel Update

The Discover It Miles is a decent option for those who want a no annual fee travel card. However, many travelers would be less restricted with either a cash back card or a transferrable points card. Such restrictions come from having a statement credit as the sole redemption option. But those who wa...

- Anthony, Travel Update
Compare Cards

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

- Compare Cards
CreditCards.com

The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.

- Kelly Dilworth, CreditCards.com
The Wirecutter

Though it lacks true bells and whistles to tout, cardholders can embrace a no-annual-fee card with solid reward earnings that doesn’t require a degree in calculus to understand.

- Taylor Tepper, The Wirecutter
Cardcruncher

If you spend a lot and want to take advantage of the card’s sign-up bonus, the Discover it® Miles is definitely worth considering. It’s a basic travel card, and accordingly, doesn’t offer as many benefits as premium travel credit cards. Add that to Discover’s more limited international acceptance, a...

- Ben Luthi, Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 13.99% ‐ 24.99% (Variable) (0% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 24.99% (Variable) (10.99% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus

Discover will match ALL the Miles you've earned at the end of your first year, automatically.

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Travel Update

A decent, simple card

from Travel Update

The Discover It Miles is a decent option for those who want a no annual fee travel card. However, many travelers would be less restricted with either a cash back card or a transferrable points card. Such restrictions come from having a statement credit as the sole redemption option. But those wh...More

The Discover It Miles is a decent option for those who want a no annual fee travel card. However, many travelers would be less restricted with either a cash back card or a transferrable points card. Such restrictions come from having a statement credit as the sole redemption option. But those who want simplicity in all facets would love the Discover It Miles card. This is also true for those who want a potentially large sign-up bonus. Just be aware of the two Discover rules before deciding between the regular Discover It and this card.

Read full review

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Compare Cards

For frequent travelers

Compare Cards

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

Read full review

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

Read full review

Less

CreditCards.com

Unusual bonus offer, solid rewards value

from CreditCards.com

The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.

Read full review

The Discover it Miles card offers a range of high-end travel perks and an industry-leading rewards rate for the card’s first 12 months, but the benefits drop off significantly after the first year.

Read full review

Less

The Wirecutter

Best travel rewards card for average credit

from The Wirecutter

Though it lacks true bells and whistles to tout, cardholders can embrace a no-annual-fee card with solid reward earnings that doesn’t require a degree in calculus to understand.

Read full review

Though it lacks true bells and whistles to tout, cardholders can embrace a no-annual-fee card with solid reward earnings that doesn’t require a degree in calculus to understand.

Read full review

Less

Cardcruncher

Great travel rewards, but light on perks

from Cardcruncher

If you spend a lot and want to take advantage of the card’s sign-up bonus, the Discover it® Miles is definitely worth considering. It’s a basic travel card, and accordingly, doesn’t offer as many benefits as premium travel credit cards. Add that to Discover’s more limited international a...More

If you spend a lot and want to take advantage of the card’s sign-up bonus, the Discover it® Miles is definitely worth considering. It’s a basic travel card, and accordingly, doesn’t offer as many benefits as premium travel credit cards. Add that to Discover’s more limited international acceptance, and the card’s value is somewhat limited.

Read full review

Less

Bankrate

High return without having to pay an annual fee

from Bankrate

A niche card that allows users to earn rewards that they can apply to travel purchases or redeem as cash back. This card really shines in its first 12 months, as Discover will match all of the miles that you earned in the 1st year of card ownership. But if you are looking for the credit card tha...More

A niche card that allows users to earn rewards that they can apply to travel purchases or redeem as cash back. This card really shines in its first 12 months, as Discover will match all of the miles that you earned in the 1st year of card ownership. But if you are looking for the credit card that will give you the highest rate of return for travel purchases and travel rewards, there are other cards on the market that will be better for you.

Read full review

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NerdWallet

Flexible rewards and 0% APR

from NerdWallet

Frequent travelers would get more value from a card with a higher rewards rate and more perks (and an annual fee), but this is a solid choice for occasional travelers.

Read full review

Frequent travelers would get more value from a card with a higher rewards rate and more perks (and an annual fee), but this is a solid choice for occasional travelers.

Read full review

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Wise Bread

For simple and flexible travel rewards

from Wise Bread

This is a great card for frequent travelers who prefer the ability to earn and redeem miles with whichever brands and retailers they choose. The advantage to general travel rewards cards is that you are not tied down to the limitations of a specific airline or hotel brand.

Read full review

This is a great card for frequent travelers who prefer the ability to earn and redeem miles with whichever brands and retailers they choose. The advantage to general travel rewards cards is that you are not tied down to the limitations of a specific airline or hotel brand.

Read full review

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Credible

Generous welcome offer, no annual fee, unlimited ways to accrue miles

from Credible

The Discover it Miles Travel Credit Card is a great low-cost card that shares aspects of both travel and cash back cards, but it won’t provide the maximum value for everybody.

Read full review

The Discover it Miles Travel Credit Card is a great low-cost card that shares aspects of both travel and cash back cards, but it won’t provide the maximum value for everybody.

Read full review

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Credit Fast

A simple travel card

from Credit Fast

The Discover It Miles Travel credit card is a very simple, straightforward travel card. The easy redemption process appeals to many people, and the card comes with many perks. If you travel a lot and you want a simple travel card, it may be worth checking into this card.

Read full review

The Discover It Miles Travel credit card is a very simple, straightforward travel card. The easy redemption process appeals to many people, and the card comes with many perks. If you travel a lot and you want a simple travel card, it may be worth checking into this card.

Read full review

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User Reviews


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