Discover it® Miles review

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Advertiser Disclosure

Interest Rate: Purchases
11.99% ‐ 22.99% (Variable) (0% for the first 14 months)
Balance Transfer
11.99% ‐ 22.99% (Variable) (10.99% for the first 14 months)
Rewards
1.5 Miles
Signup Bonus
-


8.8/10
Informr score
The Discover it® Miles currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 24 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Miles is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Wirecutter

Though it lacks true bells and whistles, Miles cardholders can embrace a no annual fee card with solid reward earnings that doesn’t require a degree in calculus to understand, as well as excellent customer service.

- Louis DeNicola, The Wirecutter
Credit Card Insider

The Discover it Miles provides 1.5X miles per dollar on all your purchases. While not the most rewarding option, it is fairly simple, and Discover will double what you earn in your first year to make it a bit more lucrative.

- Brendan Harkness, Credit Card Insider
MoneyUnder30

Discover wants you to give its cards a try, and it’s willing to offer you generous rewards to do so. While other travel rewards cards feature large sign-up bonuses if you spend a certain amount on the card in the first three months, the Discover it® Miles will match your rewards in your first year. ...

- David Weliver, MoneyUnder30
FinanceBuzz

The Discover it Miles Credit Card is a good choice if you travel often enough that a miles credit card is worth it — but not frequently enough to offset the cost of a high annual fee. With the Discover it Miles Credit Card, you won't get bonus rewards for specific types of spending. However, you do...

- Christy Rakoczy, FinanceBuzz
The Points Guy

The Discover it Miles provides 1.5 miles per dollar spent on all purchases, and allows you to redeem your miles for one cent apiece regardless of how you choose to use them. This means you don’t have to worry about maximizing your miles when redeeming them or remembering to use a particular card for...

- Katie Genter, The Points Guy

Details


Interest Rates
Regular APR Interest Rate 11.99% ‐ 22.99% (Variable) (0% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.99% ‐ 22.99% (Variable) (10.99% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus

Discover will match ALL the Miles you've earned at the end of your first year, automatically.

Rewards
All Purchases 1.5 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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