Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jenny Hoff, The WirecutterIf you’re not confident you have the credit score to qualify for other picks, consider this new card from Discover. It charges no annual fee and offers a year of 0% APR on purchases plus top-rated customer service.
- Kat Tretina, InvestopediaIf you're a small-business owner looking for a straightforward rewards card for your routine expenses, the Discover it Business card is a smart choice. There's no need to worry about remembering spending categories, and you’ll earn 1.5% cash back on every purchase you make. Thanks to the bonus, your...
- NextAdvisorOverall, the Discover it® Business Card is one well-rounded business credit card. Its Cashback Match bonus gives cardholders the opportunity to make the most of their purchases throughout the first year, then the uncapped 1.5% cash back allows them to continue earning solid cash back rewards on all...
- Lindsay Vansomeren, The BalanceThe Discover it Business Card has some nice introductory offers, though the available rewards are modest after the first year. If your business is in growth mode, make sure to consider this card for any bigger investments you need to make in the short-term.
- Compare CardsThe Discover it® Business Card is loaded with first-year value for business owners. You can earn an industry-leading cash back rate on everything you buy in your first year, with Cashback Match, and avoid the hassle of tracking categories with $0 annual fee. There are no minimum redemption for cash...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
12.99% ‐ 20.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
12.99% ‐ 20.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 5% |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Get a dollar-for-dollar of all the cash backs earned at the end of your first year. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
- Track Business Expenses - Free Social Security Number Alerts |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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