Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, Nouri Zarrugh, BankrateDiscover it® chrome offers cardholders the opportunity to earn cash back on some of the biggest everyday expenses—gas and restaurants. It’s introductory APR offers and low rates and fees across the board make it an easy-to-use cash back option if you’re dipping your toes into the rewards pool for th...
- Jennifer Doss, CardRatings.comWith many benefits and few downsides, yes, the Discover it® chrome card is a good credit card. The Chrome card comes with no annual fee, no foreign transaction fees, bonus cash back earned in frequent spending categories, and all cash back matched in the first year. The Chrome card is a great card f...
- Holly Johnson, NextAdvisorThe Discover it chrome offers simple cash back rewards with no annual fee, but its limited categories and quarterly spending cap mean it may offer much less long-term value than other cash back credit cards. Before you apply, make sure you compare Discover it chrome to other cards with rewards or in...
- Chauncey Crail, Dia Adams, ForbesDo you take $1,000 roadtrips exactly four times per year and want to earn 2% cash back on the gas and dining expenses each time you do? This might be the card for you. Otherwise, the best use of the Discover it® chrome is as a medium-duration balance transfer card. Third on the list of uses is as a...
- Brendan Harkness, Credit Card InsiderThe Discover it chrome offers excellent first-year rewards on gas and dining thanks to its Cashback Match, along with nice intro rates. But the card isn’t too competitive after that first year.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
11.99% ‐ 22.99% (Variable) (0% for the first 14 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
11.99% ‐ 22.99% (Variable) (0% for the first 14 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back (on first $4000 spent) On combined purchases with gas each quarter ($1000 per quarter) |
| Gas |
2% cash back (on first $4000 spent) On combined purchases with restaurants each quarter ($1000 per quarter) |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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