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Discover it® Chrome for Students review

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Advertiser Disclosure

Interest Rate: Purchases
12.99% ‐ 21.99% (Variable) (0% for the first 6 months)
Balance Transfer
12.99% ‐ 21.99% (Variable) (10.99% for the first 6 months)
1 - 2% cashback
Signup Bonus

Informr score
The Discover it® Chrome for Students currently has an Informr score of 9 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Discover it® Chrome for Students is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Students looking for their first credit card should consider the Discover it Chrome for Students. If you have a limited credit history, it might be perfect for helping you build credit, which will come in handy in the future. Having a good credit score can make it much easier to qualify for things l...

- Kevin Payne, FinanceBuzz
Credit Card Insider

The Discover it® Student chrome is a good option to help college and university students improve their credit. And if you want to earn some cash back too (who doesn’t?), this card fits the bill. Most of the card features are good for first-time credit card users, like the interest rates, terms, and...

- Brendan Harkness, Credit Card Insider
The Simple Dollar

The Discover it® Student chrome is a competitive credit card for those headed off to college and just starting to navigate their own finances. It offers a generous rewards program, ranging from 2% cash back at restaurants and gas stations (unlimited 1% cash back on all other purchases) to the first-...

- rboehmcke, The Simple Dollar
Compare Cards

If you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.

- Compare Cards

The Discover it Student chrome card zooms to the top of the class because of its winning cash rewards program and user-friendly features.

- Robin Ratcliff,


Interest Rates
Regular APR Interest Rate 12.99% ‐ 21.99% (Variable) (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 12.99% ‐ 21.99% (Variable) (10.99% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00
  • Maximum
  • No late fee on your first late payment
Sign up bonus No
All Purchases 1% cash back
Restaurants 2% cash back

On up to $1000 in combined purchases every quarter.

Gas 2% cash back

On up to $1000 in combined purchases every quarter.

Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website.

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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