Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateOn top of perks like a cash match program in the first year, this card offers generous cash back deals, a rarity for starter cards made for students. However, it may not be the ideal card for every student, particularly students who want to use this card during their study abroad trips. Other starte...
- Jennifer Doss, CardRatings.comAn excellent choice for students with little or no credit, who are looking to build a positive credit history. No annual fee means you're not immediately starting in a hole and a 0% introductory APR for six months gives new cardholders a chance to build some positive fiscal momentum.
- Brett Holzhauer, MoneyGeekThe Discover it® Student chrome is a good card for students looking to gain rewards while building their credit. It doesn’t require a credit score, and it reports to the three major credit bureaus. This means folks without a FICO score can get this card and use it responsibly to improve their credit...
- Jennifer Doss, CardRatings.comAn excellent choice for students with little or no credit, who are looking to build a positive credit history. No annual fee means you're not immediately starting in a hole and a 0% introductory APR for six months gives new cardholders a chance to build some positive fiscal momentum. This card is de...
- Kevin Payne, FinanceBuzzStudents looking for their first credit card should consider the Discover it Student Chrome. If you have a limited credit history, it might be perfect for helping you build credit, which will come in handy in the future. Having a good credit score can make it much easier to qualify for things like m...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.49% ‐ 26.49% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.49% ‐ 26.49% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back On up to $1000 in combined purchases every quarter. |
| Gas |
2% cash back On up to $1000 in combined purchases every quarter. |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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