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Discover it® Chrome for Students review

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Advertiser Disclosure

Interest Rate: Purchases
12.99% ‐ 21.99% (Variable) (0% for the first 6 months)
Balance Transfer
12.99% ‐ 21.99% (Variable) (10.99% for the first 6 months)
1 - 2% cashback
Signup Bonus

Informr score
The Discover it® Chrome for Students currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 24 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Discover it® Chrome for Students is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

This card is designed specifically for students who don't have time to sign on to activate rewards every month. These students, however, spend money on food and gas, so having these categories offer bonus cash back if they use their Discover it® Student chrome card is ideal. It's likely not the best...

- Brooklyn Lowery,

The card is an outstanding choice, especially if you spend a lot on gas and at restaurants. But look elsewhere if you need a card to take with you when studying abroad.

- Melissa Lambarena, NerdWallet

Rewards are hard to find when shopping for a starter card. But the Discover it Student chrome has quite a generous rewards structure, making it an interesting option among starter credit cards for students. Also attractive are the benefits, value and security features of this card, which have been c...

- Garrett Yarbrough, Rebekah Hovey, Bankrate

If you are a student with little or no credit established, then Discover it® Student Chrome is a good option. Not only are your approval odds high, but they have $0 annual fees, lower introductory APR, flexibility rewards redemptions, and cashback on all purchases (2% at gas stations and restaurants...

- Brian Latchford, SimpleMoneyLyfe

Students looking for their first credit card should consider the Discover it Chrome for Students. If you have a limited credit history, it might be perfect for helping you build credit, which will come in handy in the future. Having a good credit score can make it much easier to qualify for things l...

- Kevin Payne, FinanceBuzz


Interest Rates
Regular APR Interest Rate 12.99% ‐ 21.99% (Variable) (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 12.99% ‐ 21.99% (Variable) (10.99% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00
  • Maximum
  • No late fee on your first late payment
Sign up bonus No
All Purchases 1% cash back
Restaurants 2% cash back

On up to $1000 in combined purchases every quarter.

Gas 2% cash back

On up to $1000 in combined purchases every quarter.

Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits

Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website.

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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