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Discover it® Chrome for Students review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
14.49% ‐ 23.49% (Variable) (0% for the first 6 months)
Interest Rate: Purchases
14.49% ‐ 23.49% (Variable) (0% for the first 6 months)
Balance Transfer
14.49% ‐ 23.49% (Variable) (10.99% for the first 6 months)
Balance Transfer
14.49% ‐ 23.49% (Variable) (10.99% for the first 6 months)
Rewards
1 - 2% cashback
Rewards
1 - 2% cashback
Signup Bonus
-
Signup Bonus
-


8.9/10
Informr score
The Discover it® Chrome for Students currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 28 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Chrome for Students is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz
FinanceBuzz

Students looking for their first credit card should consider the Discover it Student Chrome. If you have a limited credit history, it might be perfect for helping you build credit, which will come in handy in the future. Having a good credit score can make it much easier to qualify for things like m...

- Kevin Payne, FinanceBuzz
NextAdvisor
NextAdvisor

The Discover it Student Chrome makes it possible to earn rewards while you build credit, even if you have no credit score when you apply. With no annual fee and rewards in select categories, you can use this card to establish credit and build positive credit habits you’ll use throughout life and aft...

- Holly Johnson, NextAdvisor
The Balance
The Balance

Lets credit newcomers build up their credit profiles while earning rewards. This card is ideal for someone who wants to ease into the world of credit and earn cash back without paying an annual fee.lets credit newcomers build up their credit profiles while earning rewards. This card is ideal for som...

- Holly D. Johnson, Fernando Flores, The Balance
MyBankTracker
MyBankTracker

It has a lot of appealing features for students who want to get cash rewards while establishing a positive credit history. We won't steer you towards this card if you’re looking exclusively for travel rewards. Bottom line, this card is a good low-fee option if you want to build credit during your co...

- Rebecca Lake, MyBankTracker
The Ascent
The Ascent

Earns a potentially big sign-up bonus and you can secure rich rewards for gas and restaurants. The inclusion of no annual fee makes this a hard-to-ignore student credit card.

- Lyle Daly, The Ascent

Details


Interest Rates
Regular APR Interest Rate 14.49% ‐ 23.49% (Variable) (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 14.49% ‐ 23.49% (Variable) (10.99% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 2% cash back

On up to $1000 in combined purchases every quarter.

Gas 2% cash back

On up to $1000 in combined purchases every quarter.

Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website.
  • Online Privacy Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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