Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Brendan Harkness, Credit Card InsiderThe Discover it® Student chrome is a good option to help college and university students improve their credit. And if you want to earn some cash back too (who doesn’t?), this card fits the bill. Most of the card features are good for first-time credit card users, like the interest rates, terms, and...
- rboehmcke, The Simple DollarThe Discover it® Student chrome is a competitive credit card for those headed off to college and just starting to navigate their own finances. It offers a generous rewards program, ranging from 2% cash back at restaurants and gas stations (unlimited 1% cash back on all other purchases) to the first-...
- Kevin Payne, FinanceBuzzNot all student credit cards are created equal; some are designed to simply help you build credit while others offer valuable rewards. Discover it Chrome for Students is one of the few that rewards you for everyday purchases and doing well in the classroom — you get a $20 statement credit every year...
- Compare CardsIf you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.
- Robin Ratcliff, CreditCards.comThe Discover it Student chrome card zooms to the top of the class because of its winning cash rewards program and user-friendly features.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
12.99% ‐ 21.99% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
12.99% ‐ 21.99% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back On up to $1000 in combined purchases every quarter. |
| Gas |
2% cash back On up to $1000 in combined purchases every quarter. |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Freeze your account in seconds to prevent new purchases with an on/off switch available on both the mobile app and website. |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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