Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Melissa Lambarena, NerdWalletThe card is an outstanding choice, especially if you spend a lot on gas and at restaurants. But look elsewhere if you need a card to take with you when studying abroad.
- Rebekah Hovey, BankrateThis student card boasts some notable features, including Discover’s flagship Cashback Match program, which may be one of the best welcome offers available on a student card. However, it may not be the ideal pick for every student, particularly students who want more opportunities to maximize reward...
- Lyle Daly, The AscentHas all the important perks for a student credit card. It's light on fees and doesn't charge an annual fee, plus it has a solid cash back program and a potentially big sign-up bonus.
- Dia Adams, ForbesBetter student credit cards exist. Worse student credit cards exist, too, but when choosing among cards that cater to those without the credit history or experience usually required for heavy-duty cards, most consumers will find that they do have a choice—and that choice probably isn’t the Discover...
- Robin Ratcliff, CreditCards.comThe Discover it Student chrome card zooms to the top of the class because of its winning cash rewards program and user-friendly features.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 27.24% (Variable) (0% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 27.24% (Variable) (10.99% for the first 6 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back On up to $1000 in combined purchases every quarter. |
| Gas |
2% cash back On up to $1000 in combined purchases every quarter. |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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