Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelly Dilworth, CreditCards.comA good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
- Ben Luthi, CardcruncherCompared to other cash-back credit cards that require good credit, the Discover it® Chrome doesn’t provide a lot of value. Sure, you’ll get double rewards on gas and restaurant purchases, but those rewards are capped at an average of $333 a month. Additionally, the card’s base rewards rate will like...
- Lynn Truong, Wise BreadLike many cash back credit cards, the Discover it chrome Card is ideal for those who want to earn money on their regular spending, specifically for spending on gas and restaurants. For those looking for a reasonable, straightforward cash rewards program for purchases in those two categories, the Dis...
- Napala Pratini, CredibleThe Discover it Chrome Card offers a good cash back rate and nice welcome bonus considering it’s annual fee-free, but big spenders may find a card with high rewards rates to be more valuable—and well worth the annual fee.
- SmartAssetYou should feel extremely confident in applying for the Discover it Chrome card, as it ensures that you’re earning cash back for a solid portion of your daily buys. Discover’s matching of your first year rewards total is a unique offer in comparison to other similar cards.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.24% ‐ 25.24% (0% for the first 14 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.24% ‐ 25.24% (0% for the first 14 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.24% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$37.00 Maximum None the first time you pay late. |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back (on first $4000 spent) On combined purchases with gas each quarter ($1000 per quarter) |
| Gas |
2% cash back (on first $4000 spent) On combined purchases with restaurants each quarter ($1000 per quarter) |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
An ideal card for social nights out and weekend road trips
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.
Great for gas & restaurants with no annual fee
Compared to other cash-back credit cards that require good credit, the Discover it® Chrome doesn’t provide a lot of value. Sure, you’ll get double rewards on gas and restaurant purchases, but those rewards are capped at an average of $333 a month. Additionally, the card’s base rewards rate will likely leave you wanting.
Compared to other cash-back credit cards that require good credit, the Discover it® Chrome doesn’t provide a lot of value. Sure, you’ll get double rewards on gas and restaurant purchases, but those rewards are capped at an average of $333 a month. Additionally, the card’s base rewards rate will likely leave you wanting.
No fuss rewards
Like many cash back credit cards, the Discover it chrome Card is ideal for those who want to earn money on their regular spending, specifically for spending on gas and restaurants. For those looking for a reasonable, straightforward cash rewards program for purchases in those two categories, the...More
Like many cash back credit cards, the Discover it chrome Card is ideal for those who want to earn money on their regular spending, specifically for spending on gas and restaurants. For those looking for a reasonable, straightforward cash rewards program for purchases in those two categories, the Discover it chrome card is well worth carrying.
Will check a lot of boxes for many
The Discover it Chrome Card offers a good cash back rate and nice welcome bonus considering it’s annual fee-free, but big spenders may find a card with high rewards rates to be more valuable—and well worth the annual fee.
The Discover it Chrome Card offers a good cash back rate and nice welcome bonus considering it’s annual fee-free, but big spenders may find a card with high rewards rates to be more valuable—and well worth the annual fee.
Best for those who consistently make purchases at gas stations and restaurants
You should feel extremely confident in applying for the Discover it Chrome card, as it ensures that you’re earning cash back for a solid portion of your daily buys. Discover’s matching of your first year rewards total is a unique offer in comparison to other similar cards.
You should feel extremely confident in applying for the Discover it Chrome card, as it ensures that you’re earning cash back for a solid portion of your daily buys. Discover’s matching of your first year rewards total is a unique offer in comparison to other similar cards.
A fairly good offer
It’s a good offer because it lets you earn rewards for free, as long you avoid interest. However, it lacks some of the better rewards and benefits you’ll find on some other cards
It’s a good offer because it lets you earn rewards for free, as long you avoid interest. However, it lacks some of the better rewards and benefits you’ll find on some other cards
Work on a daily basis, eat out often and shop online to save time, this is a great card for you
Discover It Chrome has evolved into a market leader for cash back incentives. With Discover It Chrome, new cardholders have an entire year to take advantage of 2 percent cash back on purchases and gas stations and restaurants
Read full reviewDiscover It Chrome has evolved into a market leader for cash back incentives. With Discover It Chrome, new cardholders have an entire year to take advantage of 2 percent cash back on purchases and gas stations and restaurants
Read full review
The first-year rewards match is nice, but not much else appeals here
For those who spend around $4,000 or less a year on gas and restaurants, the Discover it chrome card offers some decent rewards. If you’re looking to transfer a balance, this may also be a decent card to consider.
For those who spend around $4,000 or less a year on gas and restaurants, the Discover it chrome card offers some decent rewards. If you’re looking to transfer a balance, this may also be a decent card to consider.
Not as good as the 'non-chrome' version, with limited rewards
Even if your spending habits are on the lower side of things, having the added 5% rotating categories gives you the potential to earn more in the future, making it a more worthwhile endeavor.
Read full reviewEven if your spending habits are on the lower side of things, having the added 5% rotating categories gives you the potential to earn more in the future, making it a more worthwhile endeavor.
Read full review
Offers a wide variety of perks
The Discover it chrome credit card isn’t a bad choice if you want to get the 2% cash back earnings gas stations and restaurants, and then 1% back on all other purchases. Discover matching the cash back rewards on all your purchases for 12 months makes this card an excellent choice.
The Discover it chrome credit card isn’t a bad choice if you want to get the 2% cash back earnings gas stations and restaurants, and then 1% back on all other purchases. Discover matching the cash back rewards on all your purchases for 12 months makes this card an excellent choice.