Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelly Dilworth, CreditCards.comA good card for foodies and commuters, the Discover it® Chrome credit card features an outstanding sign-up bonus that matches the cash back you earn at the end of your first year and a solid rewards rate on restaurant and gas station purchases.
- Garrett Yarbrough, BankrateThis card comes with a great introductory APR offer and affordable interest rates, but leaves much to be desired when it comes to cash back rates and added benefits. While it does earn decent cash back on gas and dining, someone looking for more than low rates and minimal fees may find other cards t...
- Lyle Daly, The AscentFeatures the typically impressive slate of Discover card perks, but without the big bonus cash back.
- Chauncey Crail, Dia Adams, ForbesThe best use of the Discover it® Chrome is as a medium-duration balance transfer card. The Discover it® Chrome balance transfer offer could help cardholders buy a little extra time to pay down debt, but there are cards out there with longer intro APR periods. Also, the card’s cash-back rewards earni...
- Kevin Payne, FinanceBuzzThe Discover it Chrome is great for individuals who spend considerable money at the gas pump or eating out each year. Purchases at gas stations and restaurants (up to $1,000 in purchases each quarter) net 2% cash back. With rewards capped each quarter, though, Discover it Chrome is not ranked among...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.24% ‐ 28.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
17.24% ‐ 28.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back (on first $4000 spent) On combined purchases with gas each quarter ($1000 per quarter) |
| Gas |
2% cash back (on first $4000 spent) On combined purchases with restaurants each quarter ($1000 per quarter) |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Online Privacy Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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