Discover it® Chrome review

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Advertiser Disclosure

Interest Rate: Purchases
11.99% ‐ 22.99% (Variable) (0% for the first 14 months)
Balance Transfer
11.99% ‐ 22.99% (Variable) (0% for the first 14 months)
Rewards
1 - 2% cashback
Signup Bonus
-


8.5/10
Informr score
The Discover it® Chrome currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 17 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Discover it® Chrome is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


MoneyUnder30

Discover it® chrome is a great option for a lot of people. For one thing, it’s accepted by more than 97 percent of merchants around the country and has excellent customer service. You’ll earn 2% cashback on all gas station and restaurant purchases for the first $1,000 spent per quarter, plus an unli...

- Christopher Murray, MoneyUnder30
The Simple Dollar

The Discover it® chrome credit card is a great option for people who want a simple cash-back card. While the 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter is a nice perk (then, 1%), the per quarter limit lessens its value. The year-end cash-back matc...

- Rachel Morey, The Simple Dollar
Cardcruncher

Compared to other cash-back credit cards that require good credit, the Discover it® Chrome doesn’t provide a lot of value. Sure, you’ll get double rewards on gas and restaurant purchases, but those rewards are capped at an average of $333 a month. Additionally, the card’s base rewards rate will like...

- Ben Luthi, Cardcruncher
Compare Cards

Cardholders won’t have to pay an annual fee and will earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically Rewards don’t expire and can be redeemed easily online.

- Compare Cards
CreditCards.com

A good card for foodies and commuters, the Discover it chrome credit card features an outstanding sign-up bonus that matches your rewards at the end of the year and a solid bonus on restaurant and gas purchases.

- Kelly Dilworth, CreditCards.com

Details


Interest Rates
Regular APR Interest Rate 11.99% ‐ 22.99% (Variable) (0% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 11.99% ‐ 22.99% (Variable) (0% for the first 14 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

3% intro fee

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00
  • Maximum
  • No late fee on your first late payment
Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 2% cash back (on first $4000 spent)

On combined purchases with gas each quarter ($1000 per quarter)

Gas 2% cash back (on first $4000 spent)

On combined purchases with restaurants each quarter ($1000 per quarter)

Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • Get a dollar-for-dollar of all the cash backs earned at the end of your first year.
  • Your cash back never expires. Redeem in any amount, at any time.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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