Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jaclyn DeJohn, CnetThe Discover it® Cash Back* is one of the best cash-back credit cards on the market. With 5% cash back on quarterly rotating categories upon enrollment (on up to $1,500 in quarterly purchases, then 1%) and its Unlimited Cashback Match welcome bonus at the end of the first year, you can essentially d...
- Evan Zimmer, ZDNetFor credit card users looking to get the most out of their rewards, the Discover it Cash Back card should catch your eye. If features a high rewards rate for quarterly rotating categories, and Discover will double the rewards cardholders earn during the first year, with no annual fee. The Discover i...
- Benilyn Formoso - Suralta, Fit Small BusinessWhile the Discover it® Cash Back card is a personal credit card, its extended 0% APR for 15 months on both purchases and balance transfers make it a desirable credit card for many business owners. To benefit the most from this card, you should separate your business and personal purchases from the s...
- Matt Frankel, The AscentIt is a perfect card for cash back rewards fans who have an affinity for scoring high rewards rates on their spending in specific categories. But it has value for more people than just cash back.
- Morgan Quinn, MyBankTrackerIt is very popular with its customers. From the cash back rewards to the user-friendly online banking system to rave customer reviews, Discover it customers are overwhelmingly happy with everything this card has to offer.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.49% ‐ 24.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.49% ‐ 24.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% 3% intro fee |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00
|
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
Online Privacy Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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