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Diamond Resorts World Mastercard®

Diamond Resorts World Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
15.74% ‐ 24.99% (Variable)
Balance Transfer
15.74% ‐ 24.99% (Variable) (0% for the first 15 months)
1 - 2 points
Signup Bonus

Informr score
The Diamond Resorts World Mastercard® currently has an Informr score of 6 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Diamond Resorts World Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


If you are a Diamond Resorts customer about to make a big down payment on a timeshare, you might find value in this card’s 0% APR offer. However, that offer is only for six months, and there are other cards available that offer 0% APR on new purchases for a year or more.

- Caroline Lupini, RewardExpert

This card is a solid pick if you love staying with Diamond Resorts. It can be an especially good deal if you stay in Diamond Resorts timeshares.

- Finder

If you spend at least $20,000 a year on your card and you book all your vacations at Diamond Resorts, this card is a good fit for you because you’ll be able to maximize the card’s rewards structure.

- J.R. Duren, HighYa


Interest Rates
Regular APR Interest Rate 15.74% ‐ 24.99% (Variable)
  • This APR will vary with the market based on the Prime Rate.
  • 0% promotional APR for six billing cycles from the transaction date on all "Qualifying Diamond Resorts International Vacation Ownership Purchases"
Balance Transfer Interest Rate 15.74% ‐ 24.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus

Earn 2,500 bonus Diamond Points after your first purchase.

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent

On Diamond Resorts purchases (excluding down payments).

Travel No
Pharmacy No
Bills No
Additional Details

Earn 500 bonus Diamond Points for every $2,000 in qualifying net purchases made using your Diamond Resorts International Mastercard, up to a maximum of 5,000 bonus points, for as long as you remain a cardmember.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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