Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Caroline Lupini, RewardExpertIf you are a Diamond Resorts customer about to make a big down payment on a timeshare, you might find value in this card’s 0% APR offer. However, that offer is only for six months, and there are other cards available that offer 0% APR on new purchases for a year or more.
- FinderThis card is a solid pick if you love staying with Diamond Resorts. It can be an especially good deal if you stay in Diamond Resorts timeshares.
- J.R. Duren, HighYaIf you spend at least $20,000 a year on your card and you book all your vacations at Diamond Resorts, this card is a good fit for you because you’ll be able to maximize the card’s rewards structure.
Interest Rates | |
---|---|
Regular APR Interest Rate |
15.74% ‐ 24.99% (Variable)
|
Balance Transfer Interest Rate |
15.74% ‐ 24.99% (Variable) (0% for the first 15 months)
|
Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
3% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus |
Earn 2,500 bonus Diamond Points after your first purchase. |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels |
2 points per $1 spent On Diamond Resorts purchases (excluding down payments). |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
Earn 500 bonus Diamond Points for every $2,000 in qualifying net purchases made using your Diamond Resorts International Mastercard, up to a maximum of 5,000 bonus points, for as long as you remain a cardmember. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Google Pay |
Virtual Cards | No |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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