Deserve® Pro Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
17.49% ‐ 24.49% (Variable)
Balance Transfer
-
Rewards
1 - 3% cashback
Signup Bonus
-


7.6/10
Informr score
The Deserve® Pro Mastercard currently has an Informr score of 7.6 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Deserve® Pro Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Fast

The Deserve Pro Credit Card has a host of benefits with a few drawbacks. So it does largely hinge on your credit score and your habits. For people who travel, it can be a solid choice. For people who don’t spend a lot in the set categories, looking elsewhere is a good idea. Finally, you’ll mostly ea...

- Monica Kowollik, Credit Fast
Money Crashers

A solid choice for frugal cardholders who want to do better than the standard 1% cash back baseline and enjoy some travel and shopping perks to boot. The ideal user is someone who frequently travels inside and outside the United States but has little need for a more generous – and almost certainly m...

- Brian Martucci, Money Crashers
Finder

The Deserve PRO’s key draw is its strong cash back on travel, entertainment and dining. That said, it’s a good choice if you’re always on the move.

- Finder
NerdWallet

What makes this card most attractive is the potential to qualify without an established credit history. Its rewards on travel, entertainment and dining are decent for a no-fee card.

- Melissa Lambarena, NerdWallet
Cardcruncher

If you have a good job and a decent bank balance but no credit history, the Deserve Pro MasterCard can be a great way to start building up your credit. If you qualify for cards with better benefits, you should probably apply for those instead.

- Wendy Connick, Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 17.49% ‐ 24.49% (Variable)
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate

Cash Advances Not Allowed

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $25.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 2% cash back


Gas No
Groceries No
Hotels 3% cash back
Travel 3% cash back

On eligible purchases including car rental, airlines, tourism, and entertainment.

Pharmacy No
Bills No
Additional Details

Once the $500 combined purchases per billing cycle limit is reached, you will earn 1% Base Cash Back on additional purchases on Travel, Hotels, and Restaurant.

Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Roadside Assistance

- Travel Assistance Services

- Cellphone Protection

- Free Year of Priority Pass Membership

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Credit Fast

A solid option for you to try

from Credit Fast

The Deserve Pro Credit Card has a host of benefits with a few drawbacks. So it does largely hinge on your credit score and your habits. For people who travel, it can be a solid choice. For people who don’t spend a lot in the set categories, looking elsewhere is a good idea. Finally, you’ll mo...More

The Deserve Pro Credit Card has a host of benefits with a few drawbacks. So it does largely hinge on your credit score and your habits. For people who travel, it can be a solid choice. For people who don’t spend a lot in the set categories, looking elsewhere is a good idea. Finally, you’ll mostly earn 1% in rewards, and this takes a while to stack up. Overall, this is a solid card you should take a look at.

Read full review

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Money Crashers

Great for frugal cardholders who travel regularly

from Money Crashers

A solid choice for frugal cardholders who want to do better than the standard 1% cash back baseline and enjoy some travel and shopping perks to boot. The ideal user is someone who frequently travels inside and outside the United States but has little need for a more generous – and almost certainly more expensive – travel rewards card.

Read full review

A solid choice for frugal cardholders who want to do better than the standard 1% cash back baseline and enjoy some travel and shopping perks to boot. The ideal user is someone who frequently travels inside and outside the United States but has little need for a more generous – and almost certainly more expensive – travel rewards card.

Read full review

Less

Finder

Strong cash back on travel, entertainment and dining

The Deserve PRO’s key draw is its strong cash back on travel, entertainment and dining. That said, it’s a good choice if you’re always on the move.

Read full review

The Deserve PRO’s key draw is its strong cash back on travel, entertainment and dining. That said, it’s a good choice if you’re always on the move.

Read full review

Less

NerdWallet

A rewarding way to build credit

from NerdWallet

What makes this card most attractive is the potential to qualify without an established credit history. Its rewards on travel, entertainment and dining are decent for a no-fee card.

Read full review

What makes this card most attractive is the potential to qualify without an established credit history. Its rewards on travel, entertainment and dining are decent for a no-fee card.

Read full review

Less

Cardcruncher

A good choice for limited credit histories

from Cardcruncher

If you have a good job and a decent bank balance but no credit history, the Deserve Pro MasterCard can be a great way to start building up your credit. If you qualify for cards with better benefits, you should probably apply for those instead.

Read full review

If you have a good job and a decent bank balance but no credit history, the Deserve Pro MasterCard can be a great way to start building up your credit. If you qualify for cards with better benefits, you should probably apply for those instead.

Read full review

Less

LendEDU

Offers the most valuable benefits by way of rewards earned on purchases

from LendEDU

The Deserve Pro Mastercard is a good option for international applicants in the US on certain visas, as well as those who have less than ideal credit history. Because the card has no annual or foreign transaction fees, but offers bonus rewards on certain purchases, the credit card may be a solid...More

The Deserve Pro Mastercard is a good option for international applicants in the US on certain visas, as well as those who have less than ideal credit history. Because the card has no annual or foreign transaction fees, but offers bonus rewards on certain purchases, the credit card may be a solid choice for those who want higher cash-back opportunities on travel, entertainment, and restaurant purchases each month.

Read full review

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NerdWallet

A rewarding way to build credit

from NerdWallet

If you’re employed and looking to establish credit, the Deserve® Pro Mastercard may offer the chance to build credit and earn relatively rich rewards in the process, all with no annual fee or security deposit required. It’s a solid option.

Read full review

If you’re employed and looking to establish credit, the Deserve® Pro Mastercard may offer the chance to build credit and earn relatively rich rewards in the process, all with no annual fee or security deposit required. It’s a solid option.

Read full review

Less

WalletHub

Average cash rewards card

from WalletHub

The Deserve Pro Mastercard has a work hard, play hard vibe, catering to people with good credit or better who like to travel, dine out and generally have a good time.

Read full review

The Deserve Pro Mastercard has a work hard, play hard vibe, catering to people with good credit or better who like to travel, dine out and generally have a good time.

Read full review

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Credit Card Insider

Offer a good way to improve your credit, eventually allowing you to qualify for better cards

from Credit Card Insider

A step up from the Deserve Classic. It’s easy to get in the same way, because the card issuer will consider more than just your credit and finances when you apply, but it’s designed for people who have already established a positive credit history. You’ll get the same basic benefits as the...More

A step up from the Deserve Classic. It’s easy to get in the same way, because the card issuer will consider more than just your credit and finances when you apply, but it’s designed for people who have already established a positive credit history. You’ll get the same basic benefits as the other Deserve cards, but you’ll also be able to earn a decent amount of cash back.

Read full review

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User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.