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Deserve® Edu Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
18.74% (Variable)
Balance Transfer
1% cashback
Signup Bonus

Informr score
The Deserve® Edu Mastercard currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 16 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Deserve® Edu Mastercard is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Deserve EDU Mastercard could be an excellent beginner credit card for students who want a rewards card but don’t have sufficient credit history to qualify for better options. It doesn’t have the best rewards rate, but it’s better than most secured credit cards that don’t offer any rewards. In ad...

- Ben Walker, FinanceBuzz

The Deserve Edu Mastercard for Students is a solid choice for anyone who's currently enrolled in a U.S. college or university, particularly international students and fans of

- John S Kiernan, WalletHub
Credit Card Insider

The Deserve Edu Mastercard provides an excellent opportunity for college students, either domestic or international. With valuable benefits and expanded application criteria like no Social Security number required, it’s both useful and easy to obtain.

- Brendan Harkness, Credit Card Insider

The Deserve® EDU Mastercard is a great option to helps students build their credit history and gain financial independence. Cardholders will be eligible for credit limits up to $5000 all while earning 1% unlimited cash back on all purchases and getting complimentary cellphone insurance up to $600. P...

- Chris Muller, MoneyUnder30
Money Crashers

A great choice for U.S. and international students with limited or nonexistent credit histories and a penchant for value-added perks. Unlike many credit cards with comparable underwriting standards, it’s not secured, meaning there’s no security deposit required. The unlimited cash back earning poten...

- Brian Martucci, Money Crashers


Interest Rates
Regular APR Interest Rate 18.74% (Variable)
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate

Cash Advances Not Allowed

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $25.00


Sign up bonus

Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $49).

All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

- Roadside Assistance

- Travel Assistance Services

- Cellphone Protection

- $100 off Feather Subscriptions

- Pay for 3 consecutive monthly Lemonade insurance statements with your Deserve Mastercard and get a $10 statement credit.

- Use your Deserve card to sign up and pay for any Mint Mobile wireless plan and you’ll get a $45 statement credit from now through November 23rd 2020.

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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