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Deserve® Edu Mastercard review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.24% (Variable)
Interest Rate: Purchases
20.24% (Variable)
Balance Transfer
Balance Transfer
1% cashback
1% cashback
Signup Bonus
Signup Bonus

Informr score
The Deserve® Edu Mastercard currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 22 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Deserve® Edu Mastercard is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Deserve EDU card is an excellent student credit card for those attending a U.S. university. The card is especially ideal for international students, as Deserve does not require a Social Security Number (SSN) to apply. Student credit cards are generally easier to receive than regular credit cards...

- BestCards

One important part of preparing yourself for the future is building your credit. If you have student loans, you can build credit by making your monthly payments, but another great way to building credit is with a student credit card.

- Thomas (TJ) Porter, MyBankTracker
The Balance
The Balance

May not offer some of the flashier rewards or perks that other student cards do, but it makes up for it by making the application process a little simpler, especially for new borrowers and international students. In fact, if you don’t have a Social Security number, you can still apply using other do...

- Lindsay Vansomeren, Matthew Klammer, The Balance

A solid choice for anyone who’s currently enrolled in a U.S. college or university, particularly international students and fans of

- John S Kiernan, WalletHub

The best applicant for the Deserve® EDU Mastercard for Students is a college student who doesn't have much of a credit history and doesn't want to rely on a cosigner– and would like to earn some rewards for making purchases. And if you like the idea of getting Amazon Prime Student for a year, then t...

- Jennifer Doss,


Interest Rates
Regular APR Interest Rate 20.24% (Variable)
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate

Cash Advances Not Allowed

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $25.00


Sign up bonus

Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $69).

All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Roadside Assistance
  • Travel Assistance Services
  • Cellphone Protection
  • $100 off Feather Subscriptions
  • Pay for 3 consecutive monthly Lemonade insurance statements with your Deserve Mastercard and get a $10 statement credit.
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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