Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jennifer Doss, CardRatings.comThe best applicant for the Deserve® EDU Mastercard for Students is a college student who doesn't have much of a credit history and doesn't want to rely on a cosigner– and would like to earn some rewards for making purchases. And if you like the idea of getting Amazon Prime Student for a year, then t...
- Garrett Yarbrough, BankrateThis accessible, flat-rate student card is one of the best starter cards for international students studying in the U.S. and other students that want a streamlined first credit card — but more rewarding student cards are available.
- Alene Laney, MoneyGeekThis card is best suited for international students who don’t have an SSN and students who are frequent international travelers looking to save money on foreign transaction fees.
- CardcruncherOne of the most difficult financial tasks for people new to the United States is building credit history. That can be doubly difficult for students, who often don't have income to show their ability to pay credit card bills. The Deserve Edu Mastercard solves both of those issues, offering internatio...
- Ben Walker, FinanceBuzzThe Deserve EDU Mastercard could be an excellent beginner credit card for students who want a rewards card but don’t have sufficient credit history to qualify for better options. It doesn’t have the best rewards rate, but it’s better than most secured credit cards that don’t offer any rewards. In ad...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 22.99% (Variable) |
| Balance Transfer Interest Rate |
Balance Transfers Not Allowed |
| Cash Advance Interest Rate |
Cash Advances Not Allowed |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$25.00 Maximum |
| Promotions | |
| Sign up bonus |
Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $69). |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | Yes |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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