Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.
NOTE: This credit card may no longer be available for new customers. See the latest credit cards here.

Deserve® Edu Mastercard review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
22.99% (Variable)
Interest Rate: Purchases
22.99% (Variable)
Balance Transfer
-
Balance Transfer
-
Rewards
1% cashback
Rewards
1% cashback
Signup Bonus
-
Signup Bonus
-


8.3/10
Informr score
The Deserve® Edu Mastercard currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 25 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Deserve® Edu Mastercard is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Ascent
The Ascent

A solid choice for building credit while earning cash back on purchases.

- Lyle Daly, The Ascent
LendEDU
LendEDU

The Deserve EDU Mastercard is a strong choice for college students who have a minimal credit history or a low credit score but want to earn rewards on everyday purchases. Because the card has no annual or foreign transaction fees, and there are no limits on rewards, this is a better option for some...

- Dave Rathmanner, LendEDU
CardRatings.com
CardRatings.com

The best applicant for the Deserve® EDU Mastercard for Students is a college student who doesn't have much of a credit history and doesn't want to rely on a cosigner– and would like to earn some rewards for making purchases. And if you like the idea of getting Amazon Prime Student for a year, then t...

- Jennifer Doss, CardRatings.com
Bankrate
Bankrate

This accessible, flat-rate student card is one of the best starter cards for international students studying in the U.S. and other students that want a streamlined first credit card — but more rewarding student cards are available.

- Garrett Yarbrough, Bankrate
MoneyGeek
MoneyGeek

This card is best suited for international students who don’t have an SSN and students who are frequent international travelers looking to save money on foreign transaction fees.

- Alene Laney, MoneyGeek

Details


Interest Rates
Regular APR Interest Rate 22.99% (Variable)
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate

Cash Advances Not Allowed

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $25.00

Maximum

Promotions
Sign up bonus

Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $69).

Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Roadside Assistance
  • Travel Assistance Services
  • Cellphone Protection
  • $100 off Feather Subscriptions
  • Pay for 3 consecutive monthly Lemonade insurance statements with your Deserve Mastercard and get a $10 statement credit.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Deserve® Edu Mastercard

Rate It: