Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Robin Ratcliff, CreditCards.comIf you can qualify for other student cards, then the Deserve Edu Mastercard for Students probably isn’t worth a second look. At 20.24 percent, its APR is on the high side for a student card, while its rewards program is anemic.
- Dave Rathmanner, LendEDUThe Deserve EDU Mastercard is a strong choice for college students who have a minimal credit history or a low credit score but want to earn rewards on everyday purchases. Because the card has no annual or foreign transaction fees, and there are no limits on rewards, this is a better option for some...
- FinderIt doesn’t offer much that the Discover it Chrome and Capital One Journey don’t, but the Deserve Edu is still a great student card. Cash back is a nice touch, as is the free Amazon Prime Student subscription. And if you’re having trouble being approved by other banks, Deserve may be the company that...
- Claire Tak, Credit KarmaDeserve Edu Mastercard is a solid student credit card for college students who don’t have a credit history — it offers rewards, no annual fee and other student-friendly perks.
- John S Kiernan, WalletHubThe Deserve Edu Mastercard for Students is a solid choice for anyone who's currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 20.99% |
| Balance Transfer Interest Rate |
Balance Transfers Not Allowed |
| Cash Advance Interest Rate |
Cash Advances Not Allowed |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$25.00 Maximum |
| Promotions | |
| Sign up bonus |
Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $49). |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | No |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
- Roadside Assistance - Travel Assistance Services - Cellphone Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | Yes |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Critic Reviews
A below average rewards program
If you can qualify for other student cards, then the Deserve Edu Mastercard for Students probably isn’t worth a second look. At 20.24 percent, its APR is on the high side for a student card, while its rewards program is anemic.
If you can qualify for other student cards, then the Deserve Edu Mastercard for Students probably isn’t worth a second look. At 20.24 percent, its APR is on the high side for a student card, while its rewards program is anemic.
A better option than some comparable student credit cards
The Deserve EDU Mastercard is a strong choice for college students who have a minimal credit history or a low credit score but want to earn rewards on everyday purchases. Because the card has no annual or foreign transaction fees, and there are no limits on rewards, this is a better option for some students as a beginner rewards card.
The Deserve EDU Mastercard is a strong choice for college students who have a minimal credit history or a low credit score but want to earn rewards on everyday purchases. Because the card has no annual or foreign transaction fees, and there are no limits on rewards, this is a better option for some students as a beginner rewards card.
A good student credit card
It doesn’t offer much that the Discover it Chrome and Capital One Journey don’t, but the Deserve Edu is still a great student card. Cash back is a nice touch, as is the free Amazon Prime Student subscription. And if you’re having trouble being approved by other banks, Deserve may be the company that welcomes you.
It doesn’t offer much that the Discover it Chrome and Capital One Journey don’t, but the Deserve Edu is still a great student card. Cash back is a nice touch, as is the free Amazon Prime Student subscription. And if you’re having trouble being approved by other banks, Deserve may be the company that welcomes you.
A good option for students looking to build credit
Deserve Edu Mastercard is a solid student credit card for college students who don’t have a credit history — it offers rewards, no annual fee and other student-friendly perks.
Deserve Edu Mastercard is a solid student credit card for college students who don’t have a credit history — it offers rewards, no annual fee and other student-friendly perks.
Certainly is deserving of consideration
The Deserve Edu Mastercard for Students is a solid choice for anyone who's currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com.
The Deserve Edu Mastercard for Students is a solid choice for anyone who's currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com.
You can build your credit history and enjoy great benefits simultaneously
With this card you earn 1% Cash Back on all purchases. This card also has no annual fee! It’s a pretty good card to start off with if it’s your first one, and is especially good if you’re a college student because of all the additional benefits offered.
With this card you earn 1% Cash Back on all purchases. This card also has no annual fee! It’s a pretty good card to start off with if it’s your first one, and is especially good if you’re a college student because of all the additional benefits offered.
Made for both native students and international students
It has all the features of the Deserve Classic, plus a few extra that make it better. It’s also relatively easy to get, but it’s designed especially for students with limited or no credit.
It has all the features of the Deserve Classic, plus a few extra that make it better. It’s also relatively easy to get, but it’s designed especially for students with limited or no credit.
A Great Option for Students
The Deserve Edu card serves a very specific purpose. It's an excellent card for international students who lack social security numbers or credit histories. This consumer group is often turned down by other credit card issuers—most of whom require all applicants to possess a SSN.
The Deserve Edu card serves a very specific purpose. It's an excellent card for international students who lack social security numbers or credit histories. This consumer group is often turned down by other credit card issuers—most of whom require all applicants to possess a SSN.
An excellent starter card for people with no credit history
If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.
If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.