Deserve Edu Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
20.99
Balance Transfer
-
Rewards
1% cashback
Signup Bonus
-


7.8/10
Informr score
The Deserve Edu Mastercard currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Deserve Edu Mastercard is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

If you can qualify for other student cards, then the Deserve Edu Mastercard for Students probably isn’t worth a second look. At 20.24 percent, its APR is on the high side for a student card, while its rewards program is anemic.

- Robin Ratcliff, CreditCards.com
LendEDU

The Deserve EDU Mastercard is a strong choice for college students who have a minimal credit history or a low credit score but want to earn rewards on everyday purchases. Because the card has no annual or foreign transaction fees, and there are no limits on rewards, this is a better option for some...

- Dave Rathmanner, LendEDU
Finder

It doesn’t offer much that the Discover it Chrome and Capital One Journey don’t, but the Deserve Edu is still a great student card. Cash back is a nice touch, as is the free Amazon Prime Student subscription. And if you’re having trouble being approved by other banks, Deserve may be the company that...

- Finder
Credit Karma

Deserve Edu Mastercard is a solid student credit card for college students who don’t have a credit history — it offers rewards, no annual fee and other student-friendly perks.

- Claire Tak, Credit Karma
WalletHub

The Deserve Edu Mastercard for Students is a solid choice for anyone who's currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com.

- John S Kiernan, WalletHub

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate

Cash Advances Not Allowed

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $25.00

Maximum

Promotions
Sign up bonus

Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $49).

Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders No
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Roadside Assistance

- Travel Assistance Services

- Cellphone Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


CreditCards.com

A below average rewards program

from CreditCards.com

If you can qualify for other student cards, then the Deserve Edu Mastercard for Students probably isn’t worth a second look. At 20.24 percent, its APR is on the high side for a student card, while its rewards program is anemic.

Read full review

If you can qualify for other student cards, then the Deserve Edu Mastercard for Students probably isn’t worth a second look. At 20.24 percent, its APR is on the high side for a student card, while its rewards program is anemic.

Read full review

Less

LendEDU

A better option than some comparable student credit cards

from LendEDU

The Deserve EDU Mastercard is a strong choice for college students who have a minimal credit history or a low credit score but want to earn rewards on everyday purchases. Because the card has no annual or foreign transaction fees, and there are no limits on rewards, this is a better option for some students as a beginner rewards card.

Read full review

The Deserve EDU Mastercard is a strong choice for college students who have a minimal credit history or a low credit score but want to earn rewards on everyday purchases. Because the card has no annual or foreign transaction fees, and there are no limits on rewards, this is a better option for some students as a beginner rewards card.

Read full review

Less

Finder

A good student credit card

It doesn’t offer much that the Discover it Chrome and Capital One Journey don’t, but the Deserve Edu is still a great student card. Cash back is a nice touch, as is the free Amazon Prime Student subscription. And if you’re having trouble being approved by other banks, Deserve may be the company that welcomes you.

Read full review

It doesn’t offer much that the Discover it Chrome and Capital One Journey don’t, but the Deserve Edu is still a great student card. Cash back is a nice touch, as is the free Amazon Prime Student subscription. And if you’re having trouble being approved by other banks, Deserve may be the company that welcomes you.

Read full review

Less

Credit Karma

A good option for students looking to build credit

from Credit Karma

Deserve Edu Mastercard is a solid student credit card for college students who don’t have a credit history — it offers rewards, no annual fee and other student-friendly perks.

Read full review

Deserve Edu Mastercard is a solid student credit card for college students who don’t have a credit history — it offers rewards, no annual fee and other student-friendly perks.

Read full review

Less

WalletHub

Certainly is deserving of consideration

from WalletHub

The Deserve Edu Mastercard for Students is a solid choice for anyone who's currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com.

Read full review

The Deserve Edu Mastercard for Students is a solid choice for anyone who's currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com.

Read full review

Less

Bank Deal Guy

You can build your credit history and enjoy great benefits simultaneously

from Bank Deal Guy

With this card you earn 1% Cash Back on all purchases. This card also has no annual fee! It’s a pretty good card to start off with if it’s your first one, and is especially good if you’re a college student because of all the additional benefits offered. 

Read full review

With this card you earn 1% Cash Back on all purchases. This card also has no annual fee! It’s a pretty good card to start off with if it’s your first one, and is especially good if you’re a college student because of all the additional benefits offered. 

Read full review

Less

Credit Card Insider

Made for both native students and international students

from Credit Card Insider

It has all the features of the Deserve Classic, plus a few extra that make it better. It’s also relatively easy to get, but it’s designed especially for students with limited or no credit.

Read full review

It has all the features of the Deserve Classic, plus a few extra that make it better. It’s also relatively easy to get, but it’s designed especially for students with limited or no credit.

Read full review

Less

ValuePenguin

A Great Option for Students

from ValuePenguin

The Deserve Edu card serves a very specific purpose. It's an excellent card for international students who lack social security numbers or credit histories. This consumer group is often turned down by other credit card issuers—most of whom require all applicants to possess a SSN.

Read full review

The Deserve Edu card serves a very specific purpose. It's an excellent card for international students who lack social security numbers or credit histories. This consumer group is often turned down by other credit card issuers—most of whom require all applicants to possess a SSN.

Read full review

Less

NerdWallet

An excellent starter card for people with no credit history

from NerdWallet

If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.

Read full review

If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.

Read full review

Less

User Reviews


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