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The Deserve Classic® Mastercard currently has an Informr score of 6.8 out of 10.
This score is based on our evaluation of 8
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Deserve Classic® Mastercard is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The Deserve® Classic Credit Card is a very basic credit card for building credit. It gives cardholders the chance to build their credit without an upfront deposit, as they would with a secured credit card.
- Brett Holzhauer, ValuePenguin
The Deserve® Classic Mastercard is a solid choice for consumers who have fair/good credit or no credit and are looking for a simple credit card to boost their credit score. There is no security deposit required with this card, so you won't have to put down any cash upfront to get approved.
- Compare Cards
A solid choice for consumers who’ve gotten used to hearing “no” from major credit card issuers. Don’t get me wrong; it’s not perfect, not by a long shot. But it could be your best – and most affordable, provided you pay your bills on time and don’t charge more than you can afford – option for settin...
- Brian Martucci, Money Crashers
The Deserve Classic Mastercard is best for people who want a high credit limit but are unable to qualify for most credit cards. Most people would be better served with a card that charges no annual fee even if it has a lower limit. A secured card that offers some form of rewards might be a better fi...
- TJ Porter, Cardcruncher
Pound for pound, the Deserve Classic isn’t a particularly attractive card. It doesn’t come with perks like rewards or a signup bonus, and it charges a $39 annual fee. However, that may be the price of admission if you’re new to credit. Because Deserve deploys a non-traditional method for customer sc...
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