Credit One Bank Platinum Premier Visa review

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Advertiser Disclosure

Interest Rate: Purchases
25.49% (Variable)
Balance Transfer
-
Rewards
1% cashback
Signup Bonus
-


4.8/10
Informr score
The Credit One Bank Platinum Premier Visa currently has an Informr score of 4.8 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Credit One Bank Platinum Premier Visa is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Hustler MoneyBlog

Don’t miss out on this great consumer credit card. The Credit One Platinum Premier Visa Card is currently offering a descent welcome offer when you sign up and meet the spend requirement. In addition to the cash back, you will also earn 5% cash back on the first $5,000 of eligible purchases per year...

- Paul Vu, Hustler MoneyBlog
The Balance

The Credit One Bank Platinum Premier Visa Card gives people with imperfect credit a chance to get some cash back on their everyday purchases. While the rewards rate is substantial, there’s a limit on what can be earned, plus a high APR and annual fee.

- Sienna Kossman, The Balance

Details


Interest Rates
Regular APR Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Minimum of $1

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year
  • Get up to 10% More Cash Back Rewards from participating merchants
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Additional Benefits
  • Free online access to your Experian credit score
  • Get up to 10% More Cash Back Rewards from participating merchantsEMV chip technology
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Hustler MoneyBlog

Cash back rewards, free online access to your Experian credit score

from Hustler MoneyBlog

Don’t miss out on this great consumer credit card. The Credit One Platinum Premier Visa Card is currently offering a descent welcome offer when you sign up and meet the spend requirement. In addition to the cash back, you will also earn 5% cash back on the first $5,000 of eligible purchases per year.

Read full review

Don’t miss out on this great consumer credit card. The Credit One Platinum Premier Visa Card is currently offering a descent welcome offer when you sign up and meet the spend requirement. In addition to the cash back, you will also earn 5% cash back on the first $5,000 of eligible purchases per year.

Read full review

Less

The Balance

A decent option for earning cash back

from The Balance

The Credit One Bank Platinum Premier Visa Card gives people with imperfect credit a chance to get some cash back on their everyday purchases. While the rewards rate is substantial, there’s a limit on what can be earned, plus a high APR and annual fee.

Read full review

The Credit One Bank Platinum Premier Visa Card gives people with imperfect credit a chance to get some cash back on their everyday purchases. While the rewards rate is substantial, there’s a limit on what can be earned, plus a high APR and annual fee.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.