Credit One Bank Platinum Visa for Rebuilding Credit review

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Advertiser Disclosure

Interest Rate: Purchases
19.74% ‐ 25.74%
Balance Transfer
-
Rewards
1 - 1.1% cashback
Signup Bonus
-


Am I eligible?


Credit One Bank Platinum Visa for Rebuilding Credit is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Have a minimum personal income of $10000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


LendEDU

For those looking for an easy rewards credit card with a fast application and approval, the Credit One Bank Platinum Visa may be the right choice. However, cardmembers need to be aware of the low credit limits, the annual fee that eats away at that limit, and the costs associated with the card befor...

- Melissa Horton, LendEDU

Details


Interest Rates
Regular APR Interest Rate 19.74% ‐ 25.74%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 25.74%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Annual rate varies from $0 to $75 on the first year then $0 to $99 thereafter.

Balance Transfer Fee
Cash Advance Fee 8%

Minimum of $5 OR 3% with a minimim of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 1.1% cash back
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes

$19 annually

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income $10,000 per year


Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


LendEDU

A good choice for rebuilding credit score

from LendEDU

For those looking for an easy rewards credit card with a fast application and approval, the Credit One Bank Platinum Visa may be the right choice. However, cardmembers need to be aware of the low credit limits, the annual fee that eats away at that limit, and the costs associated with the card before signing on the dotted line.

Read full review

For those looking for an easy rewards credit card with a fast application and approval, the Credit One Bank Platinum Visa may be the right choice. However, cardmembers need to be aware of the low credit limits, the annual fee that eats away at that limit, and the costs associated with the card before signing on the dotted line.

Read full review

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