Credit One Bank® Visa® Cash Back Rewards review

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Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 23.99% (Variable)
Balance Transfer
-
Rewards
1% cashback (1% cash back rewards)
Signup Bonus
-


6.4/10
Informr score
The Credit One Bank® Visa® Cash Back Rewards currently has an Informr score of 6.4 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

What's good

  • 1% cash back rewards on all purchases
  • No annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy. Terms apply.
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts

What's bad

  • Annual fee
  • No signup bonus
  • No Balance Transfers
  • Foreign Transaction Fee

Am I eligible?


Credit One Bank® Visa® Cash Back Rewards is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


BuzzFeed

The Credit One Cash Back Card is likely best for people without established credit or who have faced credit setbacks. This card could be a good choice for young people just starting to build their credit or with past financial mistakes on their record. The minimum credit limit is $300, which can inc...

- Kevin Payne, BuzzFeed
Compare Cards

This is a good credit card with a simple cash back rewards program that can help you build credit with responsible use. The card comes with a few unique features like the ability to pick your due date and customize your card image.

- Compare Cards
Money Crashers

Credit One Bank Cash Rewards is appropriate for applicants with less-than-perfect credit and a penchant for simple, straightforward credit card rewards programs. Unfortunately, it’s not the most generous cash back card out there, and its rather high fees are particularly problematic for cash advance...

- Brian Martucci, Money Crashers
Wise Bread

This card is best for those who have poor to bad credit but don't want get a secured card that requires a security deposit. However, if your score is in at least the mid 600s, there is a chance you can qualify for a better unsecured credit card.

- Christina Majaski, Wise Bread
MyBankTracker

The Credit One Bank Cash Back Rewards Platinum Visa might be one to consider if you want to build credit while earning some cash back rewards.

- Rebecca Lake, MyBankTracker

Details


Interest Rates
Regular APR Interest Rate 17.99% ‐ 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00 - $99.00
Balance Transfer Fee
Cash Advance Fee 8%

Minimum of $5 or 3% minimim of $10

Foreign Transaction Fee 3%

Minimum of $1

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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