Credit One Bank® NASCAR® Visa® Credit Card (Good/Excellent Credit) review

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Advertiser Disclosure

Interest Rate: Purchases
20.24% ‐ 26.24% (Variable)
Balance Transfer
-
Rewards
1% cashback
Signup Bonus
-


6.7/10
Informr score
The Credit One Bank® NASCAR® Visa® Credit Card (Good/Excellent Credit) currently has an Informr score of 6.7 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

What's good

  • 2% cashback on all NASCAR.com purchases
  • No Annual Fee
  • $0 Fraud Liability
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Accounts are automatically reviewed for credit line increase opportunities

What's bad

  • No Balance Transfers
  • Foreign Transaction Fee
  • No signup bonus

Am I eligible?


Credit One Bank® NASCAR® Visa® Credit Card (Good/Excellent Credit) is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Bankrate

If you’re a die-hard and responsible racing fan pondering whether to apply for the Credit One Bank NASCAR Credit Card, you might want to consider shifting gears to choose a different card instead.

- Robin Saks Frankel, Bankrate

Details


Interest Rates
Regular APR Interest Rate 20.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 20.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 8%

Minimum of $5 or 3% minimim of $10

Foreign Transaction Fee 3%

Minimum of $1

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2% cashback on all NASCAR.com purchases

Features & Benefits
Additional Card Holders Yes

$19 annually

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Bankrate

Even die-hard NASCAR fans should steer clear of this card

from Bankrate

If you’re a die-hard and responsible racing fan pondering whether to apply for the Credit One Bank NASCAR Credit Card, you might want to consider shifting gears to choose a different card instead.

Read full review

If you’re a die-hard and responsible racing fan pondering whether to apply for the Credit One Bank NASCAR Credit Card, you might want to consider shifting gears to choose a different card instead.

Read full review

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User Reviews


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