Official NASCAR® Credit Card from Credit One Bank® review

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Advertiser Disclosure

Interest Rate: Purchases
17.99% ‐ 23.99% (Variable)
Balance Transfer
1% cashback
Signup Bonus

Informr score
The Official NASCAR® Credit Card from Credit One Bank® currently has an Informr score of 6 out of 10. This score is based on our evaluation of 2 sources including reviews from users and the web's most trusted critics.

What's good

  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Never miss an account update with customizable text and email alerts

What's bad

  • No Balance Transfers
  • Foreign Transaction Fee
  • No signup bonus

Am I eligible?

Official NASCAR® Credit Card from Credit One Bank® is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Simple Dollar

In the long run, a secured credit card that requires cardholders to put down their own refundable security deposit is typically cheaper than an unsecured card. But for credit users who can’t stomach the idea of collateral and want instant spending power, the Official NASCAR® Credit Card from Credit...

- Michelle Wilson, The Simple Dollar
Compare Cards

This card can be a good fit for consumers looking to earn cash back and build credit at the same time. Of course, the NASCAR perks will be a big bonus for racing fans! With double cash back on and exclusive access to special promotions and deals, this is the perfect credit card for big NA...

- Compare Cards


Interest Rates
Regular APR Interest Rate 17.99% ‐ 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00 - $99.00
Balance Transfer Fee
Cash Advance Fee 8%

Minimum of $5 or 3% minimim of $10

Foreign Transaction Fee 3%

Minimum of $1

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus No
All Purchases No
Restaurants No
Gas 1% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2% cashback on automotive purchases

2% cashback on all purchases

Features & Benefits
Additional Card Holders Yes

$19 annually

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Virtual Cards No
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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