What's good
- See if you Pre-Qualify without harming your credit score
- Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
- No need to fret—you’re covered by $0 Fraud Liability
- Accounts are automatically reviewed for credit line increase opportunities
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Never miss an account update with customizable text and email alerts
What's bad
- No Balance Transfers
- Foreign Transaction Fee
- No signup bonus
Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Michelle Wilson, The Simple DollarIn the long run, a secured credit card that requires cardholders to put down their own refundable security deposit is typically cheaper than an unsecured card. But for credit users who can’t stomach the idea of collateral and want instant spending power, the Official NASCAR® Credit Card from Credit...
- Compare CardsThis card can be a good fit for consumers looking to earn cash back and build credit at the same time. Of course, the NASCAR perks will be a big bonus for racing fans! With double cash back on NASCAR.com and exclusive access to special promotions and deals, this is the perfect credit card for big NA...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
17.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
Balance Transfers Not Allowed |
| Cash Advance Interest Rate |
23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 - $99.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
8% Minimum of $5 or 3% minimim of $10 |
| Foreign Transaction Fee |
3% Minimum of $1 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | 1% cash back |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
2% cashback on automotive purchases 2% cashback on all NASCAR.com purchases |
| Features & Benefits | |
| Additional Card Holders |
Yes $19 annually |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Official NASCAR® Credit Card from Credit One Bank®