NASCAR® Credit Card from Credit One Bank® review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
20.24% ‐ 26.24% (Variable)
Balance Transfer
-
Rewards
1% cashback
Signup Bonus
-


6/10
Informr score
The NASCAR® Credit Card from Credit One Bank® currently has an Informr score of 6 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

What's good

  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
  • Accounts are automatically reviewed for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Never miss an account update with customizable text and email alerts

What's bad

  • No Balance Transfers
  • Foreign Transaction Fee
  • No signup bonus

Am I eligible?


NASCAR® Credit Card from Credit One Bank® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Finder

If you’re a NASCAR fan with excellent credit, you may qualify for the card with no annual fee. If you have average credit or are rebuilding your score, you may pay an annual fee of between $0 to $99. Like other Credit One Bank cards, the NASCAR card comes with zero fraud liability protection.

- Finder
Credit Cards Explained

With the NASCAR credit card from Credit One Bank, you’ll not only receive exclusive deals and access to double cash back at NASCAR.com, but you can redeem your cash back earnings at any time in the form of a statement credit. Plus, you’ll be rewarded as you continue to build up your credit history w...

- Carrie Smith, Credit Cards Explained
Compare Cards

This card can be a good fit for consumers looking to earn cash back and build credit at the same time. Of course, the NASCAR perks will be a big bonus for racing fans!

- Compare Cards

Details


Interest Rates
Regular APR Interest Rate 20.24% ‐ 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 26.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00 - $99.00
Balance Transfer Fee
Cash Advance Fee 8%

Minimum of $5 or 3% minimim of $10

Foreign Transaction Fee 3%

Minimum of $1

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases No
Restaurants No
Gas 1% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

2% cashback on automotive purchases

2% cashback on all NASCAR.com purchases

Features & Benefits
Additional Card Holders Yes

$19 annually

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with NASCAR® Credit Card from Credit One Bank®

Rate It:

Critic Reviews


Finder

Earn double cash back bonuses on all purchases made at NASCAR.com

If you’re a NASCAR fan with excellent credit, you may qualify for the card with no annual fee. If you have average credit or are rebuilding your score, you may pay an annual fee of between $0 to $99. Like other Credit One Bank cards, the NASCAR card comes with zero fraud liability protection.

Read full review

If you’re a NASCAR fan with excellent credit, you may qualify for the card with no annual fee. If you have average credit or are rebuilding your score, you may pay an annual fee of between $0 to $99. Like other Credit One Bank cards, the NASCAR card comes with zero fraud liability protection.

Read full review

Less

Credit Cards Explained

A great credit card for both NASCAR fans and individuals looking to establish a better history of credit

from Credit Cards Explained

With the NASCAR credit card from Credit One Bank, you’ll not only receive exclusive deals and access to double cash back at NASCAR.com, but you can redeem your cash back earnings at any time in the form of a statement credit. Plus, you’ll be rewarded as you continue to build up your credit hi...More

With the NASCAR credit card from Credit One Bank, you’ll not only receive exclusive deals and access to double cash back at NASCAR.com, but you can redeem your cash back earnings at any time in the form of a statement credit. Plus, you’ll be rewarded as you continue to build up your credit history with the opportunity of no annual fee if you have excellent credit.

Read full review

Less

Compare Cards

The perfect credit card for big NASCAR fans

Compare Cards

This card can be a good fit for consumers looking to earn cash back and build credit at the same time. Of course, the NASCAR perks will be a big bonus for racing fans!

Read full review

This card can be a good fit for consumers looking to earn cash back and build credit at the same time. Of course, the NASCAR perks will be a big bonus for racing fans!

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.