Commerce Bank World Elite Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
13.74% (Variable) (0% for the first 12 months)
Balance Transfer
13.74% (Variable) (0% for the first 12 months)
Rewards
1.5 - 3% cashback
Signup Bonus
-


9/10
Informr score
The Commerce Bank World Elite Mastercard® currently has an Informr score of 9 out of 10. This score is based on our evaluation of 1 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Commerce Bank World Elite Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


LendEDU

The Commerce Bank World Elite MasterCard has quite a bit to offer. If you like a card that gives you freedom in earning cash back that can be redeemed for just about anything, then you may want to consider this card.

- Jeff Gitlen, LendEDU

Details


Interest Rates
Regular APR Interest Rate 13.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $10

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1.5% cash back
Restaurants 3% cash back

Including purchases made at coffee shops

Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Received a 5% annual point dividend when you make $50,000, or more, in Net Merchandise Purchases.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Airport Lounge Club Membership
  • Trip Cancellation Insurance
  • Lost Or Damaged Luggage Insurance
  • Overdraft Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


LendEDU

Comes with a couple of different benefits for their cardholders

from LendEDU

The Commerce Bank World Elite MasterCard has quite a bit to offer. If you like a card that gives you freedom in earning cash back that can be redeemed for just about anything, then you may want to consider this card.

Read full review

The Commerce Bank World Elite MasterCard has quite a bit to offer. If you like a card that gives you freedom in earning cash back that can be redeemed for just about anything, then you may want to consider this card.

Read full review

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User Reviews


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