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Citizens Bank Business Platinum Mastercard® review

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Citizens Bank Business Platinum Mastercard®

Specs / Features

Interest Rates
Regular APR Interest Rate 8.24% ‐ 19.24% (Variable) (0% for the first 6 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate
Cash Advance Interest Rate 23.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Minimum of $1.5 of each transaction in U.S. dollars.

Over Limit Fee $39.00
Late Payment Fee $39.00
Sign up bonus No
All Purchases No
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Up to 50 days of working capital with 30-day billing cycles and a 20-day settlement period combined with traditionally lower rates than a personal credit card make this business card a smart choice for managing your cash flow.
  • Cell Phone Protection
  • Mastercard Global Service®
  • Enhanced ID Theft Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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